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Michael J Kelly

Senior Loan Officer

NMLS# 130523

About me

I believe that being a mortgage professional means more than financing homes. With more than 20+ years of financial experience, it’s about people, families, and relationships, based on trust and expertise. My #1 priority is to provide amazing service and communication throughout the transaction, so that every client is compelled to refer their friends and family.

Drawing on our vast knowledge and a variety of loan programs we’ve established long term relationships with strategic business partners and respect industry leaders. My team and I are committed to finding the loan that best suits each clients’ needs.

I am a native Oregonian and spent most of my years in Southeast Portland and the Colonia Heights area. After graduating from Concordia University, I started my career in Telcom, moving to San Francisco, Illinois and Upstate NY before moving back home, where I’ve been ever sense. Outside of work, you’ll find me hanging with my 2 English labs, Crosby and Wilson, playing ice hockey at the local rinks, spending time with my wife, two kids, and our niece

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews.
4.99 out of 5.0 stars
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5.0
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5.0
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5.0
Karen
Nov 5, 2025
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great step by step communication. Personable staff. Very approachable and available.
James
Nov 3, 2025
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Responsive, quick, and efficient
Sean
Nov 6, 2025
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Michael Kelly and the Guild Mortgage team were fantastic from start to finish. They were attentive, upfront and there to...See more
Elizabeth
Nov 3, 2025
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Excellent proactive communication, professionalism and knowledge. His team is outstanding making the entire transaction...See more
Aaron W.
Oct 2, 2025
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We are so happy with our Guild Mortgage experience! Michael and is team are truly top notch professionals! It was so w...See more
Joe B.
Oct 2, 2025
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We LOVE working with Michael Kelly! We have used him on several home loans and refinances. Always professional, timely...See more

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Awards

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Causes & Memberships

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NMLS ID #130523

I am authorized to do business in the states of Arizona, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0117159; AZ LO Lic.# 1020772; OR ML-176;

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