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About me

I'm Stephen Bowdon, a Mortgage Loan Officer and Branch Manager with Guild Mortgage serving the Portland Metro area and Southwest Washington, including Vancouver. I started in the mortgage industry in 2006, and over the years I've built my business around fast communication, practical education, and helping people understand what is actually possible with home financing.Read more

I'm Stephen Bowdon, a Mortgage Loan Officer and Branch Manager with Guild Mortgage serving the Portland Metro area and Southwest Washington, including Vancouver. I started in the mortgage industry in 2006, and over the years I've built my business around fast communication, practical education, and helping people understand what is actually possible with home financing.

 

I especially enjoy working with first-time homebuyers who think they are years away from buying, then helping them see a clear path forward. I also work with repeat buyers, retirees, medical professionals, veterans, and clients using FHA, VA, conventional, down payment assistance, and other home loan programs. Because I've worked across so many loan scenarios, I can usually move quickly from question to strategy without making the process feel complicated.

 

My approach is direct, responsive, and hands-on. I keep a zero inbox, respond quickly, and believe clients and real estate partners should always know what is happening and what comes next. I also enjoy educating newer real estate agents through mortgage training and building relationships through local events and client gatherings.

 

Outside of work, I like fly fishing, camping, hiking, travel, great food, yard work, woodworking, restoring and building things, and anything that lets me tinker with my hands. I care a lot about community, service, and creating experiences that bring people together.

 

If you're buying a home in the Portland Metro area or Southwest Washington and want straightforward mortgage guidance from someone who will move quickly and explain the why behind the numbers, let's connect and talk through your options.

Awards

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Causes and Memberships

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Testimonials

4.95 (707 reviews)
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.9
Google logo
5.0
Third party logo
4.9
Great service. Super responsive. Answered all questions and made it easy. Great communication. Stephen is awesome.
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Alex

Aug 6, 2026 | 

Portland, OR

we worked with Stephen the past and have always received excellent service from him and his teams. We will continue to reach out to Stephen when the need arises
Experience logo
Scott

July 28, 2026 | 

Ocean Park, WA

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #583034

I am authorized to do business in the states of Oregon and Washington. OR ML-176;

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