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About me

Meet Jace
Jace is a seasoned mortgage lending professional with over 7 years of experience helping individuals and families achieve their real estate goals. As a licensed Loan Officer, he has guided countless clients through financing for both dream homes and investment properties.

With a strong background in mortgage underwriting and a deep understanding of today's lending landscape, Jace is known for his personalized approach. He takes the time to understand each client's unique needs, communicates clearly, and works tirelessly to find the right loan solution.

Licensed in Oregon and Washington, Jace offers a wide range of loan products - including conventional, FHA, VA, and more - while ensuring a smooth, on-time closing process. His commitment to transparency and client-first service has earned him a reputation as a trusted partner in home financing.

If you're ready to explore your options with a knowledgeable, approachable mortgage professional, Jace is here to guide you every step of the way.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.9 out of 5.0 stars
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5.0
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4.9
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5.0
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4.9
Faena
Feb 19, 2026
Silverton, OR
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He was always available to answer any questions we had about the process.
LISA
Feb 16, 2026
Salem, OR
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Jace and his team are always professional, answer emails/questions and walk through the entire process explaining each s...See more
David
Feb 13, 2026
Beaverton, OR
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Jace made the refi process simple. He explained everything in great detail, was always available to help or to answer qu...See more
Christopher
Feb 5, 2026
Lake Oswego, OR
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Jace was great. He was always available to answer questions and he was super fast to respond.
James
Jan 22, 2026
Roseburg, OR
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Jace Cates is the best . I trust him and I truly feel he works for me as opposed to some lenders where...See more
Mara
Jan 5, 2026
Portland, OR
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great communication every step of the way! everyone helpful and friendly!

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Awards

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Causes & Memberships

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NMLS ID #1768939

I am authorized to do business in the states of Oregon and Washington. OR ML-176;

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