Skip to content
Find the loan to fit your life
Select from hundreds of loan products tailored to your needs

About me

I've spent the last 28 years helping people achieve their homeownership goals as a Loan Officer, Branch Manager, and Business Owner. Currently licensed in North Carolina and Tennessee, I am committed to serving clients across the region.
 
In addition to my lending experience, I'm also a North Carolina Licensed General Contractor, which gives me a unique edge when working with clients interested in manufactured homes, single-wides, double-wides, modular homes, renovations, and new construction. I understand the ins and outs of both financing and building, and I love helping people bring their vision to life.
 
I pride myself on strong interpersonal and problem-solving skills, clear communication, and a deep understanding of guidelines and lending processes. I approach every client relationship with integrity, and I'm always willing to go the extra mile to be a true partner in their journey.
 
Working with first-time buyers is one of my favorite parts of the job. Whether it's down payment assistance, credit challenges, or just needing someone to coach them through the process, I'm here to guide and explain every step. I see each situation as a puzzle to solve, and I take pride in helping clients navigate even the most complex scenarios.
 
Outside of work, I'm passionate about travel and have explored almost all 50 states, as well as parts of Europe and Central America. I enjoy sightseeing, hiking, camping, road trips, and RV adventures, especially in the mountains, along the coast, and anywhere outdoors. I believe in maintaining a strong family balance, and I'm proud to be an Appalachian State alum.
 
If you're looking for someone who will treat your goals like their own and help you make informed, confident decisions, I'd love to be your guide.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Homebot logo

Home equity insights

X
X

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
Zillow logo
5.0
Facebook logo
5.0
Experience logo
5.0
Google logo
4.9
Third party logo
5.0
Keith E.
Feb 20, 2026
Google logo
John Schmidlin and his team were hard-working, professional, responsive, patient and kind. I am very pleased. Note: They...See more
Chauntae
Feb 6, 2026
Madison, NC
Zillow logo
John Schmidlin at Guild Mortgage was absolutely amazing to work with. From start to finish, John was professional, knowl...See more
Anthony S.
Feb 6, 2026
Google logo
⭐⭐⭐⭐⭐ Five-Star Experience with John Schmidlin John Schmidlin made the home-buying process smooth, stress-free, and tru...See more
John
Feb 5, 2026
Madison, NC
Experience logo
I had a great experience with John Schmidlin because he was responsive, knowledgeable, and made the entire loan process ...See more
chauntae L.
Feb 3, 2026
Google logo
John Schmidlin at Guild Mortgage was absolutely amazing to work with. From start to finish, John was professional, knowl...See more
Carol
Jan 26, 2026
Mount Airy, NC
Experience logo
John did what it took to get me the monthly payment I could

Video Gallery

Awards

Image of an award

Causes & Memberships

Image of causes & memberships

NMLS ID #69847

I am authorized to do business in the states of North Carolina, Tennessee and Virginia. (www.nmlsconsumeraccess.org/);

X
Want to have an experienced loan officer contact you for answers?
First name*
Last name*
Phone*
Email*
Zip code*