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Empowering Your Journey to Homeownership

Providing Financial Education and Community-Focused Mortgage Solutions

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

With 25 years of dedication to financial education, I have helped countless families achieve their dream of homeownership through mortgage loans. Born and raised in Oregon, I proudly serve communities across the state, including my community of Redmond, as well as Bend, Prineville, Sisters, La Pine and beyond. My expertise spans Conventional, FHA, and VA financing. My team and I excel in structuring a wide variety of loans for first-time homebuyers, military families, and rural residents. By putting my customers first, I am dedicated to providing exceptional service and have built a reputation for excellence in the mortgage industry.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
5.0
4.81
5.0
John
Oct 03, 2025
La Pine, OR
Verified

You and your team care about doing it right. I was kept informed by very nice people.
Jared
Sep 30, 2025
Ashland, OR
Verified

Everyone we worked with at Guild was extremely helpful!
Eecke
Sep 30, 2025
Ashland, OR
Verified

My refinance went through smoothly and the communication was excellent .
Jason L
Sep 29, 2025
Verified

I had a great experience with Cherie Smith of Guild Mortgage. I refinanced my home loan and was satisfied with the experience. Cherie provided great counsel and helped me find a lower interest rate.
Carol
Sep 24, 2025
Terrebonne, OR
Verified

I have a great relationship with Cherie and she always goes above and beyond.
Arnold
Sep 24, 2025
Gresham, OR
Verified

It was better t than ok.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

NMLS ID #570248
I am authorized to do business in the states of Arizona, Georgia, Idaho, Montana, Nevada, Oregon, Texas and Washington. AZ BK#0018883; AZ BKBR# 1005202; AZ LO Lic.# 0948415; Branch NMLS ID 1267721; NV Mortgage Company #1141; OR ML-176;