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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.75 out of 5.0 stars
5.0
4.25
Zaruhi
Mar 10, 2025
Albuquerque, NM
Verified

Richard is sharp, professional, and prompt.
Jordan
Mar 10, 2025
Albuquerque, NM
Verified

Richard Mercer has been a great partner for years helping my family and me with our lending needs.
Alicia
Feb 01, 2022
Albuquerque, NM
Verified

Mr. Mercer was very helpful and made it easy.
i s uro o t
Jul 30, 2014
Verified

We were very impressed and happy with Richard. He stepped us through the whole process and was prompt in replying to our questions and concerns. I highly recommend him.
Carrie
Jan 16, 2024
Albuquerque, NM
Verified

Richard Mercer and team were able to close a challenging condominium transaction within 30 days. Clients greatly appreciated the speedy work, and that occurred over the holidays, no less!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #232016
I am authorized to do business in the state of New Mexico.