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Your Dream of homeownership is just a few clicks away

Serving the Pacific Northwest, guiding you every step of the way

About me

I specialize in memorable, high quality, start to finish - concierge mortgage services. From guidance, implementation, and education to keys. Striving to become your 'google' for all things mortgage, before, during and well after you've purchased your home - no matter how large or small your need may be.

In today's volatile market it is more important than ever to work with a Loan Officer who can decipher market conditions and help you make informed decisions. I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

I am a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house-all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish. You will always up to date on the status of your loan. With over 16 years as a loan officer, I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put me to the test. Let me show you how simple and easy securing a mortgage can be. Everything can be done online, in person, or over the phone, whatever your preference is, is great with me.

I look forward to helping you roadmap your home purchase journey! Don’t hesitate to reach out, feel free to call or email anytime. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
5.0
4.94
5.0
Alisha S
Jul 10, 2025
Verified

There is no better feeling than knowing my clients will be happy and well taken care of when working with Stephen! Stephen's team handles every situation with efficiency and great communication.
Alisha
Jul 10, 2025
Vancouver, WA
Verified

There is know better feeling than knowing my clients are going to be happy and well taken care of when working with Stephen! Stephen's team handles every situation with efficiency and great communication.
Amanda R
Jul 10, 2025
Verified

Stephen and Hannah are great. Incredibly helpful, friendly, and transparent. Great rates and even better customer service.
Amanda
Jul 09, 2025
Lake Oswego, OR
Verified

Stephen and Hannah were incredibly friendly and helpful and completely transparent about our costs and options.
Moon S
Jul 08, 2025
Verified

I can't say enough good things about Stephen, Hannah, and this team! From start to finish, they put their absolute best work into making the process smooth, clear, and efficient. They were always responsive, patient with all of our questions, and proactive in keeping everything on track. You could tell they truly cared about getting us the best possible outcome—not just closing the deal.
Moon
Jul 04, 2025
Portland, OR
Verified

I can't say enough good things about Stephen and his team. From start to finish, they put their absolute best work into making the process smooth, clear, and efficient. They were always responsive, patient with all of our questions, and proactive in keeping everything on track. You could tell they truly cared about getting us the best possible outcome—not just closing the deal.

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #583034
I am authorized to do business in the states of California, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;