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Find the loan to fit your life

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About me

I believe that being a mortgage professional means more than financing homes. With more than 20+ years of financial experience, it’s about people, families, and relationships, based on trust and expertise. My #1 priority is to provide amazing service and communication throughout the transaction, so that every client is compelled to refer their friends and family.

Drawing on our vast knowledge and a variety of loan programs we’ve established long term relationships with strategic business partners and respect industry leaders. My team and I are committed to finding the loan that best suits each clients’ needs.

I am a native Oregonian and spent most of my years in Southeast Portland and the Colonia Heights area. After graduating from Concordia University, I started my career in Telcom, moving to San Francisco, Illinois and Upstate NY before moving back home, where I’ve been ever sense. Outside of work, you’ll find me hanging with my 2 English labs, Crosby and Wilson, playing ice hockey at the local rinks, spending time with my wife, two kids, and our niece

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
4.9
5.0
Eric A
Feb 18, 2025
Verified

Michael Kelly and Guild Mortgage were a delight to work with, answering questions and requests quickly, always respectful and thorough, keep communication going throughout the loan process, absolutely superior in every way.
Eric
Feb 18, 2025
Powell Butte, OR
Verified

From the very beginning, Michael Kelly's communication was superior, he regularly kept us informed on the loan's progress, responded to any request in a fast and efficient manner, and was very pleasant and respectful. A welcome surprise and worthy of future referrals.
Stuart G
Oct 16, 2023
Verified

Michael Kelly was great to work with. Very professional and worked quickly and efficiently.
Stuart
Oct 16, 2023
Eagle Creek, OR
Verified

Michael had great communication and worked quickly and efficiently
Jordyn J
Oct 16, 2023
Verified

Michael Kelly & his team at Guild Mortgage provide the best service to clients and business partners. Consistent and clear communication from day one of connecting with the client to closing. Constant and clear communication is their best quality. Michael and the team ask questions to ensure the client is understanding all options and problem solving to get the client exactly what they need and want. I couldn’t ask for a better business partner to refer clients. When referring clients to Michael Kelly & Team I know they will get great customer service, unparalleled communication, variety of loan options and offerings as well as a loan officer that will continue to follow up and provide important information and updates well after the client has closed on their transaction. If your looking for a lender that will fight for you, has availability outside of “normal business hours” and cares about their clients… connect with Michael!
Jordyn
Oct 16, 2023
Tigard, OR
Verified

Michael Kelly & his team at Guild Mortgage provide the best service to clients and business partners. Consistent and clear communication from day one of connecting with the client to closing. Constant and clear communication is their best quality. Michael and the team ask questions to ensure the client is understanding all options and problem solving to get the client exactly what they need and want. I couldn’t ask for a better business partner to refer clients. When referring clients to Michael Kelly & Team I know they will get great customer service, unparalleled communication, variety of loan options and offerings as well as a loan officer that will continue to follow up and provide important information and updates well after the client has closed on their transaction.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #130523
I am authorized to do business in the states of Arizona, Oregon and Washington. AZ BK#0018883; AZ BKBR# 0117159; AZ LO Lic.# 1020772; OR ML-176;