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About me

Mirajoy is a dedicated mortgage professional since 2002.    She has built her career and experience thru project management, operations, underwriting and as a branch manager.Read more

Mirajoy is a dedicated mortgage professional since 2002.   She has built her career and experience thru project management, operations, underwriting and as a branch manager.  Mirajoy has a respected reputation with the industry for servicing her customers with integrity, passion and care.  She services an array of customers such as First-Time homebuyers by providing an extensive list of Down Payment Assistance programs, Military and Government, Teachers, Medical Professionals, Investors, Self-Employed, Foreign National and Luxury Home Buyers.

Mirajoy’s passion shines in servicing your needs with the highest priority of care, which includes, education on mortgage loan options and ensuring you understand the mortgage process from start to finish. 

Mirajoy’s customer service is priority and looks forward to becoming your mortgage lender for life.  

Awards

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Causes and Memberships

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Testimonials

4.99 (31 reviews)
Experience logo
4.9
Google logo
5.0
Third party logo
5.0
Mirajoy was amazing to work with! She helped us every step of the way and even guided us through a bump in the process smoothly. We’re so grateful for her support, she is highly recommend!
Tonieann

Apr 1, 2026

Mirajoy was a pleasure to work with! Highly recommend! We funded and closed in 20 days. She constantly provided updates and kept us on track the entire process.
Dana

Mar 31, 2026

Ready to get started?

Get in touch to discuss your home financing goals and explore next steps together.

Office Hours

Monday - Friday

Saturday

Sunday

8:00AM - 5:00PM

CLOSED

CLOSED

Monday - Friday

8:00AM - 5:00PM

Saturday

CLOSED

Sunday

CLOSED

NMLS ID #340617

I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;

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Whether you’re buying your first home, exploring down payment assistance, relocating for military service or purchasing in a high-cost market, Guild offers a range of loan programs designed to meet different needs and situations.

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