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Phil Chavez
Senior Loan Officer
NMLS# 2041605
Building trust, one borrower at a time.
Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.
About me
Hey, I'm Phil Chavez, a Senior Loan Officer at Guild Mortgage in Farmington, NM. I've lived in Farmington my whole life and graduated from Farmington High. My wife and I met in high school and have been together ever since. We share four wonderful children and have amazing grandchildren. For us, life has always been full of surprises, with lots of ups and downs. We've been together since 1995!
I started originating loans in 2020 and have been loving it! Throughout my life, I've always held positions where I was working with and helping customers. This is why I love my career. When I get to help people accomplish their goals and get them into their new home, whether it's their first home or not, that is what I love. I work hard, with honesty and integrity, to help my customers.
I look forward to helping you navigate your home buying journey and making your homeownership dreams a reality.
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We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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Testimonials
Excellent experience, answered all questions at odd hours out my mind at ease Highly recommend
Easy process, very helpful, always answered my questions and walked me thru the whole process. Thank you very much
Phil was wonderful! Very approachable and could always turn our meetings into fun and humourous moments in-between. We are so thankful for his service on our house buying journey and breaking down all the large terms and complicated process of buying a house. He really looks out for you as a customer😊
Phil was fantastic with us.He explained everything and the do's and donts of first time home buying and broke down every term in the paperwork and broke down the process of what would be happening further on. He was humourous and very approachable at our meetings and could tell he was looking out for us all the way! Thankyou for helping us on buying journey!
excellent service and environment
Phil Chavez made this process easy for us! He is extremely knowledgeable, eager to answer any questions we had, and able to explain things in a way that makes it easy to understand. I would definitely recommend him to anyone looking to buy a house. Thank you Phil!
NMLS ID #2041605
I am authorized to do business in the state of New Mexico. 
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