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We are here to help you find the loan to fit your life

Monica will help you find the perfect loan to fit your perfect home

About me

Monica Centeno is a residential mortgage lender in Henderson, NV. Monica has 20+ years of experience in mortgage lending and takes pride in guiding clients through the home lending process. Monica is licensed in over 30 states and uses her experience and expertise to assist her clients with programs ranging from down payment assistance programs to more complex and specialized loan programs. Monica grew up in Henderson, Nevada and graduated from UNLV. She then attended Chapman University School of Law and is an attorney licensed to practice law in Nevada and California. Monica enjoys traveling, reading and spending time with her two German Shorthaired Pointers, Jax and Willow.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.82 out of 5.0 stars
4.82
5.0
Diana
Apr 21, 2025
Bristol, VA
Verified

The people were very helpful and professional, they were always available to answer my questions. I would recommend them to anyone
John
Apr 21, 2025
Olive Branch, MS
Verified

From start to finish they made everything go so smoothly . They helped us get exactly what we needed and the process was so simple . Any wuestions and concerns were answered promptly ! I definitely recommend for all you lending needs .
Amy P
Apr 14, 2025
Verified

Monica and Tasha were on phenomenal!! They made our home buying process a breeze!!
Amy
Apr 14, 2025
Holly Springs, MS
Verified

This was a seamless, perfect experience!!! Monica and Tasha were the best and made our home buying experience a breeze!
Eduardo
Mar 24, 2025
Las Vegas, NV
Verified

Nathasia help me alot to make my refinance done on time
Katie C
Mar 05, 2025
Verified

I had a fantastic experience refinancing with Guild. They were professional, communicative, and made the entire process smooth and stress-free. Every question I had was answered promptly, and they kept me informed at every step. I truly appreciate their expertise and dedication; highly recommend!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1100009
I am authorized to do business in the states of Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Maryland, Michigan, Mississippi, North Carolina, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington and Wisconsin. AZ BK#0018883; AZ BKBR# 0121399; AZ LO Lic.# 1000406; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176;