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About me

Hey everyone! My name is Phil. I have lived in Farmington basically my whole life and graduated from Farmington High. My wife and i met in high school and have been together ever since. We share 4 wonderful children and an amazing grandchild! For us, life has always been full of surprises, with lots of ups and downs. We have been together for almost 30 years now. I started originating loans with Legacy Mortgage in 2020 and I have been loving it! Throughout my life, I have always held a position where i was working with and helping customers. This is why I love my career. When I get to help people accomplish their goals and get them into their new home, whether it’s their first home or not, that is what I love. I work hard, with honesty and integrity, to help my customers! 

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.99
David
Aug 15, 2023
Farmington, New Mexico
Verified

Phil was great throughout the entire home buying process! He was always approachable, knowledgeable, and attentive to whatever needs I had. Couldn’t have asked for a better loan officer. Would highly recommend and will plan to work with him again in the future.
Alonda
Feb 28, 2023
Verified

Phil saved me after a bad experience with my initial Realtor. Phil has a positive attitude and is always professional. When I was ready to give up, Phil had my best interest in mind, He set me up with another Realtor and had mission accomplished before I could get my end of the deal together. Phil kept me informed every step of the way, as a first time homebuyer this was really important to me. I could ask silly questions and Phil never made me feel dumb, he answered all of my questions honestly and professionally. I will recommend Phil Chavez to anyone who mentions purchasing real estate going forward. Phil, thanks again for everything.
Olivia W
Oct 17, 2022
Verified

Phil has been a blessing from start to finish with the process of buying my home! He goes above and beyond what you would expect. I walked into the idea of buying a house not having the slightest idea what I was doing. He is so very educational and helpful in every aspect. He will walk you through every step of the way. You will feel very comfortable and confident by the end of each day knowing Phil has everything under control and works so hard to get everything done with attention to detail and in an impressive timely manner! I would give him 100 stars if I could! Cannot say enough great things about him as a person, and professional in his area of expertise. I recommend Phil Chavez to everyone! Thanks Phil for everything you do!
Tyrell
Jan 06, 2025
Farmington, NM
Verified

Guild mortgage and Phil chavez helped us get into a new home after the holidays, hassle free and affordable , I recommend guild mortgage to all , who is seeking a new home to buy .
Mark
Jan 06, 2025
Farmington, NM
Verified

Communication was great through the process.
Dennis
Dec 23, 2024
Bloomfield, NM
Verified

Phil was awesome! Need i say more ?

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2041605
I am authorized to do business in the state of New Mexico.