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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Jennifer has been in the mortgage industry since 2003. Before starting her career in Mortgage Lending, Jen was a Financial Advisor at Merrill Lynch with her Series 7, 66, & Insurance License. This frame of reference allows her to view a mortgage not just as a one-time transaction, but as one element of her client's financial plan. She works with her clients to determine how best a mortgage can fit current & future financial goals and plans. Jennifer prides herself on working efficiently to minimize inconvenience for her clients and making the process as streamlined as can be. She communicates proactively so everyone involved knows where they are in the process. When Jennifer's phone rings after 5 or on a weekend, she answers it!

Jennifer is a native Oregonian, a graduate of Beaverton High School & Pacific Lutheran University. She is an avid runner and has successfully completed 2 marathons, several Hood to Coast events and countless 1/2 marathons. When she isn't running you can find Jennifer playing golf with her husband, at one of her kids' sporting events, or gardening in the backyard of the home they share with their son, daughter, and niece.

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.99
5.0
Ernest
Aug 09, 2025
Portland, OR
Verified

Jennifer Kelly is the best in the mortgage business. Hands down. I refer all of my clients to her and I have done so in the past for almost 23 years. I have closed over 700 homes and most of my buyers have used her for their mortgage needs and are thrilled. I know I am. She not only provides amazing results for her buyers but to the Realtor's in the transaction. Win win for everyone. Don't use anyone else.
Anna F
Aug 14, 2025
Verified

Jennifer Kelly is the #1 loan agent. She helped us run numbers on many properties over a six month period until we found our perfect home. She is incredibly attentive, responsive, creative, and thorough. I would not recommend anyone else!
Anna
Aug 14, 2025
Portland, OR
Verified

Jennifer Kelly is absolutely amazing. She is attentive and incredibly responsive. She ran the numbers on multiple properties with us over a 6 month period until we found the perfect. I appreciate that she was creative, collaborative, and thorough.
Thomas
Aug 14, 2025
Portland, OR
Verified

We had an excellent experience with our mortgage lender. Jennifer was incredibly responsive and available to answer questions and guide us through every step, even after hours and on weekends. Her clear explanations, patience, and proactive updates made the process smooth and stress-free. We always felt supported and informed, and I’d highly recommend working with Jennifer.
Isha
Aug 06, 2025
Tualatin, OR
Verified

I had an excellent experience working with Jennifer. From the very beginning, they demonstrated professionalism, clear communication, and a genuine commitment to helping me navigate the financing process with ease.
Aimee
Aug 09, 2025
Portland, OR
Verified

Jennifer was fabulous. Excellent communication all the way through, respected deadlines and made sure all information was clearly shared with appraisers/etc. Couldn't be more impressed!

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Awards

Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #129984
I am authorized to do business in the states of California, Idaho, Montana, Nevada, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 328603; NV Mortgage Company #1141; OR ML-176;