Rayko Diaz

Senior Loan Officer

NMLS# 947125

9755 Barnes Road, Suite 600,
Portland, OR 97225

(503) 522-9057

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Building trust, one borrower at a time.

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About me

I started in the mortgage industry in 2012. As a graduate of Portland State University with a degree in Real Estate Finance, housing finance has long been my focus. My goal is to provide clients and real estate partners with the tools to better understand the lending process and overcome obstacles to home ownership.

Married with two young children, I'm proud to call Portland my home. On the weekends, you can find me exploring the beauty of the Pacific Northwest and other outdoor activities.

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.

Jumbo loans

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you're looking to buy a more expensive home and have a great credit score and strong financial situation.

Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.