This is the fourth or fifth time that I have worked with Phil and his team to finance or refinance the property. He has been phenomenal every time. His team had also been with with him for a long time and they were all so warm and recognized me, and are always so helpful and extremely on top of things. They are very professional with well organized workflows. He’s also a resource for so many different things and has talked to me to give me some information or resources even when I’m not Actively working with him. He looks out for his clients and is assertive, but also very friendly. He is very intelligent and experienced and I feel very confident that his advice has always been and will always be sound and helpful. I have always worked with him primarily virtually, even before the pandemic, which I have found so convenient. The process tof getting a mortgage is such a personally, emotionally and financially taxing process, but Phil and his team make it as painless as possible and will keep you on track in a low pressure way. . Highly recommended with much appreciation,

Phil was the best loan officer! We worked with him on and off during our 4 year home buying process. He stuck with us every step of the way and answered all of our questions in a timely manner. We felt super supported and can’t thank Phil and the team at Guild enough!

Phil was the best loan officer! We worked with him on and off during our 4 year home buying process. He stuck with us every step of the way and answered all of our questions in a timely manner. We felt super supported and can’t thank Phil and the team at Guild enough!

We've been working with Phil Lyman since 2007, and he's been exceptional. With over 6 mortgages and refinancings, Phil consistently delivers on his promises. His initial estimates are always higher than the actual costs at close, which is a pleasant surprise. Trustworthiness defines Phil, and his patience in addressing our queries makes us feel at ease. He never resorts to high-pressure tactics, and that's a rarity. We've referred countless friends and family to Phil because we trust him wholeheartedly. Highly recommended!

Have now used Phil and his team for several mortgages. We won’t consider anyone else. Especially important in the current, competitive market. Phil’s ability to move quickly and ensure things stayed on track were invaluable.

This is the third time we've worked with Phil (two purchases and a refinance) and every experience has been better than the last. He's very thorough, but he also explains complex financial concepts around home finance in a very not-technical way for people like me who think two plus two equals 37 can understand. I would highly recommend Phil and his team.