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About me

Jennifer has been in the mortgage industry since 2003. Before starting her career in Mortgage Lending, Jen was a Financial Advisor at Merrill Lynch with her Series 7, 66, & Insurance License. This frame of reference allows her to view a mortgage not just as a one-time transaction, but as one element of her client's financial plan. She works with her clients to determine how best a mortgage can fit current & future financial goals and plans. Jennifer prides herself on working efficiently to minimize inconvenience for her clients and making the process as streamlined as can be. She communicates proactively so everyone involved knows where they are in the process. When Jennifer's phone rings after 5 or on a weekend, she answers it!

Jennifer is a native Oregonian, a graduate of Beaverton High School & Pacific Lutheran University. She is an avid runner and has successfully completed 2 marathons, several Hood to Coast events and countless 1/2 marathons. When she isn't running you can find Jennifer playing golf with her husband, at one of her kids' sporting events, or gardening in the backyard of the home they share with their son, daughter, and niece.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
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Natalie S
Nov 28, 2024
Verified

Jennifer and her team are FANTASTIC to work with. Nothing could have made the experience smoother or easier for me and our clients. They are so quick to respond every time and very creative with ways to solve problems, while making the clients very satisfied. Highly recommend! 10/10!
Grant
Nov 24, 2024
Verified

Jennifer was extremely helpful during the entire process of getting a loan. She ran through all the numbers with a 10 year, 15 year, or 30 year loan. We even changed the exact loan amount as I had several houses that I ended up bidding on before I was successful. Jennifer was always ready to talk and easy to get hold off. I even had a couple panic calls that she was very reassuring and explained everything to me again. She was there for the whole process and always kept me posted and sent friendly reminders of things that had to be done. I will definitely reach out to Jennifer again if I need anything. Highly recommend.
Kevin I
Jun 22, 2024
Verified

We could not have had a more positive experience than we had with Jen Kelly @ Guild. We had purchased several homes before relocating to the West Coast just after the market went crazy. Having to make multiple offers over a three year period, even with deals that fell through on inspection, Jen was always super responsive, patient, positive, supportive, professional, thorough, and provided very clear and rational information and advice.
Kevin
Jun 22, 2024
Verified

We could not have had a more positive experience than we had with Jen Kelly @ Guild. We had purchased several homes before relocating to the West Coast just after the market went crazy. Having to make multiple offers over a three year period, even with deals that fell through on inspection, Jen was always super responsive, patient, positive, supportive, professional, thorough, and provided very clear and rational information and advice. Next time we need a lender we will be going straight to Jen!
David
Dec 15, 2023
Verified

Jennifer was amazing to work with; Easy to contact, clear communication and willing to take the time to look at, and break down any and all questions we had
Jamie J
Dec 02, 2023
Verified

Could not recommend Jen more! I worked with Jen on a refinance during my divorce. It was my first time refinancing on my own and I was particularly anxious about getting it right in the context of a difficult legal process. Jen was so kind and informative. She helped me understand the pieces, and answered my questions with a combination of clarity and depth that put me at ease. She really listened to and considered the specifics of my situation and I felt confident that her advice was the best route. Throughout the process, she was regularly in touch and easy to reach. I can’t imagine a better experience. She and her team were a pleasure to work with and excellent from start to finish.

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #129984
I am authorized to do business in the states of California, Idaho, Montana, Nevada, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 328603; NV Mortgage Company #1141; OR ML-176;