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Your Dream of homeownership is just a few clicks away

Serving all of Oregon and Washington, guiding you every step of the way.

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Jacob Halsey - Loan Officer in Oregon & Washington With 5 years of experience in mortgage lending and a unique background of 16 years in the car business, Jacob Halsey brings a distinctive perspective to the world of loans. His extensive experience in understanding and listening to people's needs has equipped him with the skills to think outside the box and utilize the best tools Guild Mortgage offers to serve his clients. Professional Journey Jacob's inspiration to become a mortgage loan officer stems from his passion for helping people achieve homeownership. One of his most memorable experiences is showing clients that they can achieve what they thought was impossible, which he considers a true honor. Services and Knowledge Specializing in loans for first-time homebuyers and manufactured homes in parks, Jacob is dedicated to assisting clients in understanding their financing options. Despite the digital age, he values face-to-face meetings to ensure his clients fully grasp the process and receive personalized service. Personal Touch Jacob's core values revolve around treating people with respect and understanding their unique needs. He believes it's important that his customers feel heard and do not suffer alone. Buying a home can be like a roller coaster ride, but Jacob is here to ride it with you. Growing up in the Willamette Valley, Jacob loves being involved in his community and building long-term relationships with his clients by providing exceptional service and maintaining open communication. Outside of work, Jacob enjoys hiking, discovering new places, enjoying a good campfire, and spending time at the beach. He cherishes time with his family, including his wife Dawn, their son Lukas, and their two poodles, Mishka and Tootie. Future Goals Jacob aims to continue serving his clients' needs by staying informed about the latest industry trends and offering innovative solutions. His goal is to help more people achieve their dream of homeownership.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Manufactured homes

Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae’s MH Advantage® or Freddie Mac’s CHOICEHome programs create more flexible, affordable and innovative home options if you’re interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.97
5.0
Joanna
Oct 28, 2025
McMinnville, OR
Verified

Jacob was amazing he took his time understanding the situation and did above and beyond
shea b
Oct 28, 2025
Verified

If you need someone to help you with a mortgage… you need Jacob & his team. He helped my husband & I get into our dream home & im soooo glad we went with him! We were first time home buyers who had a ton of questions and zero mortgage knowledge. Jacob went out of his way to answer all of our questions. We had an in person appointment where he taught us so much about mortgages, interest rates, and what to expect when buying a home. He was extremely transparent about what to expect but wasn’t at all condescending when we asking dumb question; instead he took the time to educate us. In addition to the appointment, he is literally SO responsive. Anytime I texted/emailed/called him, he would get back to me right away. Honestly I was like “dang Jacob, it’s the weekend please don’t text me back” lol. All this to say, Jacob and his team are the way to go if you’re looking to buy a house!
Shea
Oct 24, 2025
Lafayette, OR
Verified

Jacob and his team were so amazing to work with! My husband & I were first time home buyers and he made this process so easy. he took the time to explain everything to us, he was so quick to return calls/texts/emails and was a joy to work with. Honeslty, buying this house was easier than renting an apartment.
Stacey
Sep 29, 2025
Sheridan, OR
Verified

Jacob helped navigate the dynamics of a tricky timeline with all parties. He had everything ready to close as soon as the repairs were complete. Excellent service!
Colton F
Sep 20, 2025
Verified

Jacob, was fantastic. He was professional, knowledgeable, honest, prompt in his response to any and all questions/concerns that we had! I highly recommend Jacob and the Guild Mortgage team!
Heather
Sep 06, 2025
Carlton, OR
Verified

Jacob made the mortgage process smooth and stress-free. Knowledgeable, responsive, and reliable—I highly recommend him

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NMLS ID #2002509
I am authorized to do business in the states of Oregon and Washington. OR ML-176;