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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Owning a home can bring security and freedom to most people and families.  Let me assist you in all your mortgage financial needs.  I have many programs to get individuals and or families reaching their financial potential.  Born and raised in Las Cruces, New Mexico; I enjoy using my experience of 33 years in making homeownership yours.

Working in all aspects of mortgage lending from processing, underwriting, managing to originating.  I have helped many customers purchase their first home to refinance their mortgage.  My business is based on past customers as well as referral to and from friends and family.

In buying your first home, refinancing your current mortgage or buying a second home and/or investment property.  Specializing in government, conventional lending and offering first time home buyer programs, self-employment and jumbo loans.  These are but a few of your options.

Set an appointment today to discuss your mortgage financial opportunities.  Building financial strength, security and freedom is my goal for you.  I look forward to hearing from you.

Need a Home Loan Call Terry Melon

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
Elizabeth G
Sep 28, 2020
Verified

Terry is very good at what she does. I am a first time home buyer and she made the process simple. She is very thorough and takes her time to explain things. We closed 2 months late but that was a contractor delay, however Terry did everything in her power to make sure things moved along. Terry is a very kind personable individual. Couldn't have asked for anyone better.
Jake
Dec 13, 2013
Verified

Terry Melón has been exceeding my expectations as a local go to lender for years and years. Her knowledge of current loan programs is unsurpassed and her speedy response time makes her a safe choice if customer service is important to you. When you are purchasing real estate, using a lender with a positive track record means you won't have any unpleasant surprises on the day of closing. Not only that, but knowing that your loan is being originated by a local bank, rather than an outsourced operation, makes all the difference. Bank 34 has a strong and positive reputation in Las Cruces and is actively involved in residential resale, new construction and commercial loans. Shop no further for your home loan. I recommend calling Terry today.

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Awards

Causes I'm
passionate about

member of Guild Giving
NMLS ID #445682
I am authorized to do business in the state of New Mexico.