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About me

I joined Guild Mortgage in 2023 after spending more than 23 years funding residential loans. Before that, I earned a BS in Sociology from Portland State University. For several years, I specialized in working with clients buying investment properties. I am licensed in Oregon, Washington, Idaho, California, and Arizona. Working at Guild Mortgage gives me the opportunity to collaborate with a great group of colleagues. I enjoy working with my co-workers and realtors to find the best possible loan options for my clients. My clients appreciate my straightforward approach, clear communication, and quick response time. I excel in assisting clients in making decisions that make the most sense for them while also considering their long-term goals. First-time home buyers especially value my help in clearly understanding each step of the loan process. There is nothing more rewarding than helping someone purchase or refinance a home and achieve their financial goals. I currently have a 4.96 out of 5 stars rating from almost 200 reviews on Experience.com. Away from work, I enjoy fishing, golfing, traveling, and spending time with my family. I was around eight years old the first time I went fishing. I caught a couple of trout and was hooked from there. Ever since then, I have tried to fish at least once a week. Fishing is a way for me to relax and enjoy the outdoors. I have also found that fishing can be a good way to connect with past and future clients. Let me know if you'd like to go fishing together!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.96 out of 5.0 stars
Zillow logo
4.9
Facebook logo
5.0
Experience logo
4.9
Google logo
5.0
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4.9
Joyce H.
Nov 2, 2025
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Phil Lyman and his team at Guild Mortgage are absolutely outstanding! From start to finish, they made the entire process...See more
Jill
Oct 5, 2025
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Phil and his team were great about communicating with us throughout this whole process and were very helpful with remi...See more
Jessica
Oct 2, 2025
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Phil and team were wonderful to work with! Excellent communication throughout the transaction and closed a wee...See more
Micah R.
Oct 4, 2025
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This is 3rd time we have used Phil and his team of experts to help our family through a purchase/refinance. Every time h...See more
George D.
Oct 4, 2025
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Phil is a really genuine person. He’s a straight shooter who definitely has your best interest at heart. I know that’s w...See more
Rosemary
Oct 4, 2025
Experience logo
Phil is awesome highly recommend

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NMLS ID #218232

I am authorized to do business in the states of Arizona, California, Idaho, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0124807; AZ LO Lic.# 218232; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;

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