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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Homeownership to me means fulfilling the American dream. It means coming home every day to a place that makes you feel good. My goal is to help people know that owning a home is achievable. Communication throughout the buying process is priority to me. When working with home buyers and real estate agents I never forget the people behind the transaction. I'm determined to be your lender for life. 

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.9 out of 5.0 stars
4.88
4.83
4.81
4.96
V
May 21, 2025
Verified

The service rendered was exceptional, facilitating a seamless and efficient home-buying process.
Johnathan
May 19, 2025
Billings, MO
Verified

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Mia P
May 20, 2025
Verified

Guild Mortgage helped make our home buying process incredibly easy and stress free! This is our first home and we had no clue what we were doing but Michael Hernandez and the rest of the Guild Mortgage team were able to organize and explain everything and answer all of our questions! He took the time to get to know us and our financial state and negotiate better deals that work for us. At our signing date he even got us a personalized cutting board with our names engraved! He truly cares about his clients and I cannot recommend him enough! If you are buying a home ask for Michael Hernandez and his team!
DEANN
May 12, 2025
Las Vegas, NV
Verified

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #314385
I am authorized to do business in the states of Alabama, Arkansas, Arizona, California, Colorado, Delaware, Florida, Georgia, Iowa, Idaho, Indiana, Kansas, Kentucky, Louisiana, Missouri, Mississippi, Montana, North Carolina, Nebraska, New Mexico, Nevada, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia and Wyoming. AZ BK#0018883; AZ BKBR# 0122885; AZ LO Lic.# 0942890; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Licensed by the Mississippi Department of Banking and Consumer Finance; Branch NMLS ID 1463399; NV Mortgage Company #1141; OR ML-176; (www.nmlsconsumeraccess.org/);