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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Stephen Bowdon

Stephen Bowdon

Branch Manager

710 Northwest 14th Avenue, Suite 1, Portland, OR 97209
Own what matters
Own what matters

About Me

I specialize in memorable, high quality, start to finish - concierge mortgage services. From guidance, implementation, and education to keys. Striving to become your 'google' for all things mortgage, before, during and well after you've purchased your home - no matter how large or small your need may be.

In today's volatile market it is more important than ever to work with a Loan Officer who can decipher market conditions and help you make informed decisions. I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

I am a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house-all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish. You will always up to date on the status of your loan. With over 16 years as a loan officer, I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put me to the test. Let me show you how simple and easy securing a mortgage can be. Everything can be done online, in person, or over the phone, whatever your preference is, is great with me.

I look forward to helping you roadmap your home purchase journey! Don’t hesitate to reach out, feel free to call or email anytime. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.94
Sarah
May 20, 2024
Verified

Everyone was super helpful.
Daniel
May 20, 2024
Verified

Thank you!!
Monique
May 13, 2024
Verified

Stephen's team was personable, professional, and offered guidance through this process. He was trustworthy and knowledgable.
Chandler
May 13, 2024
Verified

Stephen and Hannah are the definition of a TEAM. They consistently show up and deliver each and every time. Professional, educational, communicative, etc... you name it, they are FANTASTIC at it. Hands down my lenders for life and I will be shouting their names from the roof tops. Hannah and Stephen - You both ROCK!
Miranda
May 06, 2024
Verified

Stephen was extremely punctual and helpful! Made the process very easy for us
Zachary
May 06, 2024
Verified

Stephen is very knowledgable and will take the time to explain all their loan products and help you pick the best product for your situation. They were able to help me close in three weeks and still get funded two day early. Professional outfit that I'd recommend to anyone.

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Awards

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Causes I'm
passionate about

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NMLS ID #583034
I am authorized to do business in the states of Oregon and Washington. OR ML-176;