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Monica Ao
Senior Loan Officer
NMLS# 429598Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Testimonials
The rating and reviews below represent my top
reviews.
Read all customer reviews here.
4.96 out of 5.0 stars




Mae
Jun 28, 2025
Gresham, OR

Verified
Monica was very quick in response and would give us constant updates
Carol
Jun 21, 2025
Camas, WA

Verified
Monica's customer servic and professionalism is exceptional.
David
Jun 19, 2025
Portland, OR

Verified
Monica was very good at explaining the complex parts of the mortgage process to a first timer. Monica also answered my questions, no matter how silly, with knowledge and respect.
Racheal
Jun 19, 2025
Portland, OR

Verified
Monica was AMAZING. Super easy to get ahold of, very responsive, we felt like we really mattered to her as individuals. Monica has an ability to break things down and help us understand a process that we've never been through & make it very understandable & a lot less scary.
Philip
Mar 10, 2025
Troutdale, OR

Verified
Monica was so amazing... She is so easy to talk to, knowledge, always answered our question and phone calls and went above and beyond to make sure we were taken care of. Both my wife and I felt she was part of a team with her.
Nickole
Feb 18, 2025
Beaverton, OR

Verified
Easy and convenient
NMLS ID #429598
I am authorized to do business in the states of Oregon and Washington. OR ML-176;
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