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The Diaz Dengsot Group is here for your home financing needs!
From down payment assistance to jumbo loan and more!

About me

I started in the mortgage industry in 2012. As a graduate of Portland State University with a degree in Real Estate Finance, housing finance has long been my focus. My goal is to provide clients and real estate partners with the tools to better understand the lending process and overcome obstacles to home ownership.

Married with two young children, I'm proud to call Portland my home. On the weekends, you can find me exploring the beauty of the Pacific Northwest and other outdoor activities.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews.
4.99 out of 5.0 stars
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5.0
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5.0
Experience logo
5.0
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5.0
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5.0
Emily
Nov 5, 2025
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Rayko was incredible to work with! He was communicative, made the whole process accessible, and brought levi...See more
Steven
Nov 2, 2025
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Rayko is excellent at explaining to us without making us feel stupid, honestly. He also really seems to care about our e...See more
Torri F.
Nov 1, 2025
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Working with Rayko was a bright spot in a very complex transaction. His communication was consistent even when we were i...See more
Torri
Nov 1, 2025
Experience logo
Working with Rayko was a bright spot in a very complex transaction. His communicaiton was consistent even when we were i...See more
Emily R.
Nov 2, 2025
Google logo
Rayko was incredible to work with! He was communicative, made the whole process accessible, and brought levi...See more
Alena A.
Nov 6, 2025
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Rayko made all the difference when we were buying our first house. He works tirelessly for you, helps explain everything...See more

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Awards

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Causes & Memberships

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NMLS ID #947125

I am authorized to do business in the states of Oregon and Washington. OR ML-176;

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