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Achieve Wealth Through Homeownership

Unlock Your Financial Potential with Clear Homeownership Guidance

About me

Jorge Montoya, founder of The Montoya Mortgage Team, is a nationally recognized mortgage industry leader with over 20 years of experience. He has helped more than 4,000 families secure over $1 Billion in loans, empowering them to achieve homeownership and build generational wealth through real estate. Fluent in Spanish, Jorge is passionate about serving families, educating first-time homebuyers on the benefits of real estate investment and financial planning. His dedication has earned him numerous accolades, including NAHREP Top 250 recognition and Guild Mortgage President’s Club honors. Beyond helping families, Jorge mentors mortgage professionals through his Elevate Espanol Division Mortgage Coaching, teaching them to scale their businesses and build lasting client relationships.

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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home equity insights

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Testimonials

Testimonials
4.96 out of 5.0 stars
4.98
5.0
4.94
4.96
Randy M
May 24, 2025
Verified

Jorge Montoya and his team were very professional, helpful and friendly, they made getting my loan easy and stress free. I highly recommend them for anyone seeking a home loan.
Lorena M
May 21, 2025
Verified

(Translated by Google) Great experience with Jorge and his team. Very thorough in explaining and answering my questions, very direct. I was never pressured, and every time I called, he answered. A very good experience with Jorge and his team. He never pressured me, and every time I called, he answered and responded to my questions straightforwardly. (Original) Great experience with Jorge & his team. Very thorough in explaining and answering my questions, very direct. I was never pressured and I every time I called, he answered. Muy buena experiencia con Jorge y su equipo. Nunca me presiono y siempre que llamaba, el contestaba y respondía mis preguntas sin rodeos.
J M
May 20, 2025
Verified

Jorge is truly a professional! He possesses a great deal of knowledge in lending and provides excellent customer service and the fact that he is bilingual is a plus !
AmyJo M
May 20, 2025
Verified

Jorge was a key player assisting me with my home purchase. He referred me to a top agent to help me bid and lock in on the perfect home for my family! He gained nothing from the transaction but still went out of his way the provide top notch service! I cannot recommend him enough! See Jorge for your home loan needs you will be treated with respect and first class service.
Felipe G
May 19, 2025
Verified

My wife and I were welcomed with a smile and respect. We were made sure to feel comfortable, relaxed and safe to there. We are really happy to have been there.
Doris N
May 18, 2025
Verified

(Translated by Google) Excellent work by Jorge and his team. 100% recommended. They do everything to help their clients and everything is flexible. (Original) Excelente trabajo de Jorge y su equipo 100% recomendado, hacen todo por ayudar a sus clientes y todo sea flexible.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #276125
I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;