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Your Dream of homeownership is just a few clicks away

Serving the Pacific Northwest, guiding you every step of the way

About me

I specialize in memorable, high quality, start to finish - concierge mortgage services. From guidance, implementation, and education to keys. Striving to become your 'google' for all things mortgage, before, during and well after you've purchased your home - no matter how large or small your need may be.

In today's volatile market it is more important than ever to work with a Loan Officer who can decipher market conditions and help you make informed decisions. I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

I am a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house-all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish. You will always up to date on the status of your loan. With over 16 years as a loan officer, I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put me to the test. Let me show you how simple and easy securing a mortgage can be. Everything can be done online, in person, or over the phone, whatever your preference is, is great with me.

I look forward to helping you roadmap your home purchase journey! Don’t hesitate to reach out, feel free to call or email anytime. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
5.0
4.94
5.0
Collin
May 05, 2025
Portland, OR
Verified

Everything went fine.
Ian
May 05, 2025
Portland, OR
Verified

Stephen and his team are the best in the busiensss. Was able to get my buyer's FHA loan done from start to finish in 3 weeks! Great communication and no other lender I'd rather have my buyers work with.
Bebe
Apr 28, 2025
Portland, OR
Verified

Stephen was super helpful, informative, accessible. He truly made it a great, easy experience.
Magola Ayala F
Apr 21, 2025
Verified

Working with Stephen and Hannah was an absolute dream from start to finish! Communication was top notch. Thanks to their dedication and efficiency, we were able to close on our home in a flash! Faster than we ever imagined possible! They know what they are doing and they genuinely care about their clients and getting the best outcome. We can’t recommend them enough. If you’re looking for someone who’s knowledgeable, responsive, and just truly fantastic at what they do, this is your team!
Magola
Apr 21, 2025
Milwaukie, OR
Verified

Stephen, it was an absolute pleasure to work with you and Hannah! Your communication was clear, prompt and so helpful. Thank you for the efficiency and dedication to help us close on our home in a flash!
Janelle F
Apr 21, 2025
Verified

Always an amazing experiencing working with Stephen and Hannah. Dreamteam right there!! Their attention to detail, incredible communication with both myself and our clients is always above and beyond. I refer them to every buyer client I have, and even if they don't choose them initially, or their lender drops the ball, Stephen and team come in to save the day. They make each transaction smooth from beginning to end. I highly recommend getting the VIP service of Stephen Bowdon and his team! You'll be so happy you did!!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #583034
I am authorized to do business in the states of California, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;