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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Since 1988 I have had the pleasure of providing thousands of families with their dream homes. I am committed to helping my clients understand all options available for real estate financing and assisting them in making a solid home loan decision that meets their needs. My goal is to be your “lender for life”. Located at the top is a “Get Started” tab which provides information and resources on home loan options. I look forward to serving your home financing needs for many years!

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.6
5.0
Chelle M
Apr 09, 2025
Verified

As a realtor it is so important to find a lender that works hard for you and your clients The Pofohl team at Guild Mortgage is team you want to have as a resource for your business. They are amazing from start to finish. Their seamless process ensures a beautiful experience for both you and your buyer. Their attention to details makes for little to no underwriting issues and a closing that meets its deadline. I would highly recommend working with Krist, Chastity, Brenna, and Carl. I'm so grateful for the work we have done together throughout the years and i know my clients are as well .
Margaret
Apr 07, 2025
Farmington, NM
Verified

As a realtor it is so important to find a lender that works hard for you and your clients The Pofohl team at Guild Mortgage is team you want to have as a resource for your business. They are amazing from start to finish. Their seamless process ensures and beautiful experience for both you and your buyer. Their attention to details make for little to no underwriting issues and a closing that meets its deadline. I would highly recommend working with Krist, Chastity, Brenna, and Carl. I'm so grateful for the work we have done together throughout the years and i know my clients are as well .
Valene L
Apr 08, 2025
Verified

I received professional and helpful service on our first home purchase. Every question we had was answered in a timely manner. Guild Mortgage was easy to talk to and made sure I understood everything that was presented to us. I was very pleased with the interest rate we received. We will absolutely use Guild Mortgage again in the future.
Holly R
Apr 01, 2025
Verified

They are helpful and care! They are knowledegable and quick. They truly work for you.You will not be disappointed!
Holly
Mar 31, 2025
Rio Rancho, NM
Verified

The whole team was knowledgeable and helpful. Most of all working with Chastity literally made me feel like someone cared and was excited for us. She kept me sane and positive. It was literally one of the easiest things I have ever done in regards to such a large transaction. We are forever grateful to you and your whole team!
Chelle M
Mar 27, 2025
Verified

​I have had the pleasure of collaborating with Kristi Pofahl on numerous occasions, and each experience has been outstanding. Her extensive knowledge of the mortgage industry, particularly in the first time homebuyer area, ensures that every transaction proceeds smoothly. Kristi's commitment to client satisfaction is evident in her attentive service and clear communication. I highly recommend her to both clients and fellow real estate professionals seeking a reliable and skilled mortgage loan officer

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NMLS ID #409768
I am authorized to do business in the states of Colorado, New Mexico and Texas.