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About me

Each home loan transaction is as unique as the clients we serve. I have experience in all phases of the industry, so I understand the little things that get the loan closed quickly and efficiently. I am familiar with a significant number of loan programs that enable most home-seekers to become homebuyers. I have over 20 years of experience in lending. I joined Residential Mortgage Services in 2003 after eight years in the banking and mortgage industries, and I am eager to continue my work at Guild Mortgage! I serve as the Branch Manager and Senior Loan Officer for our Nashua, New Hampshire branch. I have extensive experience working with first-time homebuyers and seasoned homeowners, providing mortgages for both purchase and refinance transactions. I also teach credit courses on lending to real estate agents and holds seminars for first-time home buyers. 

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.96 out of 5.0 stars
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5.0
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4.9
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5.0
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5.0
Michael
Feb 3, 2026
Nashua, NH
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Laura was very helpful and timely in following up with us.
Kelly
Feb 2, 2026
Nashua, NH
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Everything went smoothly and closed on time
Donna
Feb 2, 2026
Nashua, NH
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My client and I had a great experience with Jay from Guild Mortgage. Always keeping us informed along th...See more
Gregory
Jan 21, 2026
Jay Vogel and team are excellent. Feel like they’re always on my team and making the purchasing process the first time a...See more
Justin
Jan 19, 2026
Manchester, NH
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Greatly appriciate the consistent effort and reiliabity provided time and time again on each opportunity. Thank you for ...See more
Peter
Jan 16, 2026
Thornton, NH
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Jay was very quick to respond to our many questions and made the process as easy as it could be.

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Awards

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Causes & Memberships

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NMLS ID #47957

I am authorized to do business in the states of Florida, Massachusetts, Maine and New Hampshire. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 47957;

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