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Kristi Pofahl

Kristi Pofahl

Sales Manager

5941-a Jefferson Street NE, Albuquerque, NM 87109
Own what matters
Own what matters

About Me

Since 1988 I have had the pleasure of providing thousands of families with their dream homes. I am committed to helping my clients understand all options available for real estate financing and assisting them in making a solid home loan decision that meets their needs. My goal is to be your “lender for life”. Located at the top is a “Get Started” tab which provides information and resources on home loan options. I look forward to serving your home financing needs for many years!

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Meet my team

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I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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4.92 out of 5.0 stars
Jan 16, 2024

The Pofahl Team at Guild made this transaction seamless and smooth. Kudos to Everyone!
Alma S
Nov 15, 2023

Kristi and her Team at Guild Mortgage are amazing and exceeded my Client’s expectations! They made my Client’s home buying experience a very pleasant one!
Nov 13, 2023

Kristi and her Team at Guild Mortgage made my Client’s Home Buying Experience a wonderful one! They have a great Loan Program that was very helpful for my client’s first year! My Client is beyond happy! Kirsti’s Team completed my Client’s loan process early! They made me look great and I am looking forward to doing more business with Kristi and her Team in the near future! Alma
Jul 18, 2022

This is the 4th time I've used Guild Mortgage to purchase a home. They are consistently professional responsive knowledgeable and absolutely wonderful to work with.
May 11, 2022

Kristi was very helpful and knowledgeable in my home buying process.

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NMLS ID #409768
I am authorized to do business in the states of Colorado, New Mexico and Texas.