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The Diaz Dengsot Group is here for your home financing needs!
From down payment assistance to jumbo loan and more!

About me

I started in the mortgage industry in 2012. As a graduate of Portland State University with a degree in Real Estate Finance, housing finance has long been my focus. My goal is to provide clients and real estate partners with the tools to better understand the lending process and overcome obstacles to home ownership.

Married with two young children, I'm proud to call Portland my home. On the weekends, you can find me exploring the beauty of the Pacific Northwest and other outdoor activities.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.98 out of 5.0 stars
Zillow logo
5.0
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5.0
Experience logo
4.8
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5.0
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5.0
Trent G.
Jan 26, 2026
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Rayko was on top of everything from the start. His experience working with Proud Ground was invaluable through the admit...See more
Trenton
Jan 26, 2026
Portland, OR
Experience logo
Rayko was on top of everything from the start. His experience working with Proud Ground was invaluable through the admit...See more
Steven T.
Jan 25, 2026
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I had a super smooth transaction with Rayko! I especially appreciate the prompt communication between our mutual client ...See more
Joohae
Dec 29, 2025
Happy Valley, OR
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Loan officer,Rayco was very kind and responsive and handled everything all of my needs.I truly appreciate h...See more
Kyle
Dec 26, 2025
Gladstone, OR
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Rayko is provided my wife and I tremendous support at every point in our home ownership journey. He was av...See more
Jennifer
Dec 26, 2025
Gladstone, OR
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Rayko has been so amazing to work with every step of the way! We had previously been in contract on tw...See more

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Awards

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Causes & Memberships

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NMLS ID #947125

I am authorized to do business in the states of Oregon and Washington. OR ML-176;

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