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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Mirajoy is a dedicated mortgage professional since 2002.   She has built her career and experience thru project management, operations, underwriting and as a branch manager.  Mirajoy has a respected reputation with the industry for servicing her customers with integrity, passion and care.  She services an array of customers such as First-Time homebuyers by providing an extensive list of Down Payment Assistance programs, Military and Government, Teachers, Medical Professionals, Investors, Self-Employed, Foreign National and Luxury Home Buyers.

Mirajoy’s passion shines in servicing your needs with the highest priority of care, which includes, education on mortgage loan options and ensuring you understand the mortgage process from start to finish. 

Mirajoy’s customer service is priority and looks forward to becoming your mortgage lender for life.  

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Brandi
Jun 25, 2024
Verified

I really enjoyed working with Mirajoy. She is knowledgeable, thorough, supportive, and diligent. As a first-time homebuyer, I appreciated her patience and ability to explain (and re-explain :) ) every part of the process. I highly recommend her for anyone needing a loan!
Marnie
Mar 24, 2024
Verified

We had the pleasure of working with Mirajoy and she is the absolute professional in every way. She has guided us from the very start all to the way to funding. Always available to communicate with for any questions. Thank you for the outstanding service.
T
Mar 22, 2024
Verified

Mirajoy did her job well on our loan. She paid attention to the details. She let us know what was going on during each step. She worked well with our realtor and the title company.
Timothy
Mar 22, 2024
Verified

Mirajoy did her job well on our loan. She paid attention to the details. She let us know what was going on during each step. She worked well with our realtor and the title company.
Rosalia
Sep 23, 2023
Verified

As a first time buyer she gave us the best experience answered all my questions made everything so easy and explain everything in detail she was always available for my calls I will definitely be referring her to family friends .
Terence
May 25, 2023
Verified

Mirajoy made the entire experience very simple and easy for my wife and I. She never left any of our questions unanswered and kept us up to date of any changes throughout the process.

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Awards

Causes I'm
passionate about

causes
NMLS ID #340617
I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;