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Empowering Your Journey to Homeownership

Providing Financial Education and Community-Focused Mortgage Solutions

About me

With 25 years of dedication to financial education, I have helped countless families achieve their dream of homeownership through mortgage loans. Born and raised in Oregon, I proudly serve communities across the state, including my community of Redmond, as well as Bend, Prineville, Sisters, La Pine and beyond. My expertise spans Conventional, FHA, and VA financing. My team and I excel in structuring a wide variety of loans for first-time homebuyers, military families, and rural residents. By putting my customers first, I am dedicated to providing exceptional service and have built a reputation for excellence in the mortgage industry.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
5.0
4.84
5.0
Rachel
Dec 16, 2024
Redmond, OR
Verified

Cherie's team is absolutely wonderful! She goes above and beyond for her clients. I will work harder for you than any other lender!
Nicole
Dec 10, 2024
Prineville, OR
Verified

Great customer service!
Barbara
Dec 10, 2024
Prineville, OR
Verified

Great Job! Clients were very satisfied.
Cliff
Dec 02, 2024
Bend, OR
Verified

Cherie and team were excellent for a buyer moving from out of state.
Austen
Mar 02, 2024
Verified

Cherie Smith and her team are incredibly knowledgeable, Empathetic, Cunningly strategic and they know their business. As a real estate agent I know a lot of lenders, I work with them on a daily basis to help get clients into their homes. I was fortunate enough to be able to buy my first home, Cherie was the only lender I wanted to work with. We had no problems throughout the deal in regards to lending, and when something did come up that could've been a roadblock, we strategize as a team and figured out how to get around it Before it was a problem. Guild won't always be the "cheapest" lender. their service can't be beaten. I don't want the Toyota of lenders. I want the Rolls-Royce of lenders, and that's what you get with Cherie Smith, Kathy Dunn, and the rest of Guild Mortgage. Every. Single. Time.
Jacquelyn
Oct 30, 2023
Boardman, OR
Verified

Cherie was very knowledgeable and friendly. Like there new location.

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Awards

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NMLS ID #570248
I am authorized to do business in the states of Arizona, Georgia, Idaho, Montana, Nevada, Oregon, Texas and Washington. AZ BK#0018883; AZ BKBR# 1005202; AZ LO Lic.# 0948415; Branch NMLS ID 1267721; NV Mortgage Company #1141; OR ML-176;