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About me

Jennifer has been in the mortgage industry since 2003. Before starting her career in Mortgage Lending, Jen was a Financial Advisor at Merrill Lynch with her Series 7, 66, & Insurance License. This frame of reference allows her to view a mortgage not just as a one-time transaction, but as one element of her client's financial plan. She works with her clients to determine how best a mortgage can fit current & future financial goals and plans. Jennifer prides herself on working efficiently to minimize inconvenience for her clients and making the process as streamlined as can be. She communicates proactively so everyone involved knows where they are in the process. When Jennifer's phone rings after 5 or on a weekend, she answers it!

Jennifer is a native Oregonian, a graduate of Beaverton High School & Pacific Lutheran University. She is an avid runner and has successfully completed 2 marathons, several Hood to Coast events and countless 1/2 marathons. When she isn't running you can find Jennifer playing golf with her husband, at one of her kids' sporting events, or gardening in the backyard of the home they share with their son, daughter, and niece.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.98 out of 5.0 stars
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5.0
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5.0
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5.0
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5.0
Charlotte
Nov 2, 2025
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Jen is amazing.
Khaled
Nov 2, 2025
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Jennifer Kelly and her team were absolutely amazing throughout our loan process! She was patient, professional, and alwa...See more
nisa c.
Nov 7, 2025
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Jennifer helped us mortgage my first house and refinance it several years later. I could not have asked for a better adv...See more
Sara
Oct 5, 2025
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Working with Jen from day one has been a truly wonderful experience! She went above and beyond—multiple times even after...See more
Joshua
Oct 2, 2025
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Jen was/is absolutely amazing. Went above and beyond to walks our family through a stressful journey and ...See more
Laura
Oct 2, 2025
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Jennifer Kelly is such an incredible lender! I've worked with her for more than a decade and her knowledge, pr...See more

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Awards

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Causes & Memberships

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NMLS ID #129984

I am authorized to do business in the states of California, Idaho, Montana, Nevada, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 328603; NV Mortgage Company #1141; OR ML-176;

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