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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

I have been in the mortgage industry since February of 2004. My passion for helping customers achieve their homeownership goals are of the utmost importance. Helping other mortgage professionals reach their goals is also a strong passion of mine. I believe in the power of teamwork.

I am a graduate of the University of Nevada, Reno holding a dual Bachelor’s degree in Psychology and Spanish. I am fluent in Spanish.

My husband and I have been married for more than 15 years and we have two teenage sons. I absolutely love being a mom and watching them play sports and volunteering for their activities. Though I am not great at it, I enjoy golfing. Traveling and spending time with family and friends is how I prefer to spend my downtime.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
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Catherine C
Jan 28, 2025
Verified

Melody frequently checked on the best options available and kept me updated when things changed. I felt like she really understood me and my situation and had my best interest at heart.
Wendy
Jan 21, 2025
Reno, NV
Verified

was tricky with my past lien. They were able to help me get out of it and file proper paperwork.
Veronica
Aug 09, 2024
Verified

Melody is amazing lender she transparent and truly care for clients she will look out for clients and will make herself available for questions at anytime. Very personalable. I had a great experience with her it was pleasure working with her.
Dan W
Nov 01, 2023
Verified

Guild Mortgage and Melody Lofstedt are the leaders of the wolf pack when it comes to home loans. They helped me close an under listing price offer with FHA loan type and down payment assistance in less than 30 days!!! With Guild Mortgages Melody Lofstedt (loan originator)and Ashley Ackerman (real estate agent) we had the absolute dream team and we are now proud home owners, which seemed never seemed possible!
Daniel
Nov 01, 2023
Verified

Melody Lofstedt and Guild Mortgage made my Family and I's dream of home ownership a reality. Melody is extremely knowledgeable and experienced in the process and provided top tier guidance and support through out the process, until its successful conclusion. My family and I are thankful and consider ourselves blessed to have worked with such an outstanding Lender and originator. Guild Mortgage and Melody Lofstedt are my one and only recommendation when it comes to home loans.
Nicholas
Oct 09, 2023
Verified

Melody was the absolute best to work with. Everything went very smoothly and she worked very hard to get us into our dream home! We will definitely be calling Melody again for any future mortgage needs.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #420636
I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;