Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

I’m Christian Carter, a dedicated mortgage professional who recently joined the Guild Mortgage Team in the Jacksonville Office. With a license in North Carolina, I have deep roots in my hometown of Jacksonville, NC. Born and raised here, I still call it home, along with my wonderful wife, Megan, and our 3-year-old daughter, Nora.

As a mortgage expert, I’m thrilled about the opportunity to help more people find a place to call home right here in our beloved Jacksonville. Whether it’s a first-time buyer, a growing family, or someone looking to refinance, I’m committed to providing personalized guidance and making the home-buying process smooth and stress-free.

When I’m not crunching numbers or assisting clients, you’ll find me exploring new destinations. Traveling is my passion, and I believe it broadens our horizons and enriches our lives. I’m excited to combine my love for this community with my expertise in mortgages to create lasting connections and help dreams come true.

Feel free to reach out—I’d love to chat about your home financing needs or swap travel stories over a cup of coffee. Let’s make Jacksonville an even better place to call home!

Read Blog

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Product Info

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
4.99 out of 5.0 stars
4.98
5.0
Cheryl
Sep 29, 2025
Southport, NC
Verified

Excellent all the way around
alexei g
Sep 21, 2025
Verified

Working with Guild Mortgage was a great experience. The people who work there treated me with immense respect and always looked out for me. At no point were questions left unanswered. This was my first time buying a home, but it felt like I had bought five. Christian Carter was amazing and helped me step by step.
Elizabeth
Sep 17, 2025
Jacksonville, NC
Verified

The commuinication and willingness to answer every question is great and highly appreciated!
Samantha
Aug 27, 2025
Jacksonville, NC
Verified

I absolutely love working with Christian! He is always punctual, professional, and such a great partner in the home buying process. He has a true gift for communicating his extensive knowledge in a way that is easy for clients to understand, which makes the process so much smoother and less stressful for everyone involved. I can always count on him to go above and beyond, and I truly value having him as a partner!
Sandy
Aug 02, 2025
Jacksonville, NC
Verified

Communication was outstanding and Christian is a pleasure to work with.
Bridgette
Aug 02, 2025
Jacksonville, NC
Verified

Fast and clear communication

Video gallery

View More

Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2147300
I am authorized to do business in the states of North Carolina and Virginia. (www.nmlsconsumeraccess.org/);