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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I’ve been in Oregon since 2006 and have been drawn to the Pacific Northwest since I was in my youth. I love all things about the mountains. Most often, you’ll find me rock climbing at my home crag of Smith Rock. However, I’ve been known to travel the world to experience different climbing destinations. I also love to trail run, ski and hike. I’m a true lover of spicy foods and have the nickname: Chili Pepper. My favorite rest day activity is trying a new recipe in the kitchen and wowing my family and friends with delicious foods. I’ll (typically) let them add in their own spice.  

As a mortgage lender since 2007, one of my biggest compliments surrounding my work is my level of communication. In the beginning, I’ll explain how the process works and help you understand all the programs that you can choose from. If you’ve got a tricky scenario, then I’ll figure it out. I love a good brain twister. When I submit your loan, I’ll keep you (and your realtor) up to date throughout the process. I’ll set timely expectations along the way so that we won’t miss important timelines. I enjoy offering the possibility of closing early because the loan process has been so efficient. I love to hear from my first-time homebuyers, “You made a seemingly difficult process easy.”  I’m excited to earn your trust and help you find your dream home! I’ve got you covered whether that be a new primary residence, a second home, or an investment property. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
4.99
5.0
Michael
Sep 03, 2024
Verified

Kristen was very helpful in the loan process. She had quick and easy communication that made it easy to get questions answered and documents done!
Caden
Aug 19, 2024
Verified

Kristen was very helpful with explaining the home buying process to us as well as being flexible with the changes and issues that appeared throughout.
Trevor
Sep 04, 2024
Verified

Kristen helped us navigate a tricky loan. She was there every step of the way and got us closed! Highly recommend her and the guild mortgage team, we will be using her for any mortgage needs in the future!
Bryon K
Aug 06, 2024
Verified

Outstanding! Kristen Burke and the Guild team were always steps ahead of the process. On time, informative and knowledgeable! Kristens expertise and personalized analysis of my financial position has not only prepared me for the future but opened a gateway to my new dream home. Thank you!
Bryon
Aug 06, 2024
Verified

Outstanding! Kristen Burke and the Guild team were always steps ahead of the process. On time, informative and knowledgeable! Kristens expertise and personalized analysis of my financial position has not only prepared me for the future but opened a gateway to my new dream home. Thank you!
Forrest
Jul 01, 2024
Verified

Kriste is great. She made things simple and easy to understand. She is very responsive and incredible helpful and kind. There's nobody in the business better than her.

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NMLS ID #475717
I am authorized to do business in the states of California, Idaho, Nevada, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141; OR ML-176;