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Select from hundreds of loan products tailored to your needs
Mike Houghton
Sales Manager NMLS# 291980
9755 Barnes Road, Suite 600, Portland, OR 97225
About Me
I have been in the mortgage industry since 2002 years during which time I have helped hundreds of people into homes. My main goals are to help my clients successfully become home owners and to use my extensive loan product knowledge to help my real estate partners with their business.
When not at work I'm spending time with my wife and four kids. My hobbies also include water sports and enjoying good food.
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Bridge
If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.
Lock and Shop
If you’re searching for your next home in a competitive market, you can lock your loan and start shopping. You don’t have to worry about rates rising because we’ve got you covered for 90 days. If rates go down, our one-time float down option provides the perfect solution. The rate is locked and secure, so you can search for a home you love.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
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Testimonials
We couldn’t have asked for a better person to help my wife and I navigate the mortgage process. Mike was recommended to us by our realtor, Jamie Eldrett of Ark Realty Group, and we were very happy with our experience. Mike was attentive to our budget and helped us feel comfortable with monthly mortgage payments at varying house prices to make sure we were well informed of the monthly impacts. He was very communicative throughout the process and was quick to give us estimated closing worksheets when we found houses we liked. On the house we purchased, the seller requested a quick closing of less than a month. Mike and his team at Guild went above and beyond to make sure we hit deadlines to ensure a quick and easy close. We would highly recommend Mike to anybody searching for a home and mortgage lending, he goes above and beyond to make you feel comfortable with the process!
Mike and his team made the loan process so easy. Not only did they have competitive rates but also were very transparent up front with the total cost of the loan so there were no surprises. Another reason we went with Mike and Guild was because we knew our Loan wouldn't be sold off right away like our previous house loan was with another company. That was important to us because Mike and his team make you feel like you're more than just another transaction. They take care of you before during and after buying the house. Highly recommend working with Mike!
Mike was instrumental in helping us present a strong offer in this crazy market. Without his creativity and extensive knowledge of all loan options available we wouldn't have been able to get our offer accepted on our new home. Mike is knowledgeable responsive and thinks outside the box. I highly recommend him and his team to anyone who wants a boutique mortgage experience where you're more than a set of numbers on a paper. He's truly the best!
Mike was very helpful in selling my home. It took a while to get my house ready after 34 years in the house, but Mike was very patient. He made the sale a smooth process and answered all my questions. I would highly recommend him!
Mike kept me updated on the progress of his clients loan from start to finish. I never once had a call and ask for an update as Mike was on top of the loan process the whole way. Communication is key to a transaction and I had that with Mike. I would recommend him as a lender all day long.
Mike is so knowledgeable and calm in the midst of chaos. Buying a house is incredibly stressful (and we had a few wrinkles in our process due to our buyer backing out) but Mike was able to find us a way through so we could buy our dream home. Thank you, Mike!
NMLS ID #291980
I am authorized to do business in the states of California, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;