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About me

I have been in the mortgage industry since 1998 helping clients achieve ownership here in Southern Oregon. No matter if you are a first time home buyer, investor, or have bought many homes, I am here to help guide you through the lending process.Read more

I have been in the mortgage industry since 1998 helping clients achieve ownership here in Southern Oregon. No matter if you are a first time home buyer, investor, or have bought many homes, I am here to help guide you through the lending process. Purchasing a home is one of the biggest financial decisions that is made and as a Loan Officer I can provided you the lending options that best fit your needs. My goal is to move you through the process smoothly, efficiently and with transparency. Delivering Five Star Service is my ultimate goal and is how I have built my business. My clients continue to refer me to their friends and family because they trust me. A personal referral is the highest compliment. I look forward to helping you with your dream of homeownership.

I have lived in the Rogue Valley for most of my life. Southern Oregon offers so many things that my family enjoys doing. We love the outdoors and spend a lot of time camping, boating, fishing, and rafting in the summer. In the winter we head up to Mt Ashland or Mt. Shasta to ski or snowboard. We also have many award winning wineries located throughout the valley. Southern Oregon is home to the Ashland Shakespearean Festival and The Britt Music Festival. We are truly blessed with the beauty and culture of this valley.

Lending Products Available:

Purchase and Refinance Loans

30 year, 15 year, and Arm Products

FHA & VA Loans

Reverse Mortgage

And More!

Awards

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Causes and Memberships

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Testimonials

4.96 (106 reviews)
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5.0
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5.0
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4.9
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5.0
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5.0
Gina was great
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Tyler

Feb 28, 2026

Medford, OR

Ease of mind, thank you Gina for working with the Sands. Your patience, attentiveness, patience (mostly with me ;) ) and genuine care in wanting to get us what's best for us really helped us not only move along this journey, but feel good about it. You rock!
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Sam S.

Feb 28, 2026

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

Closed

Closed

Monday - Friday

8:00AM - 5:00PM

Saturday

Closed

Sunday

Closed

NMLS ID #254298

I am authorized to do business in the state of Oregon. OR ML-176;

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See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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