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Jessica Estes

Jessica Estes

Loan Officer

5370 Kietzke Ln., Suite 101 & 103, Reno, NV 89511
Own what matters
Own what matters

About Me

Jessica is a dynamic and spirited loan officer whose passion for helping others achieve their financial goals knows no bounds. With a wealth of experience in the lending industry, Jessica has developed an exceptional skill set that allows her to navigate the intricacies of the loan process with ease. Her ability to understand her clients' needs and provide tailored solutions has earned her a reputation for excellence. She goes above and beyond to ensure complete satisfaction, taking the time to explain complex financial concepts in a clear and concise manner.  

Jessica is not your average loan officer. Her vibrant personality and infectious passion make her a trusted ally for anyone seeking financial guidance through the home buying process. Her dedication to her clients is unparalleled. She brings a spunky and dynamic approach to her work, infusing it with passion, expertise, and a dash of excitement. Her goal is not only to secure the best loan terms but also to empower her clients with the knowledge they need to make informed decisions.  

With Jessica by your side, you can rest assured that your financial goals are in capable and spirited hands. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Jumbo

Jumbo

Jumbo loans offer larger loan amounts than most other loan programs. These loans are a great option if you’re looking to buy a more expensive home and have a great credit score and strong financial situation.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.98 out of 5.0 stars
4.89
5.0
Simon
Aug 31, 2023
Verified

I am writing this review to express my sincere appreciation for Jessica's help in getting my loan approved. I know that I was not the easiest client to work with, but she was always patient and understanding. She took the time to explain everything to me in a way that I could understand, and she never made me feel like I was a burden. I am also grateful for the good review that she wrote on my behalf. It really helped me to get the loan that I needed. I know that she took a lot of time to write it, and I appreciate it very much. I am very happy with the loan that I received. It has helped me to get my dream home, even when two previous homes fell through! I am very grateful for her help. I would not have been able to do it without her. Thank you again for everything. I am very lucky to have her as my loan officer. I highly recommend Jessica for your next loan. Her expertise and personality made me feel like I was a part of her family. Thanks Jessica!
Headwall O
Aug 15, 2023
Verified

My client and I had an exceptional experience with Jessica Estes from Guild Mortgage! She managed every aspect of the transaction extremely well and was very knowledgeable. Jessica is not only an expert in her industry, but she adds a wonderful human touch to a transaction. She is sincerely caring, supportive and thoughtful. It is rare that a Lender attends a closing, yet Jessica was present and helpful as she always is. Her professionalism, positive attitude and careful attention to details was a critical component to our success! Thank you!!
Headwall O
Aug 15, 2023
Verified

My client and I had an exceptional experience with Jessica Estes from Guild Mortgage! She managed every aspect of the transaction extremely well and was very knowledgeable. Jessica is not only an expert in her industry, but she adds a wonderful human touch to a transaction. She is sincerely caring, supportive and thoughtful. It is rare that a Lender attends a closing, yet Jessica was present and helpful as she always is. Her professionalism, positive attitude and careful attention to details was a critical component to our success! Thank you!!
Breanna B
Aug 11, 2023
Verified

Jess was absolutely amazing and so informative throughout the whole process. I will recommend her to all my friends and family! :)
Matthew
Jul 31, 2023
Verified

Jess is the worst! Just kidding. She is absolutely amazing and builds incredible rapport with Buyers. She is also fantastic at communicating, which is a top priority for me in loan officers. Jess does business like I do. She goes above and beyond to create an experience for the Buyer, which is much better than a Buyer feeling like a transaction or paycheck for someone.
Tim
Jul 31, 2023
Verified

Jess is great

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NMLS ID #1686398
I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;