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About me

I've spent the last 28 years helping people achieve their homeownership goals as a Loan Officer, Branch Manager, and Business Owner. Currently licensed in North Carolina and Tennessee, I am committed to serving clients across the region.
 
In addition to my lending experience, I'm also a North Carolina Licensed General Contractor, which gives me a unique edge when working with clients interested in manufactured homes, single-wides, double-wides, modular homes, renovations, and new construction. I understand the ins and outs of both financing and building, and I love helping people bring their vision to life.
 
I pride myself on strong interpersonal and problem-solving skills, clear communication, and a deep understanding of guidelines and lending processes. I approach every client relationship with integrity, and I'm always willing to go the extra mile to be a true partner in their journey.
 
Working with first-time buyers is one of my favorite parts of the job. Whether it's down payment assistance, credit challenges, or just needing someone to coach them through the process, I'm here to guide and explain every step. I see each situation as a puzzle to solve, and I take pride in helping clients navigate even the most complex scenarios.
 
Outside of work, I'm passionate about travel and have explored almost all 50 states, as well as parts of Europe and Central America. I enjoy sightseeing, hiking, camping, road trips, and RV adventures, especially in the mountains, along the coast, and anywhere outdoors. I believe in maintaining a strong family balance, and I'm proud to be an Appalachian State alum.
 
If you're looking for someone who will treat your goals like their own and help you make informed, confident decisions, I'd love to be your guide.

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.97 out of 5.0 stars
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5.0
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5.0
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5.0
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4.9
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5.0
chauntae L.
Feb 3, 2026
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John Schmidlin at Guild Mortgage was absolutely amazing to work with. From start to finish, John was professional, knowl...See more
Anthony S.
Feb 3, 2026
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⭐⭐⭐⭐⭐ Five-Star Experience with John Schmidlin John Schmidlin made the home-buying process smooth, stress-free, and tru...See more
Carol
Jan 26, 2026
Mount Airy, NC
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John did what it took to get me the monthly payment I could
Crystal S.
Jan 14, 2026
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I recently worked with John from Guild Mortgage for my home purchase, and I couldn’t be happier with the experience. Fro...See more
Macy
Jan 2, 2026
Leland, NC
Experience logo
John is so knowledgeable and helped me so much throughout the process of buying my first home. Not only di...See more
Gracie
Dec 30, 2025
Valdese, NC
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John Schmidlin was the best! He was very patient through the whole process! Beth Hatley was also amazing!...See more

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Awards

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Causes & Memberships

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NMLS ID #69847

I am authorized to do business in the states of North Carolina, Tennessee and Virginia. (www.nmlsconsumeraccess.org/);

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