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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Jennifer has been in the mortgage industry since 2003. Before starting her career in Mortgage Lending, Jen was a Financial Advisor at Merrill Lynch with her Series 7, 66, & Insurance License. This frame of reference allows her to view a mortgage not just as a one-time transaction, but as one element of her client's financial plan. She works with her clients to determine how best a mortgage can fit current & future financial goals and plans. Jennifer prides herself on working efficiently to minimize inconvenience for her clients and making the process as streamlined as can be. She communicates proactively so everyone involved knows where they are in the process. When Jennifer's phone rings after 5 or on a weekend, she answers it!

Jennifer is a native Oregonian, a graduate of Beaverton High School & Pacific Lutheran University. She is an avid runner and has successfully completed 2 marathons, several Hood to Coast events and countless 1/2 marathons. When she isn't running you can find Jennifer playing golf with her husband, at one of her kids' sporting events, or gardening in the backyard of the home they share with their son, daughter, and niece.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.99
5.0
Laura
Oct 17, 2025
Beaverton, OR
Verified

Jennifer Kelly is such an incredible lender! I've worked with her for more than a decade and her knowledge, professionalism, communication and compassion all contribute to an unparalleled service level! My clients, my escrow officers and co-operating real estate agents all love to work with Jennifer also!
Joshua
Oct 15, 2025
Portland, OR
Verified

Jen was/is absolutely amazing. Went above and beyond to walks our family through a stressful journey and eased the entire process. truly amazing human
Jack S
Oct 07, 2025
Verified

Jen was extremely helpful, personable, and available throughout the entire process of buying our home. I can't imagine a better process than we had with Guild!
Jack
Oct 03, 2025
Sherwood, OR
Verified

Jen was extremely helpful, personable, and available throughout the entire process. I can't imagine a better process than we had with Guild!
Lori
Oct 03, 2025
Sherwood, OR
Verified

Jennifer was so incredibly informative for both myself and my buyers. She is patient and has a gentle way of communicating that puts everyone at ease. There were a few hurdles that if not for her and Guild, we wouldn't of closed. Thank you so much!
Mara N
Oct 01, 2025
Verified

The absolute best. ⭐️⭐️⭐️⭐️⭐️

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #129984
I am authorized to do business in the states of California, Idaho, Montana, Nevada, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 328603; NV Mortgage Company #1141; OR ML-176;