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Find the loan to fit your life

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About me

Each home loan transaction is as unique as the clients we serve. I have experience in all phases of the industry, so I understand the little things that get the loan closed quickly and efficiently. I am familiar with a significant number of loan programs that enable most home-seekers to become homebuyers. I have over 20 years of experience in lending. I joined Residential Mortgage Services in 2003 after eight years in the banking and mortgage industries, and I am eager to continue my work at Guild Mortgage! I serve as the Branch Manager and Senior Loan Officer for our Nashua, New Hampshire branch. I have extensive experience working with first-time homebuyers and seasoned homeowners, providing mortgages for both purchase and refinance transactions. I also teach credit courses on lending to real estate agents and holds seminars for first-time home buyers. 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.96 out of 5.0 stars
4.98
4.89
5.0
Robert
Jan 13, 2025
Nashua, NH
Verified

Our experiece was made easy. We never stressed as all our questions were answered in detail and quickly.
Lydia F
Jan 14, 2025
Verified

Jay Vogel and his team are the Number 1 mortgage brokers in the state of NH by volume and number of transactions year after year. I have been a realtor for almost 15 years, I have been working with Jay for the last 10 or so. When I first started working with Jay I wasn't sure what to expect from the top producer in the state. I can confidently say that each transaction we have together runs smoothly and on time. He is easily able to meet financial commitment deadlines and closing dates. Even on the more difficult loans, Jay and his team go above and beyond to make sure the clients are taken care of and we get to the closing table. One of the best parts of his team dynamic is that someone is always available to help clients, even on weekends and evenings! If you are shopping for a mortgage in NH you definitely need to speak with Jay!
Ray B
Jan 14, 2025
Verified

Jay went above and beyond for my clients. Received the loan commitment and clear to close ahead of schedule. We were delayed, at no fault of Guild/Jay and Jay covered the cost of the extension for so my clients didn't need to pay extra. Jay and his team communicated throughout the whole transaction and kept us all up to date. Thank you for doing such a great job.
Charlie M
Jan 13, 2025
Verified

I worked with Jay Vogel recently on the purchase of a single family home in Southern NH. He came highly recommended by my buyer agent Lydia Foley at Purple Finch Properties. Because I am self employed the pre approval and underwriting process is much more cumbersome than an employee with an annual W2. Jay, Laura and the entire team were so helpful and responsive. Just when financial commitment was due some unexpected complications came up that could have meant my loan was going to be denied. Jay did everything in his power to get an exception. I was about to give up and asked to be released and get my deposit back but Jay pulled out all the stops and got me to closing on time. He is the Number 1 lender in NH for a reason, if you are planning to purchase a new home any time soon you need to speak to Jay Vogel. Thank you Jay for all of your hard work on this transaction, I appreciate you!
Annie B
Jan 14, 2025
Verified

Jay was very helpful and the whole team was always available to answer questions. In such a complicated process, I really appreciated all of the support.
Laurel C
Jan 07, 2025
Verified

Jay , Laura, Mark, and Jess go above and beyond. As a first time homebuyer, I had no idea what to expect. Jay & his team made the process simple, from the preapproval And underwriting, all the way through to closing. They educated me along the way, explaining each step and providing answers to any questions I had - even during odd hours and weekends. Everyone was super friendly, prompt, and knowledgeable, which makes the difference ! The housing market is so competitive, so having any edge against the competition is imperative - and the Guild team provided that. I recommend Jay Vogel and his team/Guild mortgage to anyone looking for a superb mortgage company. I've heard so many horror stories about other lenders -- I'm grateful to have a lender that was responsive, helpful, and on top of everything. When it comes time for my next purchase, I will 110% be using Guild mortgage again. I can't say enough good things about Jay, Mark, Laura, and Jess!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #47957
I am authorized to do business in the states of Florida, Massachusetts, Maine and New Hampshire. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 47957;