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Richard Montoya Jr

Richard Montoya Jr

Branch Manager

1323 E Lohman Ave, Suite 3,4,5, Las Cruces, NM 88001
Own what matters
Own what matters

About Me

Native to Las Cruces NM and 24 years’ experience in local financial services.

I am very proud to be opening a local Guild Mortgage Branch in Las Cruces and growing the Guild presence throughout New Mexico and El Paso TX.

What makes Guild Las Cruces different from any other mortgage bank or company? Extensive industry experience, product knowledge, simple process and commitment to exceed the expectations of every single customer we serve. We are committed to building the best mortgage team all under one roof. Loan originators, processors, underwriters, closers, etc. We love what we do and we want to be the very best at it.

Guild Las Cruces Vision: Bring local “make sense” lending to our communities. Product variety, a simple process, great customer service and on time closings. Our team aims to always do what is right for our customers and make the complex mortgage process super simple for the clients we serve. We understand every customer is different and their needs and goals are different. We are highly committed to helping customers achieve the American dream of sustainable home ownership and building financial freedom one home at a time.

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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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5.0 out of 5.0 stars
Stephanie S
Feb 05, 2024

I highly recommend Rick! He was able to get us into our home in less than 30 days. He was not our original loan company but we were referred to him after many failed attempts by our original lender. He was able to get us closed on the promised date. We are extremely happy with how he and his team handled our entire process.
Jan 29, 2024

Everyone we worked with on the team was so nice and professional. They made the process smooth and painless. Rick is the best and I highly recommend him!
Jan 29, 2024

To make our special situation story short, There are not enough words in the world to express how grateful and thankful we are for Rick. We were at the point of losing hope on closing on a home we really wanted and he made what seem like an impossible situation a reality in less then 30days! We are very happy with how the entire process was handled and how professional the team was. Rick went above and beyond to get us what we wanted. We are now HOME!
Nov 13, 2023

Rick is a wealth of knowledge. He was able to get my clients the loan that suits them. He has multiple options and avenues to pursue to get you the right loan and payment you deserve.
Apr 24, 2023

Couldn't have found a better mortgage company then Guild, Rick was amazing!!! There was a time we were discouraged and wanted to stop the buying process altogether, Rick went out of his way to help us jump over the hurdles we had and we found our home! Rick and his team are fabulous at their job, thanks a million Rick!!
Apr 14, 2023

Guild Mortgage made the process simple and easy. I enjoyed working with Rick and his team. They explained each step during the process and our refinance was completed quickly.

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Causes I'm
passionate about

NMLS ID #418702
I am authorized to do business in the state of New Mexico.