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About me

I have been in the mortgage industry since 2002 years during which time I have helped hundreds of people into homes. My main goals are to help my clients successfully become home owners and to use my extensive loan product knowledge to help my real estate partners with their business.  

When not at work I'm spending time with my wife and four kids. My hobbies also include water sports and enjoying good food.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.94 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
5.0
Google logo
4.9
Third party logo
5.0
Lynne
Feb 1, 2026
Eugene, OR
Experience logo
The constant communication with the lender during this transaction made it so nice not only for the Client but I never w...See more
Renée Z.
Jan 31, 2026
Google logo
Mike Houghton is always so nice, attentive, and helpful! I will continue to recommend his services!
Renee
Jan 30, 2026
Eugene, OR
Experience logo
Mike is always so nice, attentive, and helpful! I will continue to recommend his services!
Nathan H.
Jan 27, 2026
Google logo
Working with Mike at Guild made our home-buying journey stress-free and efficient. From day one, he was responsive and p...See more
Caryl H.
Jan 6, 2026
Google logo
Mike and Tom made the mortgage experience very pleasant and non threatening. And set me up with a really great loan. T...See more
CARYL
Jan 1, 2026
Beaverton, OR
Third party logo
Mike and Tom were super helpful and made the experience pleasant and non threatening.

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Awards

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Causes & Memberships

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NMLS ID #291980

I am authorized to do business in the states of California, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;

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