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Achieve Wealth Through Homeownership
Unlock Your Financial Potential with Clear Homeownership Guidance

About me

Jorge Montoya, founder of The Montoya Mortgage Team, is a nationally recognized mortgage industry leader with over 20 years of experience. He has helped more than 4,000 families secure over $1 Billion in loans, empowering them to achieve homeownership and build generational wealth through real estate. Fluent in Spanish, Jorge is passionate about serving families, educating first-time homebuyers on the benefits of real estate investment and financial planning. His dedication has earned him numerous accolades, including NAHREP Top 250 recognition and Guild Mortgage President’s Club honors. Beyond helping families, Jorge mentors mortgage professionals through his Elevate Espanol Division Mortgage Coaching, teaching them to scale their businesses and build lasting client relationships.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.96 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
4.9
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5.0
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4.9
Annette H.
Jan 12, 2026
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Great scripting!
Celina
Jan 12, 2026
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It was my first time coming here and Jorge was very pleasant/ friendly to talk to and knowledgable. He gave me different...See more
Yazmin R.
Jan 12, 2026
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(Translated by Google) Excellent advice. They explain in detail everything you need to purchase the home of your dreams....See more
Oswaldo M.
Jan 11, 2026
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Jorge helped me with my refinance loan in 2015. He helped me understand what to expect with my payments and fees. There ...See more
Melissa
Jan 9, 2026
Carson City, NV
Experience logo
Communiction is key! Thank you for a successful transaction.
Lorena M.
Jan 8, 2026
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(Translated by Google) Great experience with Jorge and his team. Very thorough in explaining and answering my questions,...See more

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Awards

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Causes & Memberships

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NMLS ID #276125

I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;

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