Alona Hayes

Branch Manager

NMLS# 180226

1616 W Gore Blvd,
Lawton, OK 73501

(580) 351-7247

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Building trust, one borrower at a time.

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About me

I am a dedicated loan officer based in Lawton, Oklahoma, with additional licenses to serve clients in Texas, Arkansas, Colorado, and Kansas. With 20 years of experience in the mortgage industry, I bring a wealth of knowledge and expertise to help you navigate the home loan process with confidence and ease.

Specializing in VA loans, I have a deep understanding of the unique needs and benefits available to our veterans and active-duty military personnel. As a former military wife of 21 years, I have firsthand experience of the challenges and rewards that come with military life. This dual perspective allows me to provide empathetic and informed support to my clients, ensuring they receive the best possible service.

Whether you’re a first-time homebuyer or looking to refinance, my goal is to make your mortgage journey as smooth and stress-free as possible. I am committed to providing personalized solutions tailored to your specific situation and financial goals.

Let’s work together to make your homeownership dreams a reality. Feel free to reach out to me with any questions or to start your loan application process today!

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

VA

If you're an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you'll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.