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Michelle Hulbert
Senior Loan Officer
NMLS# 184194
About me
About Me: With over 35 years in the mortgage industry, I’ve built a treasure trove of experience and expertise. My mission? To help clients discover tailored financing solutions that fit their unique circumstances. At The Hulbert Brazil Team, we consider it a privilege to guide people through the home financing process.
Lending and Investment Insights: Whether you’re a first-time buyer or a seasoned pro, count on my team to deliver exceptional service. We’ve mastered the art of navigating complex loans and closed deals that others couldn’t—including self-employed borrowers. And as an accomplished real estate investor, I guide my investor clients in making strategic choices that optimizes the maximum benefits from their properties.
Small-Town Roots: I’m a proud “small town” Nevadan and when I’m not crunching numbers, you’ll find me outdoors, savoring nature’s beauty. And yes, I wear my self-proclaimed title: “World’s Biggest Baseball Fan” with pride! Travel and entertaining are my passions, but family time with my husband, Tom, and our sons, Jack and Evan, is where my heart truly lies.
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Meet my team
I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Have been recommending Michelle for the last 13&1/2 years because of my total satisfaction for her helping me purchase my home then. Liked and respected her honestly and hard working nature. Felt then and now that she was trying to work out the best loan for me and not trying to get the most money she could out of the process. Michelle listened to what type of loan I was trying to get and got it. Whenever I communicated to her with a question or concern she was quick to respond back to me. Her assistant, Tiffany, was also quick to respond to my questions and even when I came to the office twice unannounced, Tiffany took the time to talk to me and resolve my questions. The whole experience with Michelle and Tiffany was completely free of stress. Will recommend them highly and without any reservations to anyone I talk to who is seeking a home and a loan to buy it.
Michelle and her team were efficient, knowledgable, and very responsive.
The Hulbert Brazil Team consistently delivers outstanding results for their clients. Their approach combines a highly professional demeanor with remarkable creativity in navigating and resolving unique situations. It is always an absolute pleasure to work with Michelle, and I would recommend her and the team without hesitation.
Amy and her team were excellent as we bought our home in the Carson City area. They were always available to answer questions and make sure we knew where we were in the sale timeline. I would highly recommend them.
I’ve been thinking a lot about what I wanted to say about my experience with Amy Brazil and her team at Guild mortgage. Before I do that, I have to say that I’ve done a good amount of property loans and refinance’s in the past. If I knew then about what my experience could have been after going with Amy Brazil now, I would have used Amy and Guild Mortgage 10 times over in the past. They were beyond helpful and my particular purchase could have been extremely difficult with any other team. Amy made it absolutely seamless, she took on all the burden for me and she made what could have been a stressful time actually very enjoyable with her excitement that she had for me. I feel very lucky and appreciative of Amy and her team. THANK YOU AMY!!!
Thank you! Always do a great job!
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