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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I’ve been in Oregon since 2006 and have been drawn to the Pacific Northwest since I was in my youth. I love all things about the mountains. Most often, you’ll find me rock climbing at my home crag of Smith Rock. However, I’ve been known to travel the world to experience different climbing destinations. I also love to trail run, ski and hike. I’m a true lover of spicy foods and have the nickname: Chili Pepper. My favorite rest day activity is trying a new recipe in the kitchen and wowing my family and friends with delicious foods. I’ll (typically) let them add in their own spice.  

As a mortgage lender since 2007, one of my biggest compliments surrounding my work is my level of communication. In the beginning, I’ll explain how the process works and help you understand all the programs that you can choose from. If you’ve got a tricky scenario, then I’ll figure it out. I love a good brain twister. When I submit your loan, I’ll keep you (and your realtor) up to date throughout the process. I’ll set timely expectations along the way so that we won’t miss important timelines. I enjoy offering the possibility of closing early because the loan process has been so efficient. I love to hear from my first-time homebuyers, “You made a seemingly difficult process easy.”  I’m excited to earn your trust and help you find your dream home! I’ve got you covered whether that be a new primary residence, a second home, or an investment property. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
4.97
5.0
Arianna
Aug 20, 2025
Madras, OR
Verified

Very communicative made the process super easy!
Elizabeth
Aug 20, 2025
Portland, OR
Verified

Thank you so much, our experience working with Kristen Burke to buy a home in partnership with Guild Mortgage has been absolutely outstanding! After selling our home three years ago, we have been serching until this summer when the market shifted, more homes became available, and we finally found a home to purchase. Thank you, Kristen, for your help with the loan process throughout our search. I have appreciated your help in understanding how to walk through the financing process. You have always been there with outstanding clarity of communication as well as a caring attitude, and we are incredibly grateful! I could not have asked for or dreamed of better service than we experienced with Kristen at Guild. Thank you!
C
Aug 20, 2025
Portland, OR
Verified

Kristen was always knowledgable, thorough and patient. She made our home financing experience easy and fun.
Chelsea M
Aug 18, 2025
Verified

What stood out about working with Kristen the most was how much she truly cared — it never felt transactional. She went above and beyond to make sure I got the best option for me and kept me confident through the whole process. I couldn’t have asked for better experience and would recommend herto anyone buying a home!
Chelsea
Aug 06, 2025
Portland, OR
Verified

I can’t say enough good things about working with Kristen! From start to finish, the process was smooth, stress-free, and honestly way easier than I expected. They were incredibly responsive, answered every question I had and always made sure I understood each step along the way.
Michael
Jul 29, 2025
Bend, OR
Verified

Kristen was great!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #475717
I am authorized to do business in the states of California, Idaho, Nevada, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141; OR ML-176;