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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Conventional
A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.
FHA
If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
USDA
Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
The rating and reviews below represent my top reviews.
4.83 out of 5.0 stars
4.8
Daniel
Nov 2, 2025
Miranda is awesome. This is the second time we have had the pleasure to work with Miranda. She is spot on. Keeps you wel...See more
Dennis
Sept 3, 2025
Friendly and accurate, outstanding communication . This is our 2nd home purchase with Miranda and we returned f...See more
Jeannie
Sept 3, 2025
Miranda is very pleasant and easy to work with.
NMLS ID #1017277
I am authorized to do business in the state of Oregon. OR ML-176;