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About me

I've spent the last 28 years helping people achieve their homeownership goals as a Loan Officer, Branch Manager, and Business Owner. Currently licensed in North Carolina and Tennessee, I am committed to serving clients across the region.
 
In addition to my lending experience, I'm also a North Carolina Licensed General Contractor, which gives me a unique edge when working with clients interested in manufactured homes, single-wides, double-wides, modular homes, renovations, and new construction. I understand the ins and outs of both financing and building, and I love helping people bring their vision to life.
 
I pride myself on strong interpersonal and problem-solving skills, clear communication, and a deep understanding of guidelines and lending processes. I approach every client relationship with integrity, and I'm always willing to go the extra mile to be a true partner in their journey.
 
Working with first-time buyers is one of my favorite parts of the job. Whether it's down payment assistance, credit challenges, or just needing someone to coach them through the process, I'm here to guide and explain every step. I see each situation as a puzzle to solve, and I take pride in helping clients navigate even the most complex scenarios.
 
Outside of work, I'm passionate about travel and have explored almost all 50 states, as well as parts of Europe and Central America. I enjoy sightseeing, hiking, camping, road trips, and RV adventures, especially in the mountains, along the coast, and anywhere outdoors. I believe in maintaining a strong family balance, and I'm proud to be an Appalachian State alum.
 
If you're looking for someone who will treat your goals like their own and help you make informed, confident decisions, I'd love to be your guide.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Manufactured homes

Manufactured or CrossMod homes feel just like traditional, site-built homes. Fannie Mae's MH Advantage® or Freddie Mac's CHOICEHome programs create more flexible, affordable and innovative home options if you're interested in purchasing a custom manufactured home with the look and feel of a traditional home. These can include many of the same amenities like garages, car ports, porches, decks and more.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
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5.0
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5.0
Experience logo
5.0
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4.9
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5.0
Ashley
Nov 2, 2025
Experience logo
John was very helpful throughout the whole process.
Crisandra
Oct 2, 2025
Experience logo
John made the closing quick and stressfree while providing prompt updates throughout the process
Zoey W.
Oct 2, 2025
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I absolutely loved working with Guid Mortage . John Schmidlin helped me and my fiancé with evey step of the ...See more
K S.
Oct 4, 2025
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We worked with Derek and he made the process easy. He’s very knowledgeable and was quick to respond any time we had a qu...See more
Chris S.
Oct 4, 2025
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My wife and I are very pleased and satisfied with our service from AmeriFirst mortgage our branch manager John schmidlin...See more
Sandra
Sept 1, 2025
Experience logo
Helped us and were esay to work with, appreciate the professional folks, John is great!!!

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NMLS ID #69847

I am authorized to do business in the states of North Carolina and Tennessee.

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