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Achieve Wealth Through Homeownership

Unlock Your Financial Potential with Clear Homeownership Guidance

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Jorge Montoya, founder of The Montoya Mortgage Team, is a nationally recognized mortgage industry leader with over 20 years of experience. He has helped more than 4,000 families secure over $1 Billion in loans, empowering them to achieve homeownership and build generational wealth through real estate. Fluent in Spanish, Jorge is passionate about serving families, educating first-time homebuyers on the benefits of real estate investment and financial planning. His dedication has earned him numerous accolades, including NAHREP Top 250 recognition and Guild Mortgage President’s Club honors. Beyond helping families, Jorge mentors mortgage professionals through his Elevate Espanol Division Mortgage Coaching, teaching them to scale their businesses and build lasting client relationships.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.96 out of 5.0 stars
4.98
5.0
4.95
4.97
Wendy
Oct 24, 2025
Reno, NV
Verified

Jorge Montoya, you and your team really have a way of working fast, and doing your Job wonderful, I look forward on working with you all in the near future again in God's time. Thank you all for your professionalism, patience and guidance with our Real Estate clients. Gratefully, Wendy Pacaldo
Karla Marcial A
Oct 24, 2025
Verified

Excellent service from start to finish! Jorge Montoya and his team made my loan process quick, clear, and stress-free. Highly recommend their team for any home purchase or refinance needs.
Raul S
Oct 24, 2025
Verified

I had an amazing experience working with Guild Mortgage. From start to finish, Jorge Montoya and the entire team was professional, knowledgeable, and truly cared about helping me find the best mortgage option. They explained every step clearly, answered all my questions promptly, and made the process stress-free. I’m so grateful for their guidance and highly recommend them to anyone looking to buy or refinance a home!
Miguel
Oct 22, 2025
Reno, NV
Verified

Great communication easy to work with
Robert
Oct 21, 2025
South Lake Tahoe, CA
Verified

Jorge and his whole team gave us excellent servie and patiently guided us through the process of buying our first home. Jackson, Lulu, and Debbie all worked together with us to make the entire process seamless. Thanks to Jorge's team being able to find us a good deal, we are finally moving into our dream home!
Angelica
Oct 16, 2025
Sun Valley, NV
Verified

Jorge y su equipo fueron muy profesionales haciendo el proceso fácil y comodo cómodo en todos los aspectos.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #276125
I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;