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Achieve Wealth Through Homeownership
Unlock Your Financial Potential with Clear Homeownership Guidance

About me

Jorge Montoya, founder of The Montoya Mortgage Team, is a nationally recognized mortgage industry leader with over 20 years of experience. He has helped more than 4,000 families secure over $1 Billion in loans, empowering them to achieve homeownership and build generational wealth through real estate. Fluent in Spanish, Jorge is passionate about serving families, educating first-time homebuyers on the benefits of real estate investment and financial planning. His dedication has earned him numerous accolades, including NAHREP Top 250 recognition and Guild Mortgage President’s Club honors. Beyond helping families, Jorge mentors mortgage professionals through his Elevate Espanol Division Mortgage Coaching, teaching them to scale their businesses and build lasting client relationships.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.96 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.9
Google logo
5.0
Third party logo
4.9
Luis J.
Dec 4, 2025
Google logo
(Translated by Google) Excellent and very professional; they were always very kind and helpful. I recommend them 100%. T...See more
Edith R.
Dec 4, 2025
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Jorge thank you for your hard work, guidance, and constant support throughout the loan process. Your dedication made eve...See more
SAM R.
Dec 3, 2025
Google logo
The team that helped me was knowledgeable. Very professional. And go far and beyond. I hope they keep up the great work ...See more
Ninosammy
Dec 3, 2025
Reno, NV
Experience logo
The team that helped me was knowledgeable. Very professional. And go far and beyond. I hope they keep up the great work ...See more
Francisco M.
Dec 2, 2025
Google logo
(Translated by Google) We are so excited to have fulfilled our dream thanks to Jorge and Lulu who gave us all the suppor...See more
Anita S.
Dec 2, 2025
Google logo
Jorge and his team where a pleasure to work with. They kept me informed of the process and set expectations upfront. I...See more

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Awards

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Causes & Memberships

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NMLS ID #276125

I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;

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