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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

Since 1988 I have had the pleasure of providing thousands of families with their dream homes. I am committed to helping my clients understand all options available for real estate financing and assisting them in making a solid home loan decision that meets their needs. My goal is to be your “lender for life”. Located at the top is a “Get Started” tab which provides information and resources on home loan options. I look forward to serving your home financing needs for many years!

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
4.91 out of 5.0 stars
5.0
5.0
4.67
5.0
Stefani
Oct 10, 2025
Albuquerque, NM
Verified

Kristi + her team were wonderful! Great communication throughout the transaction. Would definitely recommend her/work with her again :)
Janis
Oct 10, 2025
Albuquerque, NM
Verified

Excellent experience!!!!
Beatrice
Oct 09, 2025
Albuquerque, NM
Verified

Kristi was so wonderful and helped us so much.
Brian
Sep 24, 2025
Tijeras, NM
Verified

Kristi was an absolute joy to work with!!
Jose
Oct 01, 2025
La Jara, NM
Verified

Fantastic expirience with Karl, Brenna, and Jeanette!
Jacob B
Sep 24, 2025
Verified

I cannot speak highly enough about Kristi Pofahl's outstanding service as a lender. As a real estate professional, I've worked with many lenders throughout my career, and Kristi truly stands out as one of the absolute best. From day one, Kristi demonstrated exceptional communication skills, keeping both my client and me informed throughout every step of the loan process. Her responsiveness and attention to detail made what can often be a stressful experience remarkably smooth. What impressed me most was Kristi's genuine advocacy for my client, a military veteran. She went above and beyond to ensure he received all the benefits and considerations he deserved through the VA loan program. Her expertise with VA loans is evident, and she navigated the process with professionalism and care that truly honored his service. The personal touch Kristi brings to her work is unmatched—she even took the time to personally attend the closing with us, demonstrating her commitment to seeing each transaction through to successful completion. For anyone in New Mexico looking for a lender who combines expertise, integrity, and genuine care for their clients, I wholeheartedly recommend Kristi Pofahl. Whether you're purchasing your first home, refinancing, or need specialized assistance with VA loans, you won't find better service anywhere. Kristi has earned my complete trust and highest endorsement. I look forward to working with her on many more transactions in the future!

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Awards

Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

NMLS ID #409768
I am authorized to do business in the states of Colorado, New Mexico and Texas.