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Select from hundreds of loan products tailored to your needs

Jeff Morse

Jeff Morse

Branch Manager

2 International Drive, Suite 101, Portsmouth, NH 03801
Own what matters
Own what matters

About Me

I'm happy to work with all home buyers looking into any of our mortgage program options. With experience working with all loan types, I have the knowledge and skills to help you pick the best one for you. In addition, I enjoy educating my home buyers on all the mortgage information they need to have a successful home buying experience. 

If you want to discuss more options or to see which would be the best fit for you, please feel free to give me a call when you're ready. I'm eager to help you finance your home!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.94 out of 5.0 stars
5.0
5.0
Brian
Jan 02, 2024
Verified

Easy process
Sarah
Dec 04, 2023
Verified

We had a lot of moving pieces, especially working in a remote situation and having a pending closing that was out of our control. Jeff did amazing, and was able to work with all of the help we needed to get this across the line.
Tyler
Jun 12, 2021
Verified

This was the second time using RMS and again I was left beyond happy. Communication is top notch when certain documents were needed and any clarification on questions I had. If we need a mortgage again RMS is hands down who we will work with again! Thank you!!
Jeffrey
May 10, 2021
Verified

It is very important that you know that Janet Jewett was an absolute star in this process from beginning to end.2. We were extremely impressed with Jeff Morse and the entire team at RMS.3. The reason that we will not be commenting on social media is that we would never do that. It is no reflection on RMS.
Gregory
Apr 27, 2021
Verified

I was blown away by Jeff. Home buying can be very stressful but Jeff made it easy. He was ALWAYS available and responsive: day nights weekends. Jeff will be the first person I call the next time I purchase a home and the first person I recommend to my family and friends.
Jeremy
Jan 09, 2021
Verified

Wonderful and very responsive

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Causes I'm
passionate about

causes
NMLS ID #28952
I am authorized to do business in the states of Florida, Massachusetts, Maine and New Hampshire. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 28952;