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We are here to help you find the loan to fit your life

Monica will help you find the perfect loan to fit your perfect home

About me

Monica Centeno is a residential mortgage lender in Henderson, NV. Monica has 20+ years of experience in mortgage lending and takes pride in guiding clients through the home lending process. Monica is licensed in over 30 states and uses her experience and expertise to assist her clients with programs ranging from down payment assistance programs to more complex and specialized loan programs. Monica grew up in Henderson, Nevada and graduated from UNLV. She then attended Chapman University School of Law and is an attorney licensed to practice law in Nevada and California. Monica enjoys traveling, reading and spending time with her two German Shorthaired Pointers, Jax and Willow.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.83 out of 5.0 stars
4.83
5.0
Chase
Aug 30, 2025
Campbellsville, KY
Verified

Great service and good communication made it a great experience
M
Sep 01, 2025
Verified

I wish I could afford another home so I enjoy this experience again!
Jesse
Aug 30, 2025
Tuscaloosa, AL
Verified

The top reason I had a great experience was my initial consultation with Monica. Her positive input and detailed explination of the entire process left no doubt in my mind who I wanted to refinance my mortgage with. After being totally impressed with Monica, I was introduced to the dynamic duo of loan processors ; "T & T!" Tonia & Tasha. What a pair! Their experience, communication skills, and willingness to go wayyyy beyond the "norm" was totally priceless! After meeting and working with Monica's team I knew I was in for an incredible experience. I always felt like I was the only client they had. Every email or phone call was returned in a very short period of time. Every question would be answered and thoroughly explained. What a great experience. I am totally satisfied with the level of service and the professionalism of Monica and her team. I wish I could afford another house just to go through this process again!
Robert B
Aug 30, 2025
Verified

Very knowledgeable and helpful. I highly recommend them.
Robert
Aug 30, 2025
Springfield, TN
Verified

Monica and her team are very knowledgeable and helpful. They answered all of my questions and always promptly returned phone calls and emails. I highly recommend them.
Mary
Aug 30, 2025
Campbellsville, KY
Verified

Very responsive and on top of everything from start to finish!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1100009
I am authorized to do business in the states of Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Massachusetts, Maryland, Michigan, Mississippi, North Carolina, Nebraska, New Jersey, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington and Wisconsin. AZ BK#0018883; AZ BKBR# 0121399; AZ LO Lic.# 1000406; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 1100009; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176;