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About me

Hey everyone! My name is Phil. I have lived in Farmington basically my whole life and graduated from Farmington High. My wife and i met in high school and have been together ever since. We share 4 wonderful children and an amazing grandchild! For us, life has always been full of surprises, with lots of ups and downs. We have been together for almost 30 years now. I started originating loans with Legacy Mortgage in 2020 and I have been loving it! Throughout my life, I have always held a position where i was working with and helping customers. This is why I love my career. When I get to help people accomplish their goals and get them into their new home, whether it’s their first home or not, that is what I love. I work hard, with honesty and integrity, to help my customers! 

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Testimonials

Testimonials
4.99 out of 5.0 stars
5.0
4.99
David
Aug 15, 2023
Verified

Phil was great throughout the entire home buying process! He was always approachable, knowledgeable, and attentive to whatever needs I had. Couldn’t have asked for a better loan officer. Would highly recommend and will plan to work with him again in the future.
Alonda
Feb 28, 2023
Verified

Phil saved me after a bad experience with my initial Realtor. Phil has a positive attitude and is always professional. When I was ready to give up, Phil had my best interest in mind, He set me up with another Realtor and had mission accomplished before I could get my end of the deal together. Phil kept me informed every step of the way, as a first time homebuyer this was really important to me. I could ask silly questions and Phil never made me feel dumb, he answered all of my questions honestly and professionally. I will recommend Phil Chavez to anyone who mentions purchasing real estate going forward. Phil, thanks again for everything.
Olivia W
Oct 17, 2022
Verified

Phil has been a blessing from start to finish with the process of buying my home! He goes above and beyond what you would expect. I walked into the idea of buying a house not having the slightest idea what I was doing. He is so very educational and helpful in every aspect. He will walk you through every step of the way. You will feel very comfortable and confident by the end of each day knowing Phil has everything under control and works so hard to get everything done with attention to detail and in an impressive timely manner! I would give him 100 stars if I could! Cannot say enough great things about him as a person, and professional in his area of expertise. I recommend Phil Chavez to everyone! Thanks Phil for everything you do!
Brent & Kim K
Nov 13, 2024
Verified

Phil got my wife and I into our first house. We were pretty much clueless about the process and Phil had great experience and patience to walk us through it. He answered all of our questions honestly and quickly. Phil is very knowledgeable and kind. Thank you so much
Emmeline T
Apr 01, 2024
Verified

Phil Chavez was a very informative, patient, real and supportive loan officer with Guild Mortgage. I was provoded real-time updates, answered questions, and responsive in appropriate timely manner. I appreciate him being a part of our family's milestone decision of purchasing a home, thank you Phil!!
Shane H
Mar 29, 2024
Verified

Phil is absolutely the person you want servicing your loan when going through the process of buying a home. Phil is first and foremost always responsive and checking in throughout the process. He's more than able and willing to run numbers for you many times over to make sure you get the right mortgage rate and terms for your financial situation. Phil is honest and cares tremendously about his customers and his work. I will definitely be going to Phil with any future home purchases.

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member of Guild Giving
NMLS ID #2041605
I am authorized to do business in the state of New Mexico.