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We are here to help you find the loan to fit your life

Monica will help you find the perfect loan to fit your perfect home

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Monica Centeno is a residential mortgage lender in Henderson, NV. Monica has 20+ years of experience in mortgage lending and takes pride in guiding clients through the home lending process. Monica is licensed in over 30 states and uses her experience and expertise to assist her clients with programs ranging from down payment assistance programs to more complex and specialized loan programs. Monica grew up in Henderson, Nevada and graduated from UNLV. She then attended Chapman University School of Law and is an attorney licensed to practice law in Nevada and California. Monica enjoys traveling, reading and spending time with her two German Shorthaired Pointers, Jax and Willow.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.83 out of 5.0 stars
4.83
5.0
CJ M
Oct 24, 2025
Verified

They made the process smooth and painless. Extremely helpful and professional people.
Leroy
Oct 23, 2025
Daleville, AL
Verified

They made the process smooth and painless.
Kylie S
Oct 17, 2025
Verified

Monica's team worked hard to make everything happen . Everyone was very quick to respond to any questions. Great Team!!
Arthur
Oct 16, 2025
San Antonio, TX
Verified

Monica your team was excellent. Outstanding service once again. Our loan was completed in record time!!! Special thanks to Tasha Art Lee
Jill
Oct 15, 2025
Murphy, NC
Verified

Everyone was so professional and nice
Ashlie
Sep 29, 2025
Marietta, GA
Verified

Monica, Tasah and Tonia were all amazing to work with!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1100009
I am authorized to do business in the states of Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Massachusetts, Maryland, Michigan, Mississippi, North Carolina, Nebraska, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington and Wisconsin. AZ BK#0018883; AZ BKBR# 0121399; AZ LO Lic.# 1000406; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 1100009; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176;