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Richard Mercer
Branch Operations Manager NMLS# 232016
6725 Academy Road NE, Suite A, Albuquerque, NM 87109
Branch:
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
Product Info
Testimonials
Mr. Mercer was very helpful and made it easy.
Excellent!
We recently closed a loan with Richard Mercer and our experience was first class. We were first time home buyers with a relatively complex financial situation (employed income, business income, assets) and wanted a unique loan program (jumbo, no PMI). We had attempted to work with other mortgage professionals who told us that the complexity of our financial situation would make purchasing a home impossible. Richard completely understood the complexities of our situation from the very start of the transaction and helped us navigate a few bumps that occurred during the transaction. His ability to problem solve and communication skills are second-to-none. He made himself readily available at all times (evenings, weekends) and answered every question we had in the process. Richard made the experience entirely transparent and was able to anticipate potential problems. Not only could he identify potential issues, he always had a proposed solution. Ultimately, we closed on time and without a hitch. We wouldn't hesitate to recommend Richard to anyone who is looking for a mortgage professional who is honest, hard working, a great communicator and willing to get the deal done.
We recently closed a loan with Richard Mercer and our experience was first class. We were first time home buyers with a relatively complex financial situation (employed income, business income, assets) and wanted a unique loan program (jumbo, no PMI). We had attempted to work with other mortgage professionals who told us that the complexity of our financial situation would make purchasing a home impossible. Richard completely understood the complexities of our situation from the very start of the transaction and helped us navigate a few bumps that occurred during the transaction. His ability to problem solve and communication skills are second-to-none. He made himself readily available at all times (evenings, weekends) and answered every question we had in the process. Richard made the experience entirely transparent and was able to anticipate potential problems. Not only could he identify potential issues, he always had a proposed solution. Ultimately, we closed on time and without a hitch. We wouldn't hesitate to recommend Richard to anyone who is looking for a mortgage professional who is honest, hard working, a great communicator and willing to get the deal done.
Excellent!
We recently closed a loan with Richard Mercer and our experience was first class. We were first time home buyers with a relatively complex financial situation (employed income, business income, assets) and wanted a unique loan program (jumbo, no PMI). We had attempted to work with other mortgage professionals who told us that the complexity of our financial situation would make purchasing a home impossible. Richard completely understood the complexities of our situation from the very start of the transaction and helped us navigate a few bumps that occurred during the transaction. His ability to problem solve and communication skills are second-to-none. He made himself readily available at all times (evenings, weekends) and answered every question we had in the process. Richard made the experience entirely transparent and was able to anticipate potential problems. Not only could he identify potential issues, he always had a proposed solution. Ultimately, we closed on time and without a hitch. We wouldn't hesitate to recommend Richard to anyone who is looking for a mortgage professional who is honest, hard working, a great communicator and willing to get the deal done.
We recently closed a loan with Richard Mercer and our experience was first class. We were first time home buyers with a relatively complex financial situation (employed income, business income, assets) and wanted a unique loan program (jumbo, no PMI). We had attempted to work with other mortgage professionals who told us that the complexity of our financial situation would make purchasing a home impossible. Richard completely understood the complexities of our situation from the very start of the transaction and helped us navigate a few bumps that occurred during the transaction. His ability to problem solve and communication skills are second-to-none. He made himself readily available at all times (evenings, weekends) and answered every question we had in the process. Richard made the experience entirely transparent and was able to anticipate potential problems. Not only could he identify potential issues, he always had a proposed solution. Ultimately, we closed on time and without a hitch. We wouldn't hesitate to recommend Richard to anyone who is looking for a mortgage professional who is honest, hard working, a great communicator and willing to get the deal done.
He stepped us through the whole process and was prompt in replying to our questions ...
We were very impressed and happy with Richard. He stepped us through the whole process and was prompt in replying to our questions and concerns. I highly recommend him.
We were very impressed and happy with Richard. He stepped us through the whole process and was prompt in replying to our questions and concerns. I highly recommend him.
He stepped us through the whole process and was prompt in replying to our questions ...
We were very impressed and happy with Richard. He stepped us through the whole process and was prompt in replying to our questions and concerns. I highly recommend him.
We were very impressed and happy with Richard. He stepped us through the whole process and was prompt in replying to our questions and concerns. I highly recommend him.
The process was very very smooth he kept me informed during the process and it closed ...
Richard was recommended by my realtor and was overall very shocked with how amazing he was to work with. When I initially called Richard he was very honest with his thoughts, I felt like I was talking to a friend rather than someone selling me something. The process was very very smooth he kept me informed during the process and it closed very close to what Richard said it would. Great experience.
Richard was recommended by my realtor and was overall very shocked with how amazing he was to work with. When I initially called Richard he was very honest with his thoughts, I felt like I was talking to a friend rather than someone selling me something. The process was very very smooth he kept me informed during the process and it closed very close to what Richard said it would. Great experience.
NMLS ID #232016
I am authorized to do business in the state of New Mexico.