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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I am a dedicated loan officer based in Lawton, Oklahoma, with additional licenses to serve clients in Texas, Arkansas, Colorado, and Kansas. With 20 years of experience in the mortgage industry, I bring a wealth of knowledge and expertise to help you navigate the home loan process with confidence and ease.

Specializing in VA loans, I have a deep understanding of the unique needs and benefits available to our veterans and active-duty military personnel. As a former military wife of 21 years, I have firsthand experience of the challenges and rewards that come with military life. This dual perspective allows me to provide empathetic and informed support to my clients, ensuring they receive the best possible service.

Whether you’re a first-time homebuyer or looking to refinance, my goal is to make your mortgage journey as smooth and stress-free as possible. I am committed to providing personalized solutions tailored to your specific situation and financial goals.

Let’s work together to make your homeownership dreams a reality. Feel free to reach out to me with any questions or to start your loan application process today!

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.9 out of 5.0 stars
4.92
4.83
Niobel S
Dec 26, 2024
Verified

Alona and her team did an amazing job and stayed on top of everything from start to finish. Highly recommend.
Niobel
Dec 16, 2024
Elgin, OK
Verified

The process went smoothly and it felt like the team was on top of everything throughout the entire proces.
JULIE
Dec 16, 2024
Elgin, OK
Verified

Alona, is super responsive and willing to jump in and help my clients that can't get closed with Veterans united . She has helped me with several and has got the buyer's to the closing table.
Stephanie W
Nov 20, 2024
Verified

Recently we purchased a home & Alona Hayes was excellent throughout the entire process. She was professional, friendly & helpful. I would highly recommend Alona with guild mortgage for your home buying experience
Larry
Nov 17, 2024
Verified

Alona is the best! She and her team at Guild helped us through a complicated process without a hitch. If you need financing for a home purchase, call Alona!
Lonnie
Oct 13, 2024
Verified

We had the best experience buying our forever home. Alona at Guild Mortgage and her team are the best. The wife and I both work long hours and all the time. They went above and beyond to close in a timely manner and answer all of our questions anytime, mostly on the weekends and nights. They never seemed bothered. Just wanted our experience to be the best. Would highly recommend.

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #180226
I am authorized to do business in the states of Arkansas, Colorado, Kansas, Oklahoma and Texas.