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About me

Jessica is a dynamic and spirited loan officer whose passion for helping others achieve their financial goals knows no bounds. With a wealth of experience in the lending industry, Jessica has developed an exceptional skill set that allows her to navigate the intricacies of the loan process with ease. Her ability to understand her clients' needs and provide tailored solutions has earned her a reputation for excellence. She goes above and beyond to ensure complete satisfaction, taking the time to explain complex financial concepts in a clear and concise manner.  

Jessica is not your average loan officer. Her vibrant personality and infectious passion make her a trusted ally for anyone seeking financial guidance through the home buying process. Her dedication to her clients is unparalleled. She brings a spunky and dynamic approach to her work, infusing it with passion, expertise, and a dash of excitement. Her goal is not only to secure the best loan terms but also to empower her clients with the knowledge they need to make informed decisions.  

With Jessica by your side, you can rest assured that your financial goals are in capable and spirited hands. 

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.96 out of 5.0 stars
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4.9
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5.0
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4.9
Jordan
Jan 6, 2026
Portola, CA
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Jessica and team are great and very responsive. We felt they went above and beyond by reaching out to other members of o...See more
Kimberly
Jan 6, 2026
Reno, NV
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Jess and the team kept us updated throughout the entire process and made our refi happen!
Sabrina D.
Dec 30, 2025
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Jessica has helped me on 4 of my home transactions and she is truly the best!!! She is not only amazing and knowledgeabl...See more
Amanda
Dec 22, 2025
Dayton, NV
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Jessica was amazing. I would use her again if I ever purchase again.
Nathan
Dec 15, 2025
Fernley, NV
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Jessica was very knowledgeable and worked with me so much to reach the end goal. She looked for the best case solution f...See more
Headwall O.
Dec 3, 2025
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My client and I had an exceptional experience with Jessica Estes from Guild Mortgage! She managed every aspect of the t...See more

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Awards

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Causes & Memberships

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NMLS ID #1686398

I am authorized to do business in the states of California, Nevada and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;

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