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About me

I started in the mortgage industry in 2012. As a graduate of Portland State University with a degree in Real Estate Finance, housing finance has long been my focus.Read more

I started in the mortgage industry in 2012. As a graduate of Portland State University with a degree in Real Estate Finance, housing finance has long been my focus. My goal is to provide clients and real estate partners with the tools to better understand the lending process and overcome obstacles to home ownership.

Married with two young children, I'm proud to call Portland my home. On the weekends, you can find me exploring the beauty of the Pacific Northwest and other outdoor activities.

Awards

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Causes and Memberships

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Testimonials

4.98 (270 reviews)
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5.0
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5.0
Experience logo
4.8
Google logo
5.0
Third party logo
5.0
Rayko kept me informed and was quick to respond when I had questions. He took the time to explain the steps of the purchase process and ensured I had complete understanding of the loan documents. Rayko and his team have my highest recommendation!
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Kanesha P.

Mar 30, 2026

Rayko kept me informed and was quick to respond when I had questions. He took the time to explain the steps of the purchase process and ensured I had complete understanding of the loan documents. Rayko and his team have my highest recommendation!
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Kanesha

Mar 30, 2026

Tigard, OR

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Meet our team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Mac Dengsot

Mortgage Advisor | NMLS#413563

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Beth McFadden

Transaction Coordinator

I am not a licensed loan officer.

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

Closed

Closed

Monday - Friday

8:00AM - 5:00PM

Saturday

Closed

Sunday

Closed

NMLS ID #947125

I am authorized to do business in the states of Oregon and Washington. OR ML-176;

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Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

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