
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs
Richard Montoya Jr
Branch Manager NMLS# 418702

About Me
Native to Las Cruces NM and 24 years’ experience in local financial services.
I am very proud to be opening a local Guild Mortgage Branch in Las Cruces and growing the Guild presence throughout New Mexico and El Paso TX.
What makes Guild Las Cruces different from any other mortgage bank or company? Extensive industry experience, product knowledge, simple process and commitment to exceed the expectations of every single customer we serve. We are committed to building the best mortgage team all under one roof. Loan originators, processors, underwriters, closers, etc. We love what we do and we want to be the very best at it.
Guild Las Cruces Vision: Bring local “make sense” lending to our communities. Product variety, a simple process, great customer service and on time closings. Our team aims to always do what is right for our customers and make the complex mortgage process super simple for the clients we serve. We understand every customer is different and their needs and goals are different. We are highly committed to helping customers achieve the American dream of sustainable home ownership and building financial freedom one home at a time.
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The perfect home loan for you
We offer hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, county, and city housing programs that provide down payment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.