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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Guild Mortgage is the #1 purchase lender in the state of Oregon. 

We have an amazing Team to support you through the loan process, whether you are buying your 1st Home additional homes or refinancing a property.


Since 1999 I have been committed to financial education, buying a home enhances families lives and the communities we raise our families within.


I'm skilled at structuring a wide variety of loans for the first-time-home buyer to the seasoned investor. I put my customers first, working for the best outcome for every customer. With an understanding of who you are, and what you value, I am committed to listening to what is important to your families goals.


We serve families in Oregon, Washington, Idaho, Nevada, Arizona and Texas.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
5.0
4.78
5.0
Austen
Mar 02, 2024
Verified

Cherie Smith and her team are incredibly knowledgeable, Empathetic, Cunningly strategic and they know their business. As a real estate agent I know a lot of lenders, I work with them on a daily basis to help get clients into their homes. I was fortunate enough to be able to buy my first home, Cherie was the only lender I wanted to work with. We had no problems throughout the deal in regards to lending, and when something did come up that could've been a roadblock, we strategize as a team and figured out how to get around it Before it was a problem. Guild won't always be the "cheapest" lender. their service can't be beaten. I don't want the Toyota of lenders. I want the Rolls-Royce of lenders, and that's what you get with Cherie Smith, Kathy Dunn, and the rest of Guild Mortgage. Every. Single. Time.
Jacquelyn
Oct 30, 2023
Verified

Cherie was very knowledgeable and friendly. Like there new location.
Vonnie
Oct 30, 2023
Verified

Timely updates, pre-qualified buyers before offer.
Austen
Oct 02, 2023
Verified

Cherie is incredible at her job! She knows loans, she knows business, she understands people. She makes life easy and explains the WHY behind her answers.
Spencer
Oct 02, 2023
Verified

Cherie and her team are always amazing to work with. They get things done in a timely manner and always have solutions to obstacles that sometimes come up during transactions. Cherie is very experienced and that is a huge benefit to Buyers and real estate agents. I recommend giving Cherie a try if you haven’t had the opportunity to yet!
Rebecca
Sep 19, 2023
Verified

Cherie was fantastic from beginning to end. She was very responsive and always available when needed. There were some hiccups toward the end of the transaction, to no fault of her own, and she handled it amazingly and was able to get the loan funded within the timeline. Looking forward to working with her again in the future. Thank you Cherie!

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Awards

Causes I'm
passionate about

NMLS ID #570248
I am authorized to do business in the states of Arizona, Georgia, Idaho, Montana, Nevada, Oregon, Texas and Washington. AZ BK#0018883; AZ BKBR# 1005202; AZ LO Lic.# 0948415; Branch NMLS ID 1267721; NV Mortgage Company #1141; OR ML-176;