Building trust, one borrower at a time.
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About me
Meet Stephen Baker - Your Trusted Mortgage Expert in the Pacific Northwest
With over 20 years of experience in the mortgage industry, Stephen Baker is a seasoned Senior Loan Officer who brings deep expertise and a personal touch to every home financing journey. Whether you're buying your first home, investing in real estate, or planning a renovation, Stephen offers tailored solutions and clear guidance to help you achieve your goals.
Stephen specializes in a wide range of loan products, including:
FHA Loans - Great for first-time buyers and low-down payment options
VA Loans - Exclusive benefits for veterans and active-duty military
Conventional Loans - Flexible financing for a variety of needs
Jumbo Loans - Financing for high-value properties
Creative Investment Home Financing - Smart strategies for investors
Construction Loans - Build your dream home from the ground up
Renovation Loans - Upgrade and improve with ease
Beyond the numbers, Stephen is a people person at heart. He loves glamping, playing and listening to music, and adventuring or simply hanging out with his family. You'll often find him volunteering in his kids' classrooms, enjoying a great cup of coffee in the morning, and winding down with a craft PNW beer in the evening. He thrives on meeting new people, sharing stories, and building lasting relationships.
Stephen's approach is rooted in integrity, responsiveness, and a genuine desire to help others succeed. His clients appreciate his clear communication, deep industry knowledge, and commitment to making the mortgage process smooth and stress-free.
Let's connect! Whether you're ready to buy, build, or refinance, Stephen Baker is here to help you make smart, confident decisions about your home financing.
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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NMLS ID #432353
I am authorized to do business in the states of California, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;