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Phil Chavez

Senior Loan Officer

NMLS# 2041605

About me

Hey, I'm Phil Chavez, a Senior Loan Officer at Guild Mortgage in Farmington, NM. I've lived in Farmington my whole life and graduated from Farmington High. My wife and I met in high school and have been together ever since. We share four wonderful children and have amazing grandchildren. For us, life has always been full of surprises, with lots of ups and downs. We've been together since 1995! I started originating loans in 2020 and have been loving it! Throughout my life, I've always held positions where I was working with and helping customers. This is why I love my career. When I get to help people accomplish their goals and get them into their new home, whether it's their first home or not, that is what I love. I work hard, with honesty and integrity, to help my customers. I look forward to helping you navigate your home buying journey and making your homeownership dreams a reality.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.99 out of 5.0 stars
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5.0
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5.0
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5.0
Bunny S.
Feb 21, 2026
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Our situation was unusual and we faced a huge delay on our end, but Phil was so patient and supportive through the entir...See more
Bunny
Feb 20, 2026
Farmington, NM
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Our situation was unusual and we faced a huge delay on our end, but Phil was so patient and supportive through the entir...See more
Alan
Feb 18, 2026
Farmington, NM
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Continual conversation that got us over the hard parts, Phil was extremely informative and diligent in his efforts to co...See more
Paul D.
Feb 7, 2026
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Phil is easy to work with. He is always on top of things. Phil is nice and very easy to work with. I am pleased with Phi...See more
Luke C.
Jan 31, 2026
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Phil was great to work with. He responded quickly, was professional and made me feel heard! Would definitely work with h...See more
Vikki M.
Jan 23, 2026
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I've had the pleasure of working with Phil on multiple transactions, and he consistently does an outstanding job serving...See more

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Awards

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Causes & Memberships

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NMLS ID #2041605

I am authorized to do business in the state of New Mexico.

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