I started in the mortgage industry in 2012. As a graduate of Portland State University with a degree in Real Estate Finance, housing finance has long been my focus. My goal is to provide clients and real estate partners with the tools to better understand the lending process and overcome obstacles to home ownership.
Married with two young children, I'm proud to call Portland my home. On the weekends, you can find me exploring the beauty of the Pacific Northwest and other outdoor activities.
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Rayko did a fantastic job for clients of mine. The buying process can be intimidating for a buyer, but Rayko made sure to stay in constant communication with them, breaking down each step throughout the process. It was one of the smoothest transactions I’ve been apart of! I cannot recommend him highly enough.
My partner and I would have been absolutely LOST without Rayko’s help. Rayko and the Guild team took such care and patience with us throughout the process of buying our first home. We called Rayko with the most random questions and he always went through the details with us and helped us understand the financial process and beyond. Rayko also always had a positive attitude and a ton of guidance - can’t imagine going through that process with another lender - he’s the best!
Rayko was a great lending partner that made me feel safe and secure in knowing all the different pieces of the home-buying puzzle. You've probably heard horror stories of lenders from before. Rayko was just completely on the ball for communication at all points of the transaction. I never felt out of the loop at any point, which for complex as home buying can be, gave me complete peace of mind! Rayko works with you personally to find the right situation that works for you. No sales pressure. He was able to find me a loan perfectly suited for myself, for the home that I wanted. He ran all numbers and scenarios and laid them out perfectly for me to understand. These personal touchpoints made it certain that I was picking the right option for my own financial health. If you need a lender that works with you, keeps communicating, and has a stellar team working behind them, Rayko is your person! I highly recommend reaching out and seeing what works for you!
From Day 1 of our house journey, Rayko was very helpful and knowledgeable with the home loan process. We had several zoom calls because we had so many questions for Rayko as first time home buyers and he took the time to explain the processes which made us feel confident. Very thankful for the guidance that Rayko provided throughout the entire journey.
Rayko has fabulous communication skills and does a great job supporting first time home buyer--making sure they are comfortable with the lending process, are well informed of their choices, and are understanding all the steps of the transaction. All around, he is great to work with.
Rayko Diaz and his team were great to work with as a realtor representing buyers. Purchasing a home whether its your first or your last is a big stressful investment. Rayko does a great job of keeping clients feeling confident. 10/10 would work with Rayko again!