
Michelle Hulbert
Senior Loan Officer
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
About Me: With over 35 years in the mortgage industry, I’ve built a treasure trove of experience and expertise. My mission? To help clients discover tailored financing solutions that fit their unique circumstances. At The Hulbert Brazil Team, we consider it a privilege to guide people through the home financing process.
Lending and Investment Insights: Whether you’re a first-time buyer or a seasoned pro, count on my team to deliver exceptional service. We’ve mastered the art of navigating complex loans and closed deals that others couldn’t—including self-employed borrowers. And as an accomplished real estate investor, I guide my investor clients in making strategic choices that optimizes the maximum benefits from their properties.
Small-Town Roots: I’m a proud “small town” Nevadan and when I’m not crunching numbers, you’ll find me outdoors, savoring nature’s beauty. And yes, I wear my self-proclaimed title: “World’s Biggest Baseball Fan” with pride! Travel and entertaining are my passions, but family time with my husband, Tom, and our sons, Jack and Evan, is where my heart truly lies.
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Home equity insights
For homebuyers
For homeowners
Learn how much your home is worth
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
Testimonials
NMLS ID #184194
I am authorized to do business in the states of California, Nevada and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;





