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Frank Devlin

Frank Devlin

Branch Manager

130 Main Street, Suite 206, Salem, NH 03079
Own what matters
Own what matters

About Me

I turned 50 in early 2012, so I look at all first-time homebuyers as young enough to be my son or daughter. My approach to guiding a person purchasing a home for the first time is to treat them the way I’d want my children treated. Assisting young borrowers through a process they initially perceive as insurmountable and helping them achieve their goal of homeownership is the most gratifying part of my job. 

I have 20 years of experience in the mortgage industry as a senior loan officer and wholesale account executive. I enjoy spending time with my family and friends and watching the New England Patriots in my spare time.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.



A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.


If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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5.0 out of 5.0 stars
Jan 16, 2024

Frank was incredible! The whole Guild team is so diligent with their work. I appreciate how clearly everything was communicated and how simple as first time homebuyers, the process was. Highly recommend Franks team.
Fiona S
Nov 18, 2023

As an agent, it is extremely important to work with a lender who is going to make sure the transaction runs smoothly. Frank was quick to respond and answer any questions my clients had. I highly recommend!!
Nov 13, 2023

As a real estate agent, it is important to work with a lender who is going to make the transaction run smoothly. Frank was very communicative and informative during the whole process. I highly recommend working with Frank!
Dec 11, 2021

A pleasure to work with and made the process smooth. Always took the time to listen to any concerns or questions I had wether thru email or over the phone. It was wonderful that he attended the closing and answered any additional questions I had while signing the documents. Will recommend Frank and Guild Mortgage to anyone looking for a lender.
Dec 04, 2021

Frank was the best! Accessible when needed. Very knowledgeable. A pleasure to work with.
Nov 03, 2021

The person I worked with throughout this process was Frank Devlin. I found Frank to be one of the best people to work with in all my years of working in business. He was very responsive - always quickly returning calls and always easily explaining things to me.

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NMLS ID #49014
I am authorized to do business in the states of Massachusetts and New Hampshire. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 49014;