Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I joined Guild Mortgage in 2023 after spending more than 23 years funding residential loans. Before that, I earned a BS in Sociology from Portland State University. For several years, I specialized in working with clients buying investment properties. I am licensed in Oregon, Washington, Idaho, California, and Arizona. Working at Guild Mortgage gives me the opportunity to collaborate with a great group of colleagues. I enjoy working with my co-workers and realtors to find the best possible loan options for my clients. My clients appreciate my straightforward approach, clear communication, and quick response time. I excel in assisting clients in making decisions that make the most sense for them while also considering their long-term goals. First-time home buyers especially value my help in clearly understanding each step of the loan process. There is nothing more rewarding than helping someone purchase or refinance a home and achieve their financial goals. I currently have a 4.96 out of 5 stars rating from almost 200 reviews on Experience.com. Away from work, I enjoy fishing, golfing, traveling, and spending time with my family. I was around eight years old the first time I went fishing. I caught a couple of trout and was hooked from there. Ever since then, I have tried to fish at least once a week. Fishing is a way for me to relax and enjoy the outdoors. I have also found that fishing can be a good way to connect with past and future clients. Let me know if you'd like to go fishing together!

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
4.96 out of 5.0 stars
4.94
5.0
5.0
DJ T
Nov 25, 2024
Verified

We highly recommend working with Phil! He is very accommodating and is willing to work toward the best rate possible. Phil and his team were excellent communicators throughout the home buying process. Our family has been working with him for years because he’s extremely personal, trustworthy, and flexible. Thank you again Phil for all your support! - DJ & Lo
Jon W
Oct 05, 2023
Verified

Phil is personable and knowledgeable. Highly recommend working with him!
Caroline R
Aug 16, 2023
Verified

This is the fourth or fifth time that I have worked with Phil and his team to finance or refinance the property. He has been phenomenal every time. His team had also been with with him for a long time and they were all so warm and recognized me, and are always so helpful and extremely on top of things. They are very professional with well organized workflows. He’s also a resource for so many different things and has talked to me to give me some information or resources even when I’m not Actively working with him. He looks out for his clients and is assertive, but also very friendly. He is very intelligent and experienced and I feel very confident that his advice has always been and will always be sound and helpful. I have always worked with him primarily virtually, even before the pandemic, which I have found so convenient. The process tof getting a mortgage is such a personally, emotionally and financially taxing process, but Phil and his team make it as painless as possible and will keep you on track in a low pressure way. . Highly recommended with much appreciation,
Lizzie L
Jun 21, 2023
Verified

Phil was the best loan officer! We worked with him on and off during our 4 year home buying process. He stuck with us every step of the way and answered all of our questions in a timely manner. We felt super supported and can’t thank Phil and the team at Guild enough!
Lizzie
Jun 21, 2023
Verified

Phil was the best loan officer! We worked with him on and off during our 4 year home buying process. He stuck with us every step of the way and answered all of our questions in a timely manner. We felt super supported and can’t thank Phil and the team at Guild enough!
Kevin “KG” G
Jun 06, 2023
Verified

We've been working with Phil Lyman since 2007, and he's been exceptional. With over 6 mortgages and refinancings, Phil consistently delivers on his promises. His initial estimates are always higher than the actual costs at close, which is a pleasant surprise. Trustworthiness defines Phil, and his patience in addressing our queries makes us feel at ease. He never resorts to high-pressure tactics, and that's a rarity. We've referred countless friends and family to Phil because we trust him wholeheartedly. Highly recommended!

Video gallery

View More

Awards

Causes & Memberships

member of Guild Giving
NMLS ID #218232
I am authorized to do business in the states of Arizona, California, Idaho, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0124807; AZ LO Lic.# 218232; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;