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About me

I’m Christian Carter, a dedicated mortgage professional who recently joined the Guild Mortgage Team in the Jacksonville Office. With a license in North Carolina, I have deep roots in my hometown of Jacksonville, NC. Born and raised here, I still call it home, along with my wonderful wife, Megan, and our 3-year-old daughter, Nora.

As a mortgage expert, I’m thrilled about the opportunity to help more people find a place to call home right here in our beloved Jacksonville. Whether it’s a first-time buyer, a growing family, or someone looking to refinance, I’m committed to providing personalized guidance and making the home-buying process smooth and stress-free.

When I’m not crunching numbers or assisting clients, you’ll find me exploring new destinations. Traveling is my passion, and I believe it broadens our horizons and enriches our lives. I’m excited to combine my love for this community with my expertise in mortgages to create lasting connections and help dreams come true.

Feel free to reach out—I’d love to chat about your home financing needs or swap travel stories over a cup of coffee. Let’s make Jacksonville an even better place to call home!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
Robert
Feb 10, 2025
Richlands, NC
Verified

Christian Carter worked very diligently to expedite the closing on my loan due to the circumstances we fell into with our previous loan officer. He was very transparent throughout the process and we could not be happier. Thank you for a great experience.
Brittany P
Feb 11, 2025
Verified

Outstanding service, great communication, extremely knowledgeable about loan services and process. Being available at the closing table to provide knowledge and explain any documents from the loan documents that they had in the closing package.
Brittany
Feb 10, 2025
Richlands, NC
Verified

Communication, knowledge and showing up to closing to explain documents that client had questions on.
Kentravious
Feb 03, 2025
Jacksonville, NC
Verified

As a first time home buyer, the Guild team kept me informed of the processes and why certain information was required. They were eager to teach and help me understand how the whole home buying process worked. i Would defini work with the Guild team in the future.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2147300
I am authorized to do business in the states of North Carolina and Virginia. (www.nmlsconsumeraccess.org/);