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About me

About Me: I’m passionate about helping people achieve their homeownership dreams. With over two decades of experience as a top-producing Realtor in Northern Nevada, I’ve gained valuable insights into the housing market. As a Realtor, I’ve walked alongside countless buyers, understanding their needs and aspirations.

Lending Expertise: Transitioning to the lending profession, I bring the same dedication, integrity, and meticulous attention to detail. I offer a down-to-earth perspective and believe in candid conversations and a touch of humor. Let’s make the homebuying process enjoyable!  From dissecting income and credit to tailoring the perfect mortgage program, I’m on a mission to deliver the results our clients truly deserve.

Passions: I hold an honors degree in journalism and advertising from the University of Nevada, Reno. I love Reno and Sparks’ blend of small-town friendliness and big-city style. When I’m not helping clients, you’ll find me exploring new destinations with my husband, Chuck, and our sons, Chase and Reese or channeling my inner design enthusiast to transform my friend’s and family’s homes. 

 

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
5.0
4.85
4.98
Accounting OG O
Jan 29, 2025
Verified

Michelle and Tiffany are the best. They are extremely knowledgeable, helpful, and do what they say they will do. The helpful suggestion on the loan amount and the freaking out (mine) support were very much appreciated!
Ashley F
Jan 22, 2025
Verified

I've had the pleasure of working on several closings with the Hulbert-Brazil Team, and their attention to detail and excellent communication always stands out. Their dedication to educating their clients is truly unmatched. Michelle and Amy consistently go above and by attending their signings, ensuring a seamless experience for their clients. Whenever I collaborate with them, I know the transaction with be smooth and successful.
john c
Jan 18, 2025
Verified

We have had 8 different motgages in three different states in the last 40 years and without a doubt, Michelle Hulbert and Her team at Guild Mortgage are the most knowagble and professional team that we have ever delt with for Mortgage lending and knowledgle of mortgages and the many options available.. We would highly recomend the the Hulbert Brazil Team at Guild Mortgage to assist you with your Home and Busines property Lending needs.. Sincerely- John & Linda Collier-Reno, NV
Fiona R
Jan 15, 2025
Verified

A 5/5 lender and human! We’ve now worked with Amy on two home purchases, and I can’t imagine going through this process without her expertise and guidance. She was instrumental in helping us buy our first home, and when it came time to purchase our second property and convert the first into an investment property, Amy was right there, making what could have been a stressful process feel smooth and manageable. One of the things that makes Amy stand out is her deep passion for real estate and tailoring the experience to us and our needs—like understanding the market. She helped us navigate through a volatile housing market and guided us on when to lock in our interest rate, and how to optimize our closing process. But beyond her expertise, what really sets Amy apart is her outstanding customer service. I have asked some of the most basic (and probably dumbest) questions, and she’s always been incredibly patient, never making me feel embarrassed. She takes the time to break down complicated, niche terminology into simple language, ensuring we fully understand every step of the process. No question is too small or silly—she genuinely wants her clients to feel informed and confident. She's a phone call or text away when I have a question about loan terminology or the closing process. If you’re looking for a real estate agent who knows the market inside and out, provides stellar customer service, and genuinely cares about helping you succeed, Amy is the person you want in your corner. We can’t recommend her highly enough!
Joanne D
Jan 14, 2025
Verified

Amy Brazil and the entire team are amazing! I would not have been able to buy my dream home without Amy’s support and knowledge. We looked at many options and many homes, all the time working numbers and situations that were best for me. You will not find the responsiveness, commitment to your best interests and options anywhere else like The Hubert-Brazil team. Shout out to Tiffany and Aracely!!
Cassidi
Dec 16, 2024
Reno, NV
Verified

Amy was great! She made the process easy and stress free.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1493266
I am authorized to do business in the states of California, Nevada and Oregon. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141; OR ML-176;