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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I’ve been in Oregon since 2006 and have been drawn to the Pacific Northwest since I was in my youth. I love all things about the mountains. Most often, you’ll find me rock climbing at my home crag of Smith Rock. However, I’ve been known to travel the world to experience different climbing destinations. I also love to trail run, ski and hike. I’m a true lover of spicy foods and have the nickname: Chili Pepper. My favorite rest day activity is trying a new recipe in the kitchen and wowing my family and friends with delicious foods. I’ll (typically) let them add in their own spice.  

As a mortgage lender since 2007, one of my biggest compliments surrounding my work is my level of communication. In the beginning, I’ll explain how the process works and help you understand all the programs that you can choose from. If you’ve got a tricky scenario, then I’ll figure it out. I love a good brain twister. When I submit your loan, I’ll keep you (and your realtor) up to date throughout the process. I’ll set timely expectations along the way so that we won’t miss important timelines. I enjoy offering the possibility of closing early because the loan process has been so efficient. I love to hear from my first-time homebuyers, “You made a seemingly difficult process easy.”  I’m excited to earn your trust and help you find your dream home! I’ve got you covered whether that be a new primary residence, a second home, or an investment property. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Nicole
Mar 10, 2025
Portland, OR
Verified

Kristen Burke helped us through our first home purchase in 2009 when at a different lender, so we sought out Kristen's expertise in navigating our second home purchase 15 years later! We're happy we reached out to Kristen because, as we experienced the first time around, Kristen was responsive, attentive, and patient with all of our questions. No question was too small, and when we asked the same question multiple times in different ways, Kristen was professional and patient every single time. To add, Kristen also referred us to a stellar agent that helped us navigate the house buying process. Before you start house hunting, make sure your lender foundation is strong - that's what you get when teaming up with Kristen.
Heather
Mar 10, 2025
Portland, OR
Verified

Kristen Burke always offers a smooth sailing experience. I highly recommend her for all your lending needs. :)
Scott
Jan 27, 2025
Oregon City, OR
Verified

Kristen is extremely knowledgable and experienced. She communicagtes often and is able to articulate loan information clearly, for anyone to understand. You can count on your loan to close on time and without last minute chaos. I would highly recommend Kristen's expertise to anyone.
Robin
Jan 17, 2025
Portland, Oregon
Verified

Kristen was such a pleasure to work with. She is incredibly knowledgeable and helpful. She is quick to respond and provide updates. Would highly recommend her!
Jessica R
Jan 13, 2025
Verified

Kristen was attentive the entire loan process and helped me achieve a reasonable contract even after some wrenches were thrown into the system. I really appreciate all the work she did for me.
Jessica
Jan 06, 2025
Portland, OR
Verified

I believe Kristen put in the extra work to deal with the new first time home buyer program that Guild adopted. The program threw some loops and she sacrificed herself to make up for the wrenches that the program threw in both of our faces. I really appreciate it.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #475717
I am authorized to do business in the states of California, Idaho, Nevada, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141; OR ML-176;