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About me

Hey, I'm Phil Chavez, a Senior Loan Officer at Guild Mortgage in Farmington, NM. I've lived in Farmington my whole life and graduated from Farmington High. My wife and I met in high school and have been together ever since. We share four wonderful children and have amazing grandchildren. For us, life has always been full of surprises, with lots of ups and downs. We've been together since 1995! I started originating loans in 2020 and have been loving it! Throughout my life, I've always held positions where I was working with and helping customers. This is why I love my career. When I get to help people accomplish their goals and get them into their new home, whether it's their first home or not, that is what I love. I work hard, with honesty and integrity, to help my customers. I look forward to helping you navigate your home buying journey and making your homeownership dreams a reality.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
4.99
4.99
Emily
Jun 19, 2025
Blanco, NM
Verified

Phil was so easy to work with. He was thorough, flexible, professional and encouraging. We felt supported throughout our time working with hm and would recommend him to anyone looking to secure a home loan. We would use him again in an instant!
Jacob
Jun 19, 2025
Bloomfield, NM
Verified

Phil was amazing! Above and beyond at all times.
Tanith N
Jun 23, 2025
Verified

Phil went above and beyond for us! We had a lot to work with and he did great with it all. He informed us every step of the way! Can’t say enough good things about him!
Andrea
Jun 21, 2025
Farmington, NM
Verified

I’ve had the pleasure of working with Phil on multiple transactions, and every experience has been excellent. He is always responsive, knowledgeable, and dependable. His clear communication and problem-solving help keep deals moving smoothly and clients well-informed.
Abraham S
Jun 21, 2025
Verified

I previously had an unpleasant experience with a different lender so my realtor recommend Phil with Guild Mortgage and I am glad she did. Phil was very professional and I had an overall great experience working with him. I am a first time home buyer so he made the process very smooth and made sure to answer any questions I had along the way. I highly recommend Phil for anyone looking to purchase a home. I would definitely reach out to him again if needed, thanks Phil!
Jennifer B
Jun 20, 2025
Verified

Phil and I connected through a mutual client and I am so grateful to have crossed paths. He is the most detailed mortgage officer I’ve met and his clients know they are #1. I highly recommend Phil- 5 stars!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2041605
I am authorized to do business in the state of New Mexico.