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Guiding You Through Your Mortgage Journey with Care

Expert Advice and Personalized Solutions for Every Step of the Way

About me

I am a seasoned mortgage professional with a passion for guiding clients to success. Known for my exceptional communication skills and smooth transactions, I navigate the mortgage landscape with ease. I take pride in uncovering the best solutions for my clients. With a wealth of experience and a commitment to excellence, I am dedicated to helping real estate professionals and clients achieve their financial goals. When I'm not working, I love to explore new places and cultures, and I enjoy expressing my creativity through various artistic endeavors. Swing dancing is one of my favorite hobbies, allowing me to stay active and connect with others in a fun and energetic way. I am also an active member of the Las Vegas REALTORS®, staying connected to the latest developments in the real estate industry. Family is incredibly important to me. I am a proud Grandma and my son, and his wife have 5 amazing kids. They bring so much joy and inspiration to my life, and I cherish every moment spent with them.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.

5.0 out of 5.0 stars

5.0

Pamela

Apr 11, 2025

Verified

Dena Del Balzo has helped my husband and I purchase homes and has also helped my parents refinance their home. She and her staff are responsive, professional, and great at holding your hand through the mortagage process (which can be so stressful!). We appreciate Dena tremendously and well as her staff. Thank you, Dena!!!

Julie S

Nov 26, 2024

Verified

Dena is very knowledgeable and makes everything work smoothly. I’ve worked with her twice and highly recommend her and her team. She gets to know you and it makes things easier. She attends her signings and looks out for her clients every step of the way.

Sarah

Sep 23, 2024

Las Vegas, NV

Verified

I felt I could trust the decisions being made were in my best interest. Trust made this process easy!

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Awards

Causes & Memberships

NMLS ID #1013574

I am authorized to do business in the states of Colorado and Nevada. NV Mortgage Company #1141;

Expert Advice and Personalized Solutions for Every Step of the Way

Dena Del Balzo

Branch Manager

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