
Richard Montoya Jr
Branch Manager
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Native to Las Cruces NM and 24 years’ experience in local financial services.
I am very proud to be opening a local Guild Mortgage Branch in Las Cruces and growing the Guild presence throughout New Mexico and El Paso TX.
What makes Guild Las Cruces different from any other mortgage bank or company? Extensive industry experience, product knowledge, simple process and commitment to exceed the expectations of every single customer we serve. We are committed to building the best mortgage team all under one roof. Loan originators, processors, underwriters, closers, etc. We love what we do and we want to be the very best at it.
Guild Las Cruces Vision: Bring local “make sense” lending to our communities. Product variety, a simple process, great customer service and on time closings. Our team aims to always do what is right for our customers and make the complex mortgage process super simple for the clients we serve. We understand every customer is different and their needs and goals are different. We are highly committed to helping customers achieve the American dream of sustainable home ownership and building financial freedom one home at a time.
Let's find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials
NMLS ID #418702
I am authorized to do business in the state of New Mexico.


