In today's real estate market it's not enough to just get the job done, but go the extra 10% above and beyond. Without a doubt it is imperative to work with a licensed professional who can clearly lay out the options available to you; and explain the positives and the negatives of the particular program you are applying for. Our industry has gone through and is still currently going through many changes, but you can count on me on staying up to date with relevant changes that may impact our industry.