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About me
My name is Jessica Fritts, a mortgage loan originator authorized to do business in California, Oregon and Washington.
I specialize in complex financials and knowing how to apply that data for a smoother transaction. If you are an entrepreneur, multi-business owner, have complicated tax filings, previous bankruptcy, current divorce, foreclosure, short-sale, 1031 exchange transactions or for any other reason you need a creative mind I can help you.
Each situation is unique so it's important to work with a mortgage lender that has a deep understanding of finance, economics, and real estate. I started way back in 2002!
I help people build an economic strategy for short-term and long-term real estate goals, and then I help them execute that plan with precision and ease. I enjoy working in the debt side of financial planning. My clients experience one-on-one attention and advice tailored toward their scenario by applying over two decades of mortgage lending knowledge and my bachelor's degree in finance and economics.
I live in Portland, Oregon and enjoy home ownership because it allows me to design and decorate my home as I like, grow and maintain a vibrant garden, have pets (currently cats and chickens) and overall have a grounding place to call my own that feels safe and secure.
Volunteering my time and/or money is a nonnegotiable for me every year. A few of the organizations that hold space in my heart are the Junior League of Portland, Rose Haven, Raphael House of Portland, and Big Brother Big Sister Columbia Northwest.
I sit in the cheer section for the Portland Thorns, the University of Portland Pilots Women's soccer team and any game the young people in my life play. I am an aunt, stepmom and godmother to a few of our next generation.
I love meeting new people, and I would be delighted to connect with you. Introduce yourself in whatever way suits you best, and let's get to know each other!
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Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Bridge
If you’ve found the perfect new home but still need to sell your current one*, moving up can be easier than you think. You can buy quickly and avoid worrying about a contingent sale. Our short-term bridge loan for the down payment helps you transition seamlessly without missing out on the right home for your family.
Down payment assistance
If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Reverse mortgage loan
If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.
All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
home equity insights
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Testimonials
Jessica is a true professional with an ability to navigate challenging situations with open communication, genuine compassion, and knowledgable guidance. Whether you are a nervous first-time homebuyer or savvy investor, Jessica will provide exceptional service. I appreciate you, Jessica!
The loan officer was exceptional. She took care of a unique case with dedicated attention, thoughtfulness and timeliness
We bought our home when interest rates were high, and Jessica kept us on her radar from day one to help us secure a better refinance when the time was right. She kept us informed every step of the way, always made herself available for questions, and truly made us feel like her top priority. Refinancing can be overwhelming, but Jessica made the entire process smooth, stress-free, and easy to understand. We’re incredibly grateful for her guidance, transparency, and unwavering support.
We bought our home when rates were at a high, and since then Jessica had us on her list to get a better refinance rate. She kept us informed every step of the way, was always available to answer questions, and made us feel like a top priority from start to finish. Refinancing can be a lot, but Jessica made the process smooth and stress-free. We’re so grateful for her guidance, transparency, and support.
The experience felt personable and less like a transaction. I really enjoyed working with Jessica. She was available and made sure I was informed on happenings. I really appreciated her helping me through this process.
I thoroughly enjoy working with Jessica! She is quick to respond and keeps me updated on progress. She is a helpful resource for both me and my home buying clients. I know that she will work with us every step of the way, and make the process fun- as an added bonus.
NMLS ID #502139
I am authorized to do business in the states of California, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176; 
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