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The Diaz Dengsot Group is here for your home financing needs!
From down payment assistance to jumbo loan and more!

About me

I started in the mortgage industry in 2012. As a graduate of Portland State University with a degree in Real Estate Finance, housing finance has long been my focus. My goal is to provide clients and real estate partners with the tools to better understand the lending process and overcome obstacles to home ownership.

Married with two young children, I'm proud to call Portland my home. On the weekends, you can find me exploring the beauty of the Pacific Northwest and other outdoor activities.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.99 out of 5.0 stars
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5.0
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5.0
Experience logo
4.9
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5.0
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5.0
Paul
Dec 18, 2025
Portland, OR
Experience logo
Rayko was great at communtication through the entire process
Serena
Dec 18, 2025
Portland, OR
Experience logo
Rayko did an amazing job communicating with me and my first time home buyers. He was very helpful and ...See more
Jennifer
Dec 18, 2025
Gladstone, OR
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Rayko has been so amazing to work with every step of the way! We had previously been in contract on tw...See more
Joohae
Dec 18, 2025
Happy Valley, OR
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Loan officer,Rayco was very kind and responsive and handled everything all of my needs.I truly appreciate h...See more
Kyle L.
Dec 16, 2025
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I highly recommend Rayko! My wife and I worked on finding a home for three years and Rayko always showed us grace during...See more
Kyle
Dec 16, 2025
Gladstone, OR
Experience logo
Rayko is provided my wife and I tremendous support at every point in our home ownership journey. He was av...See more

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Awards

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Causes & Memberships

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NMLS ID #947125

I am authorized to do business in the states of Oregon and Washington. OR ML-176;

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