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Kristen Burke

Senior Loan Officer

NMLS# 475717

About me

I’ve been in Oregon since 2006 and have been drawn to the Pacific Northwest since I was in my youth. I love all things about the mountains. Most often, you’ll find me rock climbing at my home crag of Smith Rock. However, I’ve been known to travel the world to experience different climbing destinations. I also love to trail run, ski and hike. I’m a true lover of spicy foods and have the nickname: Chili Pepper. My favorite rest day activity is trying a new recipe in the kitchen and wowing my family and friends with delicious foods. I’ll (typically) let them add in their own spice.  

As a mortgage lender since 2007, one of my biggest compliments surrounding my work is my level of communication. In the beginning, I’ll explain how the process works and help you understand all the programs that you can choose from. If you’ve got a tricky scenario, then I’ll figure it out. I love a good brain twister. When I submit your loan, I’ll keep you (and your realtor) up to date throughout the process. I’ll set timely expectations along the way so that we won’t miss important timelines. I enjoy offering the possibility of closing early because the loan process has been so efficient. I love to hear from my first-time homebuyers, “You made a seemingly difficult process easy.”  I’m excited to earn your trust and help you find your dream home! I’ve got you covered whether that be a new primary residence, a second home, or an investment property. 

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.
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Jumbo loans

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you're looking to buy a more expensive home and have a great credit score and strong financial situation.
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FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.98 out of 5.0 stars
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4.9
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5.0
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5.0
Kate
Nov 3, 2025
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I've worked with Kristen before and she is extremely responsive. She offered up scenarios and patiently explained the pr...See more
Kate H.
Nov 2, 2025
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I've worked with Kristen before and she is extremely responsive. She offered up scenarios and patiently explained the pr...See more
Stephanie
Oct 7, 2025
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Trust is paramount when working through a mortgage transaction, and Kristen embodied this through her her timely co...See more
Scott
Oct 6, 2025
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Kristen and Guild always take great care of the clients I refer to them. She does a fantastic job explaining everything ...See more
Heather L.
Oct 4, 2025
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Kristen Burke is diligent, detail oriented, and an extraordinary communicator. Her work ethic is remarkable. As a Realto...See more
Laura
Oct 5, 2025
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Kristen took very good care of me! She was always available and answered all of my questions, and on top of it all, she ...See more

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Awards

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Causes & Memberships

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NMLS ID #475717

I am authorized to do business in the states of California, Idaho, Nevada, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141; OR ML-176;

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