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Achieve Wealth Through Homeownership

Unlock Your Financial Potential with Clear Homeownership Guidance

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Jorge Montoya, founder of The Montoya Mortgage Team, is a nationally recognized mortgage industry leader with over 20 years of experience. He has helped more than 4,000 families secure over $1 Billion in loans, empowering them to achieve homeownership and build generational wealth through real estate. Fluent in Spanish, Jorge is passionate about serving families, educating first-time homebuyers on the benefits of real estate investment and financial planning. His dedication has earned him numerous accolades, including NAHREP Top 250 recognition and Guild Mortgage President’s Club honors. Beyond helping families, Jorge mentors mortgage professionals through his Elevate Espanol Division Mortgage Coaching, teaching them to scale their businesses and build lasting client relationships.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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home equity insights

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Testimonials

Testimonials
4.96 out of 5.0 stars
4.98
5.0
4.95
4.97
Mario R
Oct 07, 2025
Verified

Great service very understanding would highly recommend
Delia
Oct 01, 2025
Dayton, NV
Verified

muy amables tratando de conseguir lo mejor para el cliente
Jenn A
Oct 03, 2025
Verified

Thankful to my realtor for recommending them to me. Heard bad stories about buying a house. But it was smooth working with them. There was a constant communication by any means they can get me. Very professional and thorough. Thanks to Jorge, Jackson, Lulu and Debbie!
Kathy
Sep 29, 2025
Dayton, NV
Verified

Jorge and his team always delivers!!
Oscar
Oct 01, 2025
Reno, NV
Verified

Professional, knowledgeable and friendly staff is what I have experienced with your group.
LUIS YOUR D
Oct 01, 2025
Verified

Buying a home can be overwhelming, but working with Guild Mortgage made the entire process smooth and stress-free. I want to specially recognize Jorge Montoya and Lulu Gonzalez, who walked me through every step with incredible patience and professionalism. They were always upfront about my options and budget, never over promising, and help me make informed decisions that work for me. Their communication was clear, timely, and honest. Exactly what you need during such an important purchase! if you’re thinking about buying a home, I highly recommend reaching out to Jorge and Lulu Guild Mortgage. You’ll be in great hands.

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #276125
I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;