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Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.92 out of 5.0 stars
4.9
5.0
Brian
Aug 14, 2025
Salem, OR
Verified

As an entenpenur, I could not fill in most online forms and the process of quailying me was overwhelming for other lenders. I gave my loan file to Jess and he was able to decern what we need to get the loan done and we got everything in order and we closed with out any issues. I appreciate him going beyond and I could tell his knowledge runs much deeper than just lending. Thanks again.
Jennifer
Sep 09, 2025
Waco, TX
Verified

If I have a buyer wanting help will havr them reach out to you.
James
Jul 03, 2025
Portland, OR
Verified

Took me years to buy a home, and Jess helped me the whole time. Outstanding!
Gina
Jun 21, 2025
Salem, OR
Verified

Everyone that I work with in a Real Estate transaction is a reflection of my reputation and service regardless of roles and responsibilities. Jess was on top of this transaction from start to finish, communicated consistently and ensured we closed on time. I couldn't have asked for anything more for my clients. I would highly recommend Jess Defrees when you are looking for a Mortgage Broker. Gina
Caleb
Jun 02, 2025
Idaho Falls, ID
Verified

They were very helpful, Jess answer any questions I had and worked well with the realtor .
Dusteen
Jun 02, 2025
Monmouth, OR
Verified

Jess was very communicative and responsive. He answered all of my questions right away, even over the eleve weekend when I expected not to hear back until Monday. My case was a little complicated, but Jess was diligent and kept me on track, making sure we closed on by the tight deadline.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1152661
I am authorized to do business in the states of Idaho, Oregon, Texas and Washington. OR ML-176;