As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".
Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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We bought our first property in 2020 with the help of John. He was very helpful in making sure we understood the loan process and helped me figure out some lingering credit issues. Despite having some challenges while buying (difficult sellers, a somewhat odd property, and a real estate agent who wrote in a very short closing window) we were able to close and get the house. Buying a home is difficult and stressful - choose someone who is on your side and will make the process more transparent. Thank you John!
Bruce and his team took exceptional care helping us with our refinance. We were in the middle of a big remodel and was using our line of credit to pay for it. Curious about what he might suggest I called Bruce for advice. After speaking with him he was concerned that mortgage rates would most likely go up in early 2022 and that a cash out refinance might be the best option to lock in low rates and help us pay for the refinance.His strategy worked absolutely perfectly. We locked in a very very low 15 year loan got the cash to pay all the contractors and avoided refinancing in April after rates had gone up 2%!His advice was invaluable and his team as usual was speedy and communicative throughout the entire process.
John Bruce and his team went above and beyond to help me get into an amazing house in a tough market and a tough time personally for me. They were clear communicators, worked all kinds of hours, and were able to get me a great rate, even problem-solving to pivot into a better loan situation in the last 2 weeks before I closed on my home!
John and Karen at Guild Mortgage were both absolutely incredible to work with on the refinancing of my mortgage! My daughter and son-in-law raved about them while buying their first home (and later refinancing), so of course I went to them when I needed their services as well. They are both extremely knowledgeable and were so patient with me (I had a lot going on in my personal life at the same time I was doing the refi). My work life was insanely hectic… so much so that Karen even came to my place of employment to get my signatures one day just to save me a trip to her office! This level of customer service is only one example of many that I experienced while working with them. It seems as though they are ALWAYS available… regardless of the day or time. I cannot say enough wonderful things about Guild Mortgage and I highly recommend them to anyone in need of their services. I am definitely now a customer for life!
I have completed three financial projects with John Bruce and his staff. They have been excellent in my experience.They explain all details in the transaction very understandably.Dale Dobbins
I was referred to John and am so grateful I was as he was exactly the type of broker I needed; personable, knowledgeable, patient...not your average broker. He explained EVERYTHING thoroughly and patiently answered all my questions. He is not pushy and clearly makes the effort to get to know you personally, which I appreciate. I could not be happier with my experience with John (and his team) and highly recommend him. You won't be disappointed!