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Empowering Your Journey to Homeownership
Providing Financial Education and Community-Focused Mortgage Solutions

About me

With 25 years of dedication to financial education, I have helped countless families achieve their dream of homeownership through mortgage loans. Born and raised in Oregon, I proudly serve communities across the state, including my community of Redmond, as well as Bend, Prineville, Sisters, La Pine and beyond. My expertise spans Conventional, FHA, and VA financing. My team and I excel in structuring a wide variety of loans for first-time homebuyers, military families, and rural residents. By putting my customers first, I am dedicated to providing exceptional service and have built a reputation for excellence in the mortgage industry.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.94 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.7
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5.0
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5.0
Grace G.
Dec 4, 2025
Google logo
I had the pleasure of working with Helen Silfven and Cherie Smith on a recent transaction with first-time home buyers, a...See more
Grace
Dec 3, 2025
La Pine, OR
Experience logo
I had the pleasure of working with Helen Silfven and Cherie Smith on a recent transaction with first-time home buyers, a...See more
Stephen
Dec 3, 2025
La Pine, OR
Experience logo
Cherie and the team were attentive , thorough, respectful and kind during the whole process. They explaine...See more
Alex
Dec 3, 2025
Madras, OR
Experience logo
The whole process was fast and simple.
Korren
Nov 21, 2025
Prineville, OR
Experience logo
Answered her phone on a weekend and gave weekly updates!
Bonnie P.
Nov 19, 2025
Facebook logo
Cherie is amazing! She is always available when needed. Very professional and on top of it.

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Awards

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Causes & Memberships

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NMLS ID #570248

I am authorized to do business in the states of Arizona, Georgia, Idaho, Montana, Nevada, Oregon, Texas and Washington. AZ BK#0018883; AZ BKBR# 1005202; AZ LO Lic.# 0948415; Branch NMLS ID 1267721; NV Mortgage Company #1141; OR ML-176;

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