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Achieve Wealth Through Homeownership
Unlock Your Financial Potential with Clear Homeownership Guidance

About me

Jorge Montoya, founder of The Montoya Mortgage Team, is a nationally recognized mortgage industry leader with over 20 years of experience. He has helped more than 4,000 families secure over $1 Billion in loans, empowering them to achieve homeownership and build generational wealth through real estate. Fluent in Spanish, Jorge is passionate about serving families, educating first-time homebuyers on the benefits of real estate investment and financial planning. His dedication has earned him numerous accolades, including NAHREP Top 250 recognition and Guild Mortgage President’s Club honors. Beyond helping families, Jorge mentors mortgage professionals through his Elevate Espanol Division Mortgage Coaching, teaching them to scale their businesses and build lasting client relationships.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.96 out of 5.0 stars
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5.0
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5.0
Experience logo
4.9
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5.0
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4.9
Rose
Jan 22, 2026
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Jackson at Guild and the whole team was so incredible in working with us for almost 3 years to find our home! Forever gr...See more
Cindy M.
Jan 22, 2026
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Another seamless transaction with Jorge Montoya and Guild Mortgage. Thank you!
Rocio R.
Jan 21, 2026
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(Translated by Google) Jorge was a very nice person and helped us with all our questions. (Original) Jorge fue muy buen...See more
Olga M.
Jan 21, 2026
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As a Realtor, I truly appreciated the care and respect Jorge Montoya and his team showed my client throughout the lendin...See more
Pedro P.
Jan 19, 2026
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The Guild Mortgage team, including Jorge and Ishmael, provided exceptional professionalism and comprehensive support thr...See more
Isaac V.
Jan 17, 2026
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Made our process incredibly easy, and laid out everything we needed to know.

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Awards

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Causes & Memberships

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NMLS ID #276125

I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;

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