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Navigating Your Home Loan Journey

Fluent in Nepali, Hindi, and English for Your Mortgage Needs

About me

I am Lekh Nath Sharma, and occasionally people call me Nathan, I am an experienced loan officer with Guild Mortgage Company. I am originally from Nepal, the country of Mt. Everest and the birthplace of Lord Buddha. I fluently speak, read, and write Nepali, Hindi, and English. Through my multilingual skills, I have given full confidence to the loan borrowers, home buyers, sellers, and builders, whereas those community members have fully benefited through my communication ability.

I am actively participating in Nepalese Societies and Organizations in the North Carolina and Georgia regions. I am well-experienced in all mortgage loan products for Primary, Second Home, Investment, Refinance, and Construction loans. A majority of my client base is from referrals, and this is proof of my professionalism. I hope to help many more people achieve and hold onto their American Dream of owning a home. For mortgage loans and loan product advice, please contact me via phone, text messages, and email. I am fully available for you.

"Helping you finance your dream home is not just my job, it's my passion."

Cheers and see you all soon!

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.91 out of 5.0 stars
4.88
5.0
Sohaib
Jul 10, 2025
High Point, NC
Verified

Because he is so explaining me every thing and I feel so comfortable to talk him. I really recommend to be guild mortgage.
Bimala
May 12, 2025
High Point, NC
Verified

I had a pleasant experience with Guild Mortage. Loan officer is easily reachable, quick and helpful. I will work with the loan officer in future too. Highly recommended.
Ran
Apr 14, 2025
Charlotte, NC
Verified

Gr8 service
Helina
Mar 10, 2025
Oak Ridge, NC
Verified

Mr Lekh Sharma was extremely helpful during our house loan process . He is knowledgeable and very patient with my many question. He was excellent and easy to work with him.
Jalal
Feb 24, 2025
High Point, NC
Verified

Loan officer is very knowledgeable, professional. He did close loan on the given schedule. I received excellent service from beginning to the closing of the loan. I truly recommend Lekh sharma for mortgage loan.
Malik g
Feb 28, 2025
Verified

Mr. Sharma was an excellent loan officer knowledgeable, patient, and efficient, Outstanding service! Mr. Sharma made the loan process smooth and stress-free

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #2503420
I am authorized to do business in the states of Georgia and North Carolina.