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Home Loan Expertise for Every Walk of Life

Guiding first-time homebuyers and seasoned homeowners alike

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Since 2004, I've dedicated myself to helping individuals in my community achieve their real estate dreams and financial goals. As one of Portland's leading first-time homebuyer advocates and an established local real estate investor, I'm passionate about assisting first-time buyers with the best local area homebuyer programs. Additionally, I work with those interested in building wealth and strategically financing multiple property portfolios. My background includes a Finance degree from Colorado State University, as well as experience in financial planning & owning and managing residential rental properties for the last 15 years. As a Certified Mortgage Planning Specialist (CMPS) & Certified Divorce Lending Professional (CDLP), I provide holistic mortgage counsel related to divorce & mortgage planning. My business is built on relationships and referrals I have earned from those whom I have helped in the past. Over the course of my career, I've successfully closed thousands of transactions, earning the honor of President's Club membership every year since 2012. Before making mortgage lending my lifelong career, I worked as a financial planner, professional craft brewer, and specialty wine sales representative. In my free time, I enjoy outdoor activities with my wife and two boys, including wing foiling, water sports, pickleball, hiking, grilling, and fly fishing in the beautiful Pacific Northwest.

 

Meet the Vince Kingston Team:

 

 

(Pictured Left to right)

 

The team of Vince, Jennifer, Tammy, and Michelle represents a formidable force in the mortgage origination industry, boasting over a century of combined experience. Vince, with two decades of expertise, has become a cornerstone in the Oregon and Washington markets, known for his ability to navigate complex loan scenarios and his dedication to offering unique first-time homebuyer programs & wealth-building through real estate. Jennifer, whose tenure spans 15 years, brings a wealth of knowledge on Guild’s loan programs and her ability to multitask is essential in the dynamic mortgage landscape.  Tammy’s 36-year tenure, is marked by her deep relationships with clients, assisting multiple generations in securing homes and investment properties. Michelle’s uncanny knack for identifying the best combination of loan programs for any given situation showcases the team's comprehensive approach to mortgage origination. Together, they form a top-tier, top-producing team recognized for their exceptional service and expertise.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.81 out of 5.0 stars
5.0
4.76
4.95
Tyler H
Oct 14, 2025
Verified

They are the best.
Tyler
Oct 13, 2025
Portland, OR
Verified

Responsive, knowledgeable, helpful,
Mary
Oct 10, 2025
Milwaukie, OR
Verified

Michelle and Jennifer were kind and responsive to my million questions.
Brett
Sep 25, 2025
Beaverton, OR
Verified

Always great working with Jennifer!
Cleveland
Oct 07, 2025
Verified

I recently had the pleasure of working with Guild Mortgage for my home financing needs, and I couldn't be more satisfied with the experience. From the very beginning, their team was incredibly dedicated to making the process as smooth and stress-free as possible.The communication was clear and timely, and I felt supported every step of the way. They took the time to answer all my questions and ensured I understood each aspect of the financing process. It was evident that they genuinely care about their clients and strive to provide exceptional service.I highly recommend Guild Mortgage to anyone looking for reliable and efficient home financing solutions. Their commitment to customer satisfaction truly sets them apart. Thank you, Guild Mortgage, for making my home-buying journey a positive one!
Nancy G
Sep 24, 2025
Verified

My clients worked with Michelle and Jennifer from Vince's team. They were available whenever we had questions, needed an updated preapproval and even making a call to the listing agent on a Sunday when we presented our offer. Excellent customer support throughout the entire process. I can highly recommend their services and am very pleased with the level of communication and professionalism throughout the entire homebuying experience.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #291740
I am authorized to do business in the states of Oregon and Washington. OR ML-176;