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Michael J Kelly
Senior Loan Officer
NMLS# 130523
About me
I believe that being a mortgage professional means more than financing homes. With more than 20+ years of financial experience, it’s about people, families, and relationships, based on trust and expertise. My #1 priority is to provide amazing service and communication throughout the transaction, so that every client is compelled to refer their friends and family.
Drawing on our vast knowledge and a variety of loan programs we’ve established long term relationships with strategic business partners and respect industry leaders. My team and I are committed to finding the loan that best suits each clients’ needs.
I am a native Oregonian and spent most of my years in Southeast Portland and the Colonia Heights area. After graduating from Concordia University, I started my career in Telcom, moving to San Francisco, Illinois and Upstate NY before moving back home, where I’ve been ever sense. Outside of work, you’ll find me hanging with my 2 English labs, Crosby and Wilson, playing ice hockey at the local rinks, spending time with my wife, two kids, and our niece
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Have used Mike and Guild for multiple loans and refinaces. Always easy to work with.
Michael Kelly is the best! He helped my wife and me purchase our first home — a huge milestone for us. Since then, he’s patiently fielded countless questions and worked with us through all kinds of wild scenarios as we considered moves to different places over the years. He’s always gone above and beyond. We appreciate Mike’s transparency and have come to truly value and trust him. When we decided to move back to Oregon, there was no hesitation — Mike was our guy. He was prompt, clear, and made buying our new home in Bend an absolute breeze. We’re thrilled to be back with Guild and couldn’t imagine working with anyone else.
Mike helped my wife and me purchase our first home — a huge milestone for us. Since then, he’s patiently fielded countless questions and worked with us through all kinds of wild scenarios as we considered moves to different places over the years. He’s always gone above and beyond. We appreciate Mike’s transparency and have come to truly value and trust him. When we decided to move back to Oregon, there was no hesitation — Mike was our guy. He was prompt, clear, and made buying our new home in Bend an absolute breeze. We’re thrilled to be back with Guild and couldn’t imagine working with anyone else.
Attention to detail and communication
Michael communicates relevent information quickly, is available to answer questions by phone, and is personable and professional.
Michael Kelly and Guild Mortgage were a delight to work with, answering questions and requests quickly, always respectful and thorough, keep communication going throughout the loan process, absolutely superior in every way.
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