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Lauren Quintana
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Lauren Quintana

Senior Loan Officer

6725 Academy Road NE, Suite A, Albuquerque, NM 87109
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.91
5.0
Derek
Jan 29, 2024
Verified

Everything was as easy as possible and Lauren did a great job to find us the best rate!
Jesus
Jan 22, 2024
Verified

Very personable and informative individual who made the entire process seamless and amazing.
Russell
Dec 26, 2023
Verified

Communication!
Holly
Nov 06, 2023
Verified

So Happy 😃 with everything and how professional the experience was couldn’t have asked for more 👍👍👍👍👍
Bianca F
Dec 05, 2022
Verified

Becoming a first time homeowner is a scary process, and I am beyond grateful that it was Lauren Quintana that was able to guide us gently throughout the entire loan journey. We received communication consistently throughout the entire process and she was even able to close us early, which was a wonderful surprise to us. Any future loans I take out or any loan referrals I have, will be passed along to Lauren and her awesome company Legacy Mortgage. Thank you so much for helping make our dreams come true!
Scott
Nov 01, 2022
Verified

Fantastic experience!! Could not have done this without her!!

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NMLS ID #1491300
I am authorized to do business in the state of New Mexico.