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Let my experience guide you and my service impress you!

Hundreds of home loan options, with the personalized care you deserve.

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

There are a lot of moving parts that must be flawlessly coordinated during the home loan process, and you need someone with skill that is going to be there to guide you honestly and accurately, from start of application to signing at closing. With over 22 years of experience in the mortgage industry, I have had the privilege of helping countless families and individuals turn their dream of homeownership into reality. My extensive journey as a mortgage loan officer paired with my attention to detail and thoroughness, has always provided clients a seamless path for oftentimes, one of the biggest decisions of their lives. I appreciate that each clients’ home scenario is unique, and whether they are purchasing a home for the first time, buying a beach or lake vacation house, or wanting to do a refinance to achieve their financial goals- I will always be committed to making their experience as smooth and stress-free as possible.

Having over 175 perfect five-star client reviews online, showcases my dedication to provide amazing service with clear communication, transparency, and integrity. Combining that with my in-depth knowledge of the mortgage market and genuine commitment to my clients, has allowed me to form lasting relationships with both homebuyers and realtor partners that were taken care of throughout their transaction every step along the way. One of the greatest compliments I receive is the trust my clients place in me, as evidenced by the numerous referrals and repeat business from those who have experienced my diligence firsthand. It is incredibly rewarding to consistently have clients return, as well as be entrusted with helping their friends and family achieve their homeownership dreams as well.

Outside of work, I am an active member of the community, having founded, the Lake Norman Business Network for Women (LKNBNW) in August of 2019. I started this group with the goal of giving women in the Lake Norman and Charlotte, NC areas, an opportunity to connect with, meet, and collaborate professionally and personally. Whether for finding additional trusted local experts in different industry fields, or for additional camaraderie and kinships- LKNBNW has grown to a private group with over 1,100 members that consistently meet every month. Having established this large social network of local connections, has allowed me to become a go-to contact and provide insight above mortgage-only needs to the many new out of state homebuyers coming to the region. In addition to the love of connecting people, I am proud to support workshops, events and seminars that promote homeownership for all families and all communities, ensuring that everyone has the opportunity to achieve their dream of owning a home.

When I am not sharing my mortgage expertise, for relaxation and recreation, I love completing home enhancement projects and traveling with my husband, as well as spoiling our doggie-daughter- as the only way that four-legged family members should be.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
5.0 out of 5.0 stars
5.0
5.0
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Jeri G
Oct 06, 2025
Verified

Tara Atwood is the most professional, customer service oriented and knowledgeable person I have ever worked with. Her commitment to her clients is only overshadowed by her knowledge. I would never ever work with anyone else! I would recommend her without reservation to anyone and everyone. You will not be disappointed….unless you don’t call her!
Jeri
Oct 06, 2025
Verified

Tara Atwood is the most professional, customer service oriented and knowledgeable person I have ever worked with. Her commitment to her clients is only overshadowed by her knowledge. I would never ever work with anyone else! I would recommend her without reservation to anyone and everyone. You will not be disappointed….unless you don’t call her!
Richard
Sep 30, 2025
Charlotte, NC
Verified

Tara and her team were fantastic! The loan application process was straightforward and Tara was there every time I needed assistance. Awesome experience, Thanks.
Jim
Sep 30, 2025
Charlotte, NC
Verified

Tara is such a pleasure to work with. Her knowledge and expertise in the mortgage industry is unsurpassed by many. She has helped numerous clients of mine and she always comes through. I highly recommend Tara. She is one of the best!
Kristine
Sep 05, 2025
Verified

Tara was extremely helpful. Clear and precise communications. Explained every step of the way thoroughly! Very supportive.
Edward R
Jun 13, 2025
Verified

Tara made buying our home effortless, if I knew it would be this easy I would have bought 10 houses already. Tara was referred to us by a great friend, who has never let us down. Tara is an excellent communicator, her knowledge and experience is exceptional! We have already referred Tara to our closest friends who are currently looking for a home. Our realtor said “I have never been so informed along the way, Tara was prompt and accurate”

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1032546
I am authorized to do business in the states of Florida, Georgia, North Carolina and South Carolina.