Skip to content
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Image of Richard Montoya Jr

Richard Montoya Jr

Branch Manager

NMLS# 418702

About me

Native to Las Cruces NM and 24 years’ experience in local financial services.

I am very proud to be opening a local Guild Mortgage Branch in Las Cruces and growing the Guild presence throughout New Mexico and El Paso TX.

What makes Guild Las Cruces different from any other mortgage bank or company? Extensive industry experience, product knowledge, simple process and commitment to exceed the expectations of every single customer we serve. We are committed to building the best mortgage team all under one roof. Loan originators, processors, underwriters, closers, etc. We love what we do and we want to be the very best at it.

Guild Las Cruces Vision: Bring local “make sense” lending to our communities. Product variety, a simple process, great customer service and on time closings. Our team aims to always do what is right for our customers and make the complex mortgage process super simple for the clients we serve. We understand every customer is different and their needs and goals are different. We are highly committed to helping customers achieve the American dream of sustainable home ownership and building financial freedom one home at a time.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Homebot logo

Home equity insights

X
X

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.95 out of 5.0 stars
Google logo
4.8
Third party logo
5.0
Anna
Apr 6, 2025
Third party logo
Rick was amazing he was super attentive and always answered our questions and email in a timely manner. We will always ...See more
Raul
Apr 5, 2025
Third party logo
Rick was awesome! He kept is in the loop the entire process and the rest of the team made the refi a...See more
Stephanie S.
Feb 2, 2025
Google logo
I highly recommend Rick! He was able to get us into our home in less than 30 days. He was not our original loan company ...See more
Alicia
Jan 6, 2025
Third party logo
All my questions were answered and I did not feel pressured through the process.
Dorian
Jan 3, 2025
Third party logo
This process was very smooth, the physical signing was quick, and our loan was taken care of in an efficient manner.
Stephanie S.
Feb 3, 2024
Google logo
I highly recommend Rick! He was able to get us into our home in less than 30 days. He was not our original loan company ...See more

Video Gallery

Awards

Image of an award

Causes & Memberships

Image of causes & memberships

NMLS ID #418702

I am authorized to do business in the state of New Mexico.

X
Want to have an experienced loan officer contact you for answers?
First name*
Last name*
Phone*
Email*
Zip code*