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We are here to help you find the loan to fit your life

Monica will help you find the perfect loan to fit your perfect home

About me

Monica Centeno is a residential mortgage lender in Henderson, NV. Monica has 20+ years of experience in mortgage lending and takes pride in guiding clients through the home lending process. Monica is licensed in over 30 states and uses her experience and expertise to assist her clients with programs ranging from down payment assistance programs to more complex and specialized loan programs. Monica grew up in Henderson, Nevada and graduated from UNLV. She then attended Chapman University School of Law and is an attorney licensed to practice law in Nevada and California. Monica enjoys traveling, reading and spending time with her two German Shorthaired Pointers, Jax and Willow.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.83 out of 5.0 stars
4.83
5.0
Scott
Sep 17, 2025
North East, MD
Verified

Monica's and the team made this a great experience
Mario R
Sep 18, 2025
Verified

Esther was fantastic! She made the entire process seamless and stress-free. Her professionalism was top-notch, and I highly recommend her services.
Mario
Sep 17, 2025
Las Vegas, NV
Verified

I would like to say that Esther was great! She made everything very easy for me through the whole process. Very professional.
Mandy A
Sep 16, 2025
Verified

Great experience working with Monica, Tonia, and Tasha! They made everything go smoothly and explained everything perfectly! Recommend them 10/10 for all your home loan needs!
Stephen
Sep 16, 2025
Verified

I had the best experience working with Monica and her staff! They made everything go smoothly and explained everything perfectly! Best group to go through for all your home loan needs!
Stephen
Sep 11, 2025
Eastman, GA
Verified

Monica, Tasha, and Tonia made everything go smoothly. They kept us in the know and made sure we understood everything! Excellent customer service and great to work with!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1100009
I am authorized to do business in the states of Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Massachusetts, Maryland, Michigan, Mississippi, North Carolina, Nebraska, New Jersey, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington and Wisconsin. AZ BK#0018883; AZ BKBR# 0121399; AZ LO Lic.# 1000406; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 1100009; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176;