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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I am a dedicated loan officer based in Lawton, Oklahoma, with additional licenses to serve clients in Texas, Arkansas, Colorado, and Kansas. With 20 years of experience in the mortgage industry, I bring a wealth of knowledge and expertise to help you navigate the home loan process with confidence and ease.

Specializing in VA loans, I have a deep understanding of the unique needs and benefits available to our veterans and active-duty military personnel. As a former military wife of 21 years, I have firsthand experience of the challenges and rewards that come with military life. This dual perspective allows me to provide empathetic and informed support to my clients, ensuring they receive the best possible service.

Whether you’re a first-time homebuyer or looking to refinance, my goal is to make your mortgage journey as smooth and stress-free as possible. I am committed to providing personalized solutions tailored to your specific situation and financial goals.

Let’s work together to make your homeownership dreams a reality. Feel free to reach out to me with any questions or to start your loan application process today!

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.9 out of 5.0 stars
4.89
4.92
Barbra
Jun 24, 2025
Lawton, OK
Verified

Alona and her team are so amazing! As a first time homebuyer, I was nervous at first but they quickly put my mind to ease. I appreciate the time and hard work it took getting my family and I into the home we wanted. Very professional, knowledgeable and supportive. ~Thank you Team Hayes~
Terry
Jun 18, 2025
Lawton, OK
Verified

Alona Hayes goes above and beyond for her clients! She’s always quick to respond—even after hours, on weekends, and even during the holidays. Her dedication, knowledge, and willingness to help at any time truly set her apart. If you’re looking for someone who will be there for you every step of the way, Alona is the one to call! She is one of a kind !
Taylor
Jun 09, 2025
Lawton, OK
Verified

I had a great experience becau made made
KIMBERLY
Jun 09, 2025
Lawton, OK
Verified

Alona went out of her way to make my clients home dreams come true!
Jeanne
Jun 09, 2025
Lawton, OK
Verified

Had an amazing experience with buying our first home, they really took the time to make all the peices fit together to buy a home.
Jeanne J
Jun 10, 2025
Verified

Worked hard to find a way to get is the house we wanted without breaking the bank.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #180226
I am authorized to do business in the states of Arkansas, Colorado, Kansas, Oklahoma and Texas.