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About me

I have been in the mortgage industry since 1998 helping clients achieve ownership here in Southern Oregon. No matter if you are a first time home buyer, investor, or have bought many homes, I am here to help guide you through the lending process. Purchasing a home is one of the biggest financial decisions that is made and as a Loan Officer I can provided you the lending options that best fit your needs. My goal is to move you through the process smoothly, efficiently and with transparency. Delivering Five Star Service is my ultimate goal and is how I have built my business. My clients continue to refer me to their friends and family because they trust me. A personal referral is the highest compliment. I look forward to helping you with your dream of homeownership.

I have lived in the Rogue Valley for most of my life. Southern Oregon offers so many things that my family enjoys doing. We love the outdoors and spend a lot of time camping, boating, fishing, and rafting in the summer. In the winter we head up to Mt Ashland or Mt. Shasta to ski or snowboard. We also have many award winning wineries located throughout the valley. Southern Oregon is home to the Ashland Shakespearean Festival and The Britt Music Festival. We are truly blessed with the beauty and culture of this valley.

Lending Products Available:

Purchase and Refinance Loans

30 year, 15 year, and Arm Products

FHA & VA Loans

Reverse Mortgage

And More!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
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5.0
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5.0
Experience logo
4.8
Google logo
5.0
Third party logo
5.0
Michelle
Oct 3, 2025
Experience logo
Gina Clyburn is amazing to work with! She communicated through out the deal and everything was smooth!
Sherice
Oct 6, 2025
Experience logo
It was the best experience! Gina guided me through the entire process and got me the best rates with the smoothest proce...See more
Haley M.
Oct 4, 2025
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Gina Clyburn is an amazing person, she is excellent at her job, super knowledgeable, and so kind. I never felt uneasy th...See more
Eric
Aug 6, 2025
Experience logo
Gina was there every step of the way.
Sara
Aug 1, 2025
Experience logo
Gina is fantastic in every way! Her communication is unmatched. She is thorough and always provided so much information ...See more
Sara F.
Aug 6, 2025
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Gina is fantastic in every way. She works fast and communicates so well throughout the entire process, is so knowledgeab...See more

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Awards

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Causes & Memberships

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NMLS ID #254298

I am authorized to do business in the state of Oregon. OR ML-176;

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