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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

Since 1988 I have had the pleasure of providing thousands of families with their dream homes. I am committed to helping my clients understand all options available for real estate financing and assisting them in making a solid home loan decision that meets their needs. My goal is to be your “lender for life”. Located at the top is a “Get Started” tab which provides information and resources on home loan options. I look forward to serving your home financing needs for many years!

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
4.65
5.0
Judith
Apr 28, 2025
Albuquerque, NM
Verified

Happy to see this deal close. Thanks so much for helping make that happen.
Susan
Apr 21, 2025
Albuquerque, NM
Verified

Awesome I did not have a real estate agent so they added in some hand holding which i TRULY appreciate! Thank you!
Veronica
Apr 14, 2025
Rio Rancho, NM
Verified

I can’t say enough good things about Kristi, Chasity, Breanna, and Carl! From start to finish, they were nothing short of amazing. They made the entire loan process smooth, stress-free, and even enjoyable — which is saying a lot when it comes to paperwork and deadlines! They were incredibly knowledgeable, always quick to respond to my questions, and took the time to explain everything clearly. It really felt like they were in my corner the whole way through, making sure I got the best deal possible and staying ahead of every step. Professional, friendly, and truly caring — I couldn’t have asked for a better experience. If you’re looking for a great time pick Kristi and the Guild team they go above and beyond!
Chelle M
Apr 09, 2025
Verified

As a realtor it is so important to find a lender that works hard for you and your clients The Pofohl team at Guild Mortgage is team you want to have as a resource for your business. They are amazing from start to finish. Their seamless process ensures a beautiful experience for both you and your buyer. Their attention to details makes for little to no underwriting issues and a closing that meets its deadline. I would highly recommend working with Krist, Chastity, Brenna, and Carl. I'm so grateful for the work we have done together throughout the years and i know my clients are as well .
Margaret
Apr 07, 2025
Farmington, NM
Verified

As a realtor it is so important to find a lender that works hard for you and your clients The Pofohl team at Guild Mortgage is team you want to have as a resource for your business. They are amazing from start to finish. Their seamless process ensures and beautiful experience for both you and your buyer. Their attention to details make for little to no underwriting issues and a closing that meets its deadline. I would highly recommend working with Krist, Chastity, Brenna, and Carl. I'm so grateful for the work we have done together throughout the years and i know my clients are as well .
Valene L
Apr 08, 2025
Verified

I received professional and helpful service on our first home purchase. Every question we had was answered in a timely manner. Guild Mortgage was easy to talk to and made sure I understood everything that was presented to us. I was very pleased with the interest rate we received. We will absolutely use Guild Mortgage again in the future.

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NMLS ID #409768
I am authorized to do business in the states of Colorado, New Mexico and Texas.