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About me

Jacob Halsey - Loan Officer in Oregon & Washington With 5 years of experience in mortgage lending and a unique background of 16 years in the car business, Jacob Halsey brings a distinctive perspective to the world of loans. His extensive experience in understanding and listening to people's needs has equipped him with the skills to think outside the box and utilize the best tools Guild Mortgage offers to serve his clients. Professional Journey Jacob's inspiration to become a mortgage loan officer stems from his passion for helping people achieve homeownership. One of his most memorable experiences is showing clients that they can achieve what they thought was impossible, which he considers a true honor. Services and Knowledge Specializing in loans for first-time homebuyers and manufactured homes in parks, Jacob is dedicated to assisting clients in understanding their financing options. Despite the digital age, he values face-to-face meetings to ensure his clients fully grasp the process and receive personalized service. Personal Touch Jacob's core values revolve around treating people with respect and understanding their unique needs. He believes it's important that his customers feel heard and do not suffer alone. Buying a home can be like a roller coaster ride, but Jacob is here to ride it with you. Growing up in the Willamette Valley, Jacob loves being involved in his community and building long-term relationships with his clients by providing exceptional service and maintaining open communication. Outside of work, Jacob enjoys hiking, discovering new places, enjoying a good campfire, and spending time at the beach. He cherishes time with his family, including his wife Dawn, their son Lukas, and their two poodles, Mishka and Tootie. Future Goals Jacob aims to continue serving his clients' needs by staying informed about the latest industry trends and offering innovative solutions. His goal is to help more people achieve their dream of homeownership.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.
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Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
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Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae's MH Advantage® or Freddie Mac's CHOICEHome programs create more flexible, affordable and innovative home options if you're interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.98 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
Andrew C.
Oct 5, 2025
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⭐️⭐️⭐️⭐️⭐️ If every lender worked like Jacob, real estate would be a breeze. He’s responsive, creative, and genuinely ca...See more
Joanna
Oct 3, 2025
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Jacob was amazing he took his time understanding the situation and did above and beyond
Shea
Oct 2, 2025
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Jacob and his team were so amazing to work with! My husband & I were first time home buyers and he made...See more
shea b.
Oct 2, 2025
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If you need someone to help you with a mortgage… you need Jacob & his team. He helped my husband & I get into our dream ...See more
Stacey
Oct 6, 2025
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Jacob helped navigate the dynamics of a tricky timeline with all parties. He had everything ready to close as soon as th...See more
Colton F.
Sept 4, 2025
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Jacob, was fantastic. He was professional, knowledgeable, honest, prompt in his response to any and all questions/concer...See more

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Awards

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Causes & Memberships

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NMLS ID #2002509

I am authorized to do business in the states of Oregon and Washington. OR ML-176;

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