(1400 reviews)

Jorge I Montoya Morales

Branch Manager

NMLS ID #276125

Reno, NV

4.96

(1400 reviews)

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5370 Kietzke Lane, Suite 101 & 103, Reno, NV 89511

[email protected]

(775) 253-8447

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Let's talk

Have questions? Let's connect and talk through your goals.

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Get a clearer picture of your home financing options with a simple first step.

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Ready to move forward? Start your application when the time is right for you.

Achieve Wealth Through Homeownership

Unlock Your Financial Potential with Clear Homeownership Guidance

About me

Jorge Montoya, founder of The Montoya Mortgage Team, is a nationally recognized mortgage industry leader with over 20 years of experience. He has helped more than 4,000 families secure over $1 Billion in loans, empowering them to achieve homeownership and build generational wealth through real estate. Fluent in Spanish, Jorge is passionate about serving families, educating first-time homebuyers on the benefits of real estate investment and financial planning. His dedication has earned him numerous accolades, including NAHREP Top 250 recognition and Guild Mortgage President’s Club honors. Beyond helping families, Jorge mentors mortgage professionals through his Elevate Espanol Division Mortgage Coaching, teaching them to scale their businesses and build lasting client relationships.

Awards

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Testimonials

4.96 (1000 reviews)

5.0

4.9

5.0

4.9

Jorge and his team were very informative through out the whole process. Always had the help and support when needed. Confirming what is needed to make the process as easy as possible. Experience was excellent.

Sarahi

Mar 2, 2026 |

South Lake Tahoe, CA

(Translated by Google) He's a really good person and tries his best to help, always answering all your questions. I already bought a house with him and I'm going to buy another one soon; he's the most honest person I know. (Original) Muy buena persona y trata todo para ayudar y siempre contesta todas tus preguntas. Yo ya compré una casa con el y pronto voy a comprar otra, es la persona más honesta que conozco.

Mary S.

Mar 2, 2026 |

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Meet our team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Ismael Rojas

Originating Loan Partner | NMLS #1229324

[email protected]

Jackson Wilson

Originating Loan Partner | NMLS #1649735

[email protected]

Lulu Gonzalez

Loan Officer Assistant

I am not an originating team member.

[email protected]

Ismael Rojas

Originating Loan Partner | NMLS #1229324

[email protected]

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Keep in touch

Phone:

(775) 253-8447

Mobile:

(775) 762-9608

Branch:

(775) 253-8447

Fax:

(775) 996-3543

Email:

[email protected]

5370 Kietzke Lane, Suite 101 & 103, Reno, NV 89511

Office Hours

Monday - Friday

Saturday

Sunday

9:30AM - 5:30PM

Closed

Monday - Friday

9:30AM - 5:30PM

Saturday

Closed

Sunday

Closed

Book a consultation

NMLS ID #276125

I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;

Find the loan that works for you

See what we offer

Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

See all loan programs

Video gallery

Tools to help guide you

Know before you borrow

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Mortgage income calculator

Find out how much annual income you’ll need to buy a house.

Mortgage payment calculator

See how principal, interest, taxes and insurance make up your monthly mortgage payment.

Temporary buydown calculator

Learn how a temporary rate buydown might reduce your monthly mortgage payment.

Your trust means everything to us.

Discover how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

More resources

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

Nearly 30% of homeowners are considering tapping into their home equity, a notable increase compared to a few years ago.

When should I use my home equity?

Your home has probably done a lot for you over the years. It’s where you’ve made memories, celebrated milestones, and planted roots.

Is a 2-1 buydown worth it? Pros and cons explained

A 2-1 buydown, also known as a 2-year temporary buydown, provides breathing room for aspiring homeowners to get started on building equity.

home equity insights

Get smart about your home's value

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

For homebuyers

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Jorge I Montoya Morales

Let's talk

Get pre-approved

Apply for a loan

Achieve Wealth Through Homeownership

Unlock Your Financial Potential with Clear Homeownership Guidance

About me

Testimonials

Meet our team

Ready to get started?

Keep in touch

Office Hours

Send us a message

See what we offer

Video gallery

Know before you borrow

Your trust means everything to us.

Mortgage income calculator

Mortgage payment calculator

Temporary buydown calculator

Your trust means everything to us.

Helpful resources

What are draw and repayment periods for HELOCs* and HELOANs?

When should I use my home equity?

Is a 2-1 buydown worth it? Pros and cons explained

home equity insights

Get smart about your home's value

Get my app