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Home Loan Expertise for Every Walk of Life

Guiding first-time homebuyers and seasoned homeowners alike

About me

Since 2004, I've dedicated myself to helping individuals in my community achieve their real estate dreams and financial goals. As one of Portland's leading first-time homebuyer advocates and an established local real estate investor, I'm passionate about assisting first-time buyers with the best local area homebuyer programs. Additionally, I work with those interested in building wealth and strategically financing multiple property portfolios. My background includes a Finance degree from Colorado State University, as well as experience in financial planning & owning and managing residential rental properties for the last 15 years. As a Certified Mortgage Planning Specialist (CMPS) & Certified Divorce Lending Professional (CDLP), I provide holistic mortgage counsel related to divorce & mortgage planning. My business is built on relationships and referrals I have earned from those whom I have helped in the past. Over the course of my career, I've successfully closed thousands of transactions, earning the honor of President's Club membership every year since 2012. Before making mortgage lending my lifelong career, I worked as a financial planner, professional craft brewer, and specialty wine sales representative. In my free time, I enjoy outdoor activities with my wife and two boys, including wing foiling, water sports, pickleball, hiking, grilling, and fly fishing in the beautiful Pacific Northwest.

 

Meet the Vince Kingston Team:

 

(Pictured Left to right)

 

The team of Vince, Jennifer, Tammy, and Michelle represents a formidable force in the mortgage origination industry, boasting over a century of combined experience. Vince, with two decades of expertise, has become a cornerstone in the Oregon and Washington markets, known for his ability to navigate complex loan scenarios and his dedication to offering unique first-time homebuyer programs & wealth-building through real estate. Jennifer, whose tenure spans 15 years, brings a wealth of knowledge on Guild’s loan programs and her ability to multitask is essential in the dynamic mortgage landscape.  Tammy’s 36-year tenure, is marked by her deep relationships with clients, assisting multiple generations in securing homes and investment properties. Michelle’s uncanny knack for identifying the best combination of loan programs for any given situation showcases the team's comprehensive approach to mortgage origination. Together, they form a top-tier, top-producing team recognized for their exceptional service and expertise.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.81 out of 5.0 stars
5.0
4.76
4.95
Quinton
Aug 14, 2025
Portland, OR
Verified

We loved the discounts and fairness that Vince and the team at Guild gave us.
Linda
Aug 12, 2025
Verified

As a first time buyer. My experience was a challenging. I did learn a lot. After a couple of months of gathering all the information and taking a 8 hour class. And with the guidance and expertise of the Guild Team. I was so excited to hear that I was approved and I got my loan. Michelle and everyone at Guild Mortgage was always there for me. Thank you all so much for your support. Linda
James
Jul 17, 2025
Bend, OR
Verified

Entire team was easy to reach and easy to work with. Very smooth, clear process. Thank you.
Gordy B
Jul 12, 2025
Verified

The team is amazing, this is my second time using the Guild team and I couldn't be happier. They took care of everything, excellent communication, and flawless follow through.
Linda
Jul 10, 2025
Gresham, OR
Verified

It was a great learning experience for me. Every single person who I came in contact with was supportive , professional but friendly, and last but not least patient. Keep me updated on any new developments. Feel free to call me anytime. Thank you.
Evan
Jul 07, 2025
Verified

Jennifer and her team at Guild are fantastic to work with - incredibly skilled, responsive, knowledgeable and efficient and simply just great people to work with

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #291740
I am authorized to do business in the states of Oregon and Washington. OR ML-176;