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Rayko Diaz

Rayko Diaz

Senior Loan Officer

9755 Barnes Road, Suite 600, Portland, OR 97225
Own what matters
Own what matters

About Me

I started in the mortgage industry in 2012. As a graduate of Portland State University with a degree in Real Estate Finance, housing finance has long been my focus. My goal is to provide clients and real estate partners with the tools to better understand the lending process and overcome obstacles to home ownership.

Married with two young children, I'm proud to call Portland my home. On the weekends, you can find me exploring the beauty of the Pacific Northwest and other outdoor activities.

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
4.98
5.0
Jackson E
Apr 15, 2023
Verified

Rayko did a fantastic job for clients of mine. The buying process can be intimidating for a buyer, but Rayko made sure to stay in constant communication with them, breaking down each step throughout the process. It was one of the smoothest transactions I’ve been apart of! I cannot recommend him highly enough.
Casey S
Feb 11, 2023
Verified

My partner and I would have been absolutely LOST without Rayko’s help. Rayko and the Guild team took such care and patience with us throughout the process of buying our first home. We called Rayko with the most random questions and he always went through the details with us and helped us understand the financial process and beyond. Rayko also always had a positive attitude and a ton of guidance - can’t imagine going through that process with another lender - he’s the best!
Andrew V
Oct 29, 2022
Verified

Rayko was a great lending partner that made me feel safe and secure in knowing all the different pieces of the home-buying puzzle. You've probably heard horror stories of lenders from before. Rayko was just completely on the ball for communication at all points of the transaction. I never felt out of the loop at any point, which for complex as home buying can be, gave me complete peace of mind! Rayko works with you personally to find the right situation that works for you. No sales pressure. He was able to find me a loan perfectly suited for myself, for the home that I wanted. He ran all numbers and scenarios and laid them out perfectly for me to understand. These personal touchpoints made it certain that I was picking the right option for my own financial health. If you need a lender that works with you, keeps communicating, and has a stellar team working behind them, Rayko is your person! I highly recommend reaching out and seeing what works for you!
Isaac
Feb 05, 2024
Verified

The process with Guild Mortgage and Rayko was smooth and very straightforward! Very good communication and work ethic from Rayko and his team!
Rosalie
Feb 05, 2024
Verified

Four buyers. Second home. Complicated. We had great communication from Rayco and he kept all parties up to date on how the transaction was going. We closed on time and with limited stress. Thank you.
Nola
Feb 05, 2024
Verified

Communication was above and beyond and at any point I thought I could reach you "in real time" without delay. The "status updates" were timely, professional, and effective.

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NMLS ID #947125
I am authorized to do business in the states of Oregon and Washington. OR ML-176;