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Testimonials
The rating and reviews below represent my top reviews.
5.0 out of 5.0 stars
5.0
Brent
Oct 4, 2025
I simply can’t recommend Stephen Baker and Cardinal enough. Stephen worked with me during the course of my new home cons...See more
Kristy
Oct 4, 2025
I cannot recommend Loan Officer Stephen Baker highly enough! Stephen has been my go-to for both purchase and refinance l...See more
Trygve
Oct 4, 2025
Professional and personable -- a pleasure to work with.
Michelle
Oct 4, 2025
We’ve worked with Stephen on three home loans over the past 10 years. From VA loans to construction loans, Stephen is ve...See more
amelia
Oct 4, 2025
Buying a home is a stressful process, no matter how you slice it. Highs and lows are inevitable and having a stabilizing...See more
NMLS ID #432353
I am authorized to do business in the states of California, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;