(163 reviews)

Jace Cates

Loan Officer

NMLS ID #1768939

Clackamas, OR

4.89

(163 reviews)

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9200 SE Sunnybrook Blvd, Suite 410, Clackamas, OR 97015

[email protected]

(503) 407-1181

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Have questions? Let's connect and talk through your goals.

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Ready to move forward? Start your application when the time is right for you.

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About me

Meet Jace
Jace is a seasoned mortgage lending professional with over 7 years of experience helping individuals and families achieve their real estate goals. As a licensed Loan Officer, he has guided countless clients through financing for both dream homes and investment properties.Read more

With a strong background in mortgage underwriting and a deep understanding of today's lending landscape, Jace is known for his personalized approach. He takes the time to understand each client's unique needs, communicates clearly, and works tirelessly to find the right loan solution.

Licensed in Oregon and Washington, Jace offers a wide range of loan products - including conventional, FHA, VA, and more - while ensuring a smooth, on-time closing process. His commitment to transparency and client-first service has earned him a reputation as a trusted partner in home financing.

If you're ready to explore your options with a knowledgeable, approachable mortgage professional, Jace is here to guide you every step of the way.

Awards

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Testimonials

4.89 (163 reviews)

5.0

4.8

5.0

4.9

Jace and team made the process seamless and theyre all super trustworthy and efficient
Ashley
Apr 3, 2026 |
Troutdale, OR

Jace had been outstanding to work with on this loan. The information requested was straightforward and Jace kept me informed of progress and he addressed every question. Jace also showed how I could reduce the interest rate. I couldn't be happier with the loan process .
David
Apr 3, 2026 |
Lake Oswego, OR

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Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Keep in touch

Phone:
(503) 407-1181

Mobile:
(503) 407-1181

Branch:
(503) 654-2600

Fax:
(503) 908-7139

Email:
[email protected]

9200 SE Sunnybrook Blvd, Suite 410, Clackamas, OR 97015

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Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

Closed

Monday - Friday

8:00AM - 5:00PM

Saturday

Closed

Sunday

Closed

NMLS ID #1768939

I am authorized to do business in the states of Oregon and Washington. OR ML-176;

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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Tools to help guide you

Know before you borrow

Your trust means everything to us.
Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
Mortgage income calculator
Find out how much annual income you’ll need to buy a house.
Mortgage payment calculator
See how principal, interest, taxes and insurance make up your monthly mortgage payment.
Temporary buydown calculator
Learn how a temporary rate buydown might reduce your monthly mortgage payment.

Your trust means everything to us.
Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

More resources
Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?
Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago.
Read more
When should I use my home equity?
Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots.
Read more
Is a 2-1 buydown worth it? Pros and cons explained
A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity.
Read more