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About me

Each home loan transaction is as unique as the clients we serve. I have experience in all phases of the industry, so I understand the little things that get the loan closed quickly and efficiently. I am familiar with a significant number of loan programs that enable most home-seekers to become homebuyers. I have over 20 years of experience in lending. I joined Residential Mortgage Services in 2003 after eight years in the banking and mortgage industries, and I am eager to continue my work at Guild Mortgage! I serve as the Branch Manager and Senior Loan Officer for our Nashua, New Hampshire branch. I have extensive experience working with first-time homebuyers and seasoned homeowners, providing mortgages for both purchase and refinance transactions. I also teach credit courses on lending to real estate agents and holds seminars for first-time home buyers. 

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.96 out of 5.0 stars
Zillow logo
5.0
Experience logo
4.9
Google logo
5.0
Third party logo
5.0
Jennifer
Dec 12, 2025
Nashua, NH
Experience logo
Always love working with Jay and his team! I think this last transaction was the quickest we've even done in just 15 day...See more
Winfred
Dec 11, 2025
Nashua, NH
Zillow logo
Everyone at RMS was awesome. They were very prompt with their response and very help along the way from beginning to end...See more
Jennifer
Dec 11, 2025
Nashua, NH
Experience logo
Always appreciate the quick responses when submitting offers so my buyers are fully prepared. And a call to the listing ...See more
Laurie
Dec 8, 2025
Hudson, NH
Experience logo
You and your team managed the entire process.
Ashley
Dec 8, 2025
Boscawen, NH
Experience logo
Quick response times and all my questions were answered
Amy L.
Dec 4, 2025
Google logo
Jay and his team were absolutely amazing! So responsive, professional and just amazing customer service! Would recommend...See more

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Awards

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Causes & Memberships

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NMLS ID #47957

I am authorized to do business in the states of Florida, Massachusetts, Maine and New Hampshire. MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 47957;

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