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Empowering Your Journey to Homeownership

Providing Financial Education and Community-Focused Mortgage Solutions

About me

With 25 years of dedication to financial education, I have helped countless families achieve their dream of homeownership through mortgage loans. Born and raised in Oregon, I proudly serve communities across the state, including my community of Redmond, as well as Bend, Prineville, Sisters, La Pine and beyond. My expertise spans Conventional, FHA, and VA financing. My team and I excel in structuring a wide variety of loans for first-time homebuyers, military families, and rural residents. By putting my customers first, I am dedicated to providing exceptional service and have built a reputation for excellence in the mortgage industry.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
5.0
4.84
5.0
Diana B
Jul 14, 2025
Verified

All the answers and more. Personable and efficient. So glad family recommended.
Diana
Jul 09, 2025
Glide, OR
Verified

Cherie listened. She and her staff responded quickly to my inquiries. She used her knowledge to improve my rates, process and offered insights to help me a get better experience.
Angela
Jul 01, 2025
Prineville, OR
Verified

Its not your service that made it kinda stressful..it was all the end stuff 🤷‍♀️👍🏻but that's just me 🤷‍♀️
Jenna
Jun 21, 2025
La Pine, OR
Verified

It was amazing
Lita
Jul 01, 2025
Reno, NV
Verified

easy for everyone
Ian
Jun 24, 2025
Redmond, OR
Verified

Cherie Smith with Guild Mortgage was 11/10 beyond exceptional with helping us along the way with our home buying and loan process. Cherie made us feel supported, informed, and truly cared for every step of the way. Cherie brought a rare combination of warmth, expertise, and laser-sharp attention to detail to every meeting we had with her. She patiently exhibited a sense of calm during stressful moments and we will highly recommend Cherie to our family and friends!

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

NMLS ID #570248
I am authorized to do business in the states of Arizona, Georgia, Idaho, Montana, Nevada, Oregon, Texas and Washington. AZ BK#0018883; AZ BKBR# 1005202; AZ LO Lic.# 0948415; Branch NMLS ID 1267721; NV Mortgage Company #1141; OR ML-176;