Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I’ve been in Oregon since 2006 and have been drawn to the Pacific Northwest since I was in my youth. I love all things about the mountains. Most often, you’ll find me rock climbing at my home crag of Smith Rock. However, I’ve been known to travel the world to experience different climbing destinations. I also love to trail run, ski and hike. I’m a true lover of spicy foods and have the nickname: Chili Pepper. My favorite rest day activity is trying a new recipe in the kitchen and wowing my family and friends with delicious foods. I’ll (typically) let them add in their own spice.  

As a mortgage lender since 2007, one of my biggest compliments surrounding my work is my level of communication. In the beginning, I’ll explain how the process works and help you understand all the programs that you can choose from. If you’ve got a tricky scenario, then I’ll figure it out. I love a good brain twister. When I submit your loan, I’ll keep you (and your realtor) up to date throughout the process. I’ll set timely expectations along the way so that we won’t miss important timelines. I enjoy offering the possibility of closing early because the loan process has been so efficient. I love to hear from my first-time homebuyers, “You made a seemingly difficult process easy.”  I’m excited to earn your trust and help you find your dream home! I’ve got you covered whether that be a new primary residence, a second home, or an investment property. 

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
5.0 out of 5.0 stars
4.99
5.0
Krisnee
Dec 12, 2024
Verified

Kristen made the process of refinancing my home so easy! She provided all the information I needed, was responsive when I had questions, and her communication was timely and helpful. I highly recommend Kristen.
Alyssa
Dec 02, 2024
Portland, OR
Verified

Kristen's communication and knoweldge is the best!
Claudia
Dec 02, 2024
Portland, OR
Verified

Clear communication, I liked also the possibility to refinance with no additional cost in the futur.
Senn
Dec 02, 2024
Portland, OR
Verified

Kristen really made this complicated process feel easy because she is knowledgeable, friendly, helpful, and accessable. She did a great job answering all my questions and explaining things (sometimes repeatedly) in a way that made sense to me. I also appreciated how she was quick to respond any time of day or day of the week. Thanks to her efforts, we were able to close on the house in just 2 weeks!
Ashley
Dec 02, 2024
Portland, OR
Verified

Kristen was an amazing lender to work with! She was always quick to respond and very friendly. She also got my client's transaction done way ahead of time! I look forward to working with her again in the future!
Cynthia
Oct 09, 2024
Portland, Oregon
Verified

Kristen was easy to work with, very knowledgeable and helpful, and a great communicator.

Video gallery

View More

Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #475717
I am authorized to do business in the states of California, Idaho, Nevada, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141; OR ML-176;