About me

Welcome to my website. I am here to make the mortgage process as simple as possible. With three decades of experience, I can help you navigate which loan programs will fit your needs, no matter your scenario. I also have specialty programs for seniors, investors, and local builders. I like to focus on your solutions as well as straightforward answers.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Lock and Shop

If you’re searching for your next home in a competitive market, you can lock your loan and start shopping. You don’t have to worry about rates rising because we’ve got you covered for 90 days. If rates go down, our one-time float down option provides the perfect solution. The rate is locked and secure, so you can search for a home you love.

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.

5.0 out of 5.0 stars

5.0

Julie S

Nov 26, 2024

Verified

Dena is very knowledgeable and makes everything work smoothly. I’ve worked with her twice and highly recommend her and her team. She gets to know you and it makes things easier. She attends her signings and looks out for her clients every step of the way.

Sarah

Sep 23, 2024

Las Vegas, NV

Verified

I felt I could trust the decisions being made were in my best interest. Trust made this process easy!

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NMLS ID #1013574

I am authorized to do business in the states of Colorado and Nevada. NV Mortgage Company #1141;

Select from hundreds of loan products tailored to your needs

Dena Del Balzo

Branch Manager

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