Monica Ao

Monica Ao is a relationship-driven mortgage professional who believes the best lending happens face-to-face.  Known for her incredible memory and warm, approachable style, she helps clients feel seen and supported at every milestone.  Monica brings an upbeat energy to her work - balancing expertise with genuine connections.  Outside the office, she's on the tennis court, golfing with friends, or glamping with her family.  With Monica, you are gaining more than just a loan officer, you gain a steady, thoughtful partner on the path home.