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Michelle Hulbert

Michelle Hulbert

Senior Loan Officer

5370 Kietzke Ln, Suite 101 & 103, Reno, NV 89511
Own what matters
Own what matters

About Me

With a fulfilling 30+ year career in the mortgage industry, I have a wealth of experience and expertise to share with you.  My passion is helping clients find ideal financing solutions for their unique circumstances. 

Our team shares my belief that it’s a privilege to assist people with their home financing, so we all take our role in the process to heart. Whether you’re a first-time buyer or expanding your investment portfolio, you can count on exceptional service from The Hulbert Brazil Team. 

I am also an experienced real estate investor and advise my investor clients in making wise decisions that will help them reap the maximum benefit from their properties.  Complicated loans……bring them on!  My team has closed many loans that other mortgage lenders could not, including loans for self-employed borrowers.

As a native "small town” Nevadan, I love to spend my free time doing anything outdoors.  I’m also the world’s biggest, self-proclaimed baseball fan, l love to travel and to entertain.  I cherish my family time with my husband, Tom, and our sons Jack and Evan.


Meet the Team!

Michelle Hulbert, along with her partner Amy Brazil, and originating loan officer assistant, Tiffany Faulkner, make up The Hulbert Brazil Team at Guild Mortgage. The Hulbert Brazil Team believes that helping people to finance their home is a privilege. The team takes their role in the home buying process to heart and believes they are a valued partner with you in realizing your homeownership goals. With Michelle’s 35+ years in the mortgage industry and Amy’s previous 20 years as a real estate professional, their combined skills and perspectives will prove invaluable in helping you choose the right mortgage to meet your personal financial goals. You can always expect excellent communication and exceptional service from The Hulbert Brazil Team.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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4.98 out of 5.0 stars
Nov 06, 2023

I really appreciated the swift and clear communication from the team; everyone was warm and approachable.
Oct 30, 2023

Michelle and her team performed flawlessly. Perfect lender to work with.
Sep 25, 2023

Michelle and her team put together an extremely difficult multi million dollar deal and kept it through closing. She is the only lender we refer, she is top notch and a true professional. Her team keeps us informed throughout the process which gives us the ability to keep our clients equally informed. Looking forward to our next escrow together.
Sep 18, 2023

Michelle was super to work with. She was always there to answer any questions. Also, her team was amazing. The process was very painless!
Bryan T
Sep 04, 2023

Being a first-time home buyer, there was a lot of information to take in and learn. Amy made the whole process easy, and we knew we were in good hands when we saw the passion she showed during the application process. She had a level of excitement that rivaled ours as we went through the home-buying process. Everything was explained, and she didn’t hesitate to answer any questions we had. Seeing someone as excited as her doing her job really put us at ease. She checked in on us during the house searching process, and when we put an offer in on a house, we were able to consult with her, and she was able to get us seller credits on closing costs. Overall, it was a great experience, and we are happy we went with the Hulbert Brazil team. We look forward to working with them in the future!
Jayme K
Aug 26, 2023

Amy is smart efficient and a joy to work with. She helped us get our dream home after months of looking and we throughly enjoyed working with her. I highly recommend her knowledge and pleasant personality.

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NMLS ID #184194
I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;