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Christian Carter

Loan Officer

NMLS# 2147300

About me

I’m Christian Carter, a dedicated mortgage professional who recently joined the Guild Mortgage Team in the Jacksonville Office. With a license in North Carolina, I have deep roots in my hometown of Jacksonville, NC. Born and raised here, I still call it home, along with my wonderful wife, Megan, and our 3-year-old daughter, Nora.

As a mortgage expert, I’m thrilled about the opportunity to help more people find a place to call home right here in our beloved Jacksonville. Whether it’s a first-time buyer, a growing family, or someone looking to refinance, I’m committed to providing personalized guidance and making the home-buying process smooth and stress-free.

When I’m not crunching numbers or assisting clients, you’ll find me exploring new destinations. Traveling is my passion, and I believe it broadens our horizons and enriches our lives. I’m excited to combine my love for this community with my expertise in mortgages to create lasting connections and help dreams come true.

Feel free to reach out—I’d love to chat about your home financing needs or swap travel stories over a cup of coffee. Let’s make Jacksonville an even better place to call home!

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.96 out of 5.0 stars
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5.0
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4.9
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5.0
Jared
Oct 2, 2025
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It was a pleasure working with Christian. He made the process seamless for my clients and myself. His knowledge of mortg...See more
Dylan
Oct 3, 2025
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Christian is great! I highly recommend him and his team at guild for anyone looking at purchase a home. ...See more
Brittany P.
Oct 7, 2025
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Outstanding service, great communication, extremely knowledgeable about loan services and process. Being available at th...See more
Laura L.
Oct 7, 2025
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Working with Christian and his team at Guild is super enjoyable! The process is all of my favorite things: timely, profe...See more
Emely P.
Oct 7, 2025
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Christian is the absolute best. Super great communication and very personable. The entire team was great to work with an...See more
Jeffrey P.
Oct 7, 2025
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One of the best Loan Officer's around! My wife and I have now used Christian twice. Could not ask for a better Loan Offi...See more

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Awards

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Causes & Memberships

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NMLS ID #2147300

I am authorized to do business in the states of North Carolina and Virginia. (www.nmlsconsumeraccess.org/);

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