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About me

Hey, I'm Phil Chavez, a Senior Loan Officer at Guild Mortgage in Farmington, NM. I've lived in Farmington my whole life and graduated from Farmington High. My wife and I met in high school and have been together ever since. We share four wonderful children and have amazing grandchildren. For us, life has always been full of surprises, with lots of ups and downs. We've been together since 1995! I started originating loans in 2020 and have been loving it! Throughout my life, I've always held positions where I was working with and helping customers. This is why I love my career. When I get to help people accomplish their goals and get them into their new home, whether it's their first home or not, that is what I love. I work hard, with honesty and integrity, to help my customers. I look forward to helping you navigate your home buying journey and making your homeownership dreams a reality.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.99 out of 5.0 stars
4.99
4.99
Lashae S
Sep 09, 2025
Verified

Phil was wonderful! Very approachable and could always turn our meetings into fun and humourous moments in-between. We are so thankful for his service on our house buying journey and breaking down all the large terms and complicated process of buying a house. He really looks out for you as a customer😊
Lashae
Sep 04, 2025
Farmington, NM
Verified

Phil was fantastic with us.He explained everything and the do's and donts of first time home buying and broke down every term in the paperwork and broke down the process of what would be happening further on. He was humourous and very approachable at our meetings and could tell he was looking out for us all the way! Thankyou for helping us on buying journey!
Jose
Aug 21, 2025
Bloomfield, NM
Verified

excellent service and environment
Marty C
Jul 29, 2025
Verified

Phil Chavez made this process easy for us! He is extremely knowledgeable, eager to answer any questions we had, and able to explain things in a way that makes it easy to understand. I would definitely recommend him to anyone looking to buy a house. Thank you Phil!
Emily
Jun 19, 2025
Blanco, NM
Verified

Phil was so easy to work with. He was thorough, flexible, professional and encouraging. We felt supported throughout our time working with hm and would recommend him to anyone looking to secure a home loan. We would use him again in an instant!
Jacob
Jun 19, 2025
Bloomfield, NM
Verified

Phil was amazing! Above and beyond at all times.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2041605
I am authorized to do business in the state of New Mexico.