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Melissa McKinney

Loan Officer

NMLS# 2460042

About me

Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Home equity insights

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Testimonials

The rating and reviews below represent my top reviews. Read all customer reviews here.
4.95 out of 5.0 stars
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5.0
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5.0
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4.9
Elizabeth
Jan 9, 2026
Fayetteville, NC
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Melissa has a true passion for helping others, it is evident in her work ethic.
Thomas
Jan 6, 2026
Fayetteville, NC
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Our realtor was super professional, polite, and very helpful during the house hunting process.
Justin
Dec 18, 2025
Williamsburg, VA
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Quick/accurate responses, kept us informed, and no surprises.
James
Dec 18, 2025
Williamsburg, VA
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Guild Mortgage and Melissa were on top of things every step of the way! As an agent, I feel that open lines of communic...See more
Reihaneh M.
Dec 17, 2025
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She is wonderful to work with. So knowledgeable and supportive. I highly recommend her to everyone.
James H.
Dec 17, 2025
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Guild Mortgage did a great job for my clients! Kudos to all.

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Awards

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Causes & Memberships

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NMLS ID #2460042

I am authorized to do business in the states of North Carolina and Virginia. (www.nmlsconsumeraccess.org/);

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