Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Nydia Cruz
Loan Officer
NMLS# 557070
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Home equity insights
For homebuyers
For homeowners
Learn how much your home is worth
X
X
For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.
Testimonials
The rating and reviews below represent my top reviews. Read all customer reviews here.
4.99 out of 5.0 stars
5.0
5.0
5.0
5.0
Jessica V.
Feb 24, 2026
Nydia is awesome. She is very straight forward and guieds you through the whole process and is very professional. She ju...See more
Michael M.
Feb 24, 2026
Nydia Cruz was outstanding to work with throughout my home loan process. She assisted me with my VA loan, and because my...See more
David
Feb 12, 2026
Las Vegas, NV
Muchas gracias por ayudarme a comprar mi primera casa y tener mucha paciencia con migo son muy confiables y ...See more
R S.
Feb 9, 2026
Nydia, I want to thank you from the bottom of my heart for going above and beyond for me!
My loan officer made my first...See more
Lee F.
Jan 8, 2026
I am a loan officer myself, but I have to say Nydia is the best Spanish speaking loan officer I have known in 25 years i...See more
Julie M.
Jan 8, 2026
I have known and worked with Nydia for years she is Excellent!
NMLS ID #557070
I am authorized to do business in the states of California and Nevada. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141;