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Risa Monroe

Risa Monroe

Loan Officer

1590 Willamette Street, Suite 100, Eugene, OR 97401
Own what matters
Own what matters

About Me

As a native Oregonian, I understand the draw to our beautiful state.  I grew up in the Willamette Valley and after a brief stint out of state for college, I was excited to come back to Oregon and plant my roots.   

My husband and I love Central Oregon and have a small farm where we are raising our three boys.  We enjoy caring for our animals, the outdoors, and all that Oregon has to offer – hunting, fishing, camping, etc.   

After nearly ten years as a stay-at-home mom, I jumped at the opportunity to join Rhonda Stickney’s team here at Guild Mortgage.  I have been in the lending industry since 2020 and am proud to be part of this amazing team with over 20 years of lending experience.  Our team gives each transaction a personal touch and believes communication is key.  We are here to make sure the home buying process is smooth and guide buyers through every step from completing the initial application to the victorious close date!  We love working alongside our realtor partners to ensure each transaction is seamless.  Customer service is priority one and we will work hard to earn your trust every step of the way! 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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NMLS ID #2067334
I am authorized to do business in the state of Oregon. OR ML-176;