Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Loan Officer NMLS# 947125
I started in the mortgage industry in 2012. As a graduate of Portland State University with a degree in Real Estate Finance, housing finance has long been my focus. My goal is to provide clients and real estate partners with the tools to better understand the lending process and overcome obstacles to home ownership.
Married with two young children, I'm proud to call Portland my home. On the weekends, you can find me exploring the beauty of the Pacific Northwest and other outdoor activities.
Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Your home loan insights
Already a homeowner?
Find out what your home is worth and see how your equity can work for you.
Get your home estimate
Rayko Diaz is one of the most Professional, Responsive, Ethical & Prolific Lender that I have had the pleasure of working with on deals! As a Real Estate Agent it’s great to have a Mortgage Guy that knows his business and most of all goes to bat for his clients. I would refer everyone I know to Rayko, he is the real deal!
Rayko and his team have been great to work with as we bought our first home. We were buying from out of state, so having someone who was attentive and trustworthy was crucial. Highly recommended
Rayko did a fantastic job for clients of mine. The buying process can be intimidating for a buyer, but Rayko made sure to stay in constant communication with them, breaking down each step throughout the process. It was one of the smoothest transactions I’ve been apart of! I cannot recommend him highly enough.
My partner and I would have been absolutely LOST without Rayko’s help. Rayko and the Guild team took such care and patience with us throughout the process of buying our first home. We called Rayko with the most random questions and he always went through the details with us and helped us understand the financial process and beyond. Rayko also always had a positive attitude and a ton of guidance - can’t imagine going through that process with another lender - he’s the best!
We found Rayko when it appeared our loan was not going to go through with someone else not only was he able to get the loan for us he was able to offer solutions to lower the interest rate.
Rayko was so helpful in guiding me through the loan process as a first time home buyer. Definitely recommend working with him if you have the chance!