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Your Dream of homeownership is just a few clicks away
Serving the Pacific Northwest, guiding you every step of the way

About me

I specialize in memorable, high quality, start to finish - concierge mortgage services. From guidance, implementation, and education to keys. Striving to become your 'google' for all things mortgage, before, during and well after you've purchased your home - no matter how large or small your need may be.

In today's volatile market it is more important than ever to work with a Loan Officer who can decipher market conditions and help you make informed decisions. I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

I am a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house-all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish. You will always up to date on the status of your loan. With over 16 years as a loan officer, I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put me to the test. Let me show you how simple and easy securing a mortgage can be. Everything can be done online, in person, or over the phone, whatever your preference is, is great with me.

I look forward to helping you roadmap your home purchase journey! Don’t hesitate to reach out, feel free to call or email anytime. 

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.95 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.9
Google logo
5.0
Third party logo
4.9
Micayla H.
Feb 21, 2026
Google logo
Embarking on the journey to homeownership in Portland’s competitive market can be daunting, but Stephen Bowdon and his a...See more
Nicole
Feb 18, 2026
Salem, OR
Experience logo
Stephen was such a great partner on this one. He did an excellent job guiding our first-time buyers and kept communicati...See more
Randy T.
Feb 18, 2026
Facebook logo
Stephen Bowden and his team are extraordinary you cant find a better team in the industry.
Rick C.
Feb 18, 2026
Facebook logo
My buyer clients had a great experience. The best communication, everything done very fast, and correct the first time!
Kyler K.
Feb 18, 2026
Facebook logo
I just finished closing a transaction with Baylee Badley and her team at Academy Mortgage! The experience was top notch!...See more
Jason
Feb 17, 2026
Salem, OR
Experience logo
We liked working with Stephen and his team. They were great.

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Awards

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Causes & Memberships

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NMLS ID #583034

I am authorized to do business in the states of Oregon and Washington. OR ML-176;

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