As a Guild Mortgage Loan Officer, I am committed to helping my clients understand their options for real estate financing and assisting them to make solid home loan decisions that meet their needs. My "Find a Loan" section of this website can be used to find information and resources on our home loan options. I look forward to serving your home financing needs for many years. My goal is to be your "lender for life".
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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I’ve been working with Tom for a few years now. He’s help me with my personal house, couple investment properties, and tons of my clients. We’ve had very difficult properties and complicated income situations with buyers and Tom gets it done every time.
I had a great mortgage experience with Thomas Kosta and Guild Mortgage from purchasing all the way though paying off my mortgage. I had some challenges and questions during the process which Thomas assisted me all the way through. Including questions concerning taxes and insurance. Highly recommend -Thanks again.
We were referred to Tom Kosta at Guild Mortgage by our realtor. We were amazed at how quickly he proceeded to process our loan. Within 28 days our loan was completed and we were able to close escrow. And this was at the peak of of market in 2022. We would not hesitate to recommend Tom Kosta to help refi or purchase a home
Thomas Kosta is amazing. He is there to help you every step of the way. He is very knowledgeable and great at what he does. I highly recommend using Thomas and Guild for all your mortgage needs.
Tom Kosta is the best mortgage lender I have ever met, he made me feel he only had my best interest at heart and was extremely knowledgeable about everything mortgage lending, a pleasure to work with, a great attitude and in my opinion a really nice, hardworking guy,just absolutely everything you could want in a mortgage lender and advisor. I will always use his services and Guild which I was lucky enough to find on Zillow!
Guild Mortgage was great to work with! The staff helped walk us through the whole process and were able to explain things very well. They continue to help us if we have any questions about the loan or bills. They are very willing to talk over phone or to meet face to face. They are very welcoming!