Contact Me
hero image
Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a seasoned Lending Branch Manager with over two decades of experience in the Banking and Mortgage Industry, I am dedicated to leveraging my extensive knowledge to benefit my customers. My personal journey through purchasing, refinancing, and selling multiple homes has also equipped me with firsthand insights into delivering exceptional service.  

Having utilized a wide array of mortgage products myself—from USDA First-Time Homebuyer Loans to Conventional Loans, Construction Loans with long-term locks, and Investment Loans—I am well-versed in the diverse options available. My goal is not only to provide exceptional customer service but also to educate my clients on the various loan programs we offer. Whether you're a first-time homebuyer or an experienced one, I am here to guide you through the entire loan process. 

I specialize in a range of loan products, including Veteran, Relocation, Jumbo, and Investment Loans. My commitment is to support you from application to closing, ensuring continuous communication and preparation every step of the way.  

Adapting to changes brought by the pandemic, I have refined my processes to accommodate your comfort levels. With advanced technology, we can complete the loan process digitally, or welcome you into our office for face-to-face interactions. 

Balancing a busy family life with my husband, two active teenagers, and a beloved pet, I understand the importance of flexibility. I am available beyond traditional business hours to fit your schedule and am dedicated to building long-term relationships with my clients.  

I look forward to working with you and becoming Your Lender for Life. 

Read Blog

Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

homebot-logo

home equity insights

For illustrative purposes only. Guild Mortgage is not affiliated with Homebot. Clicking the above links redirects to Homebot controlled sites.

X
X

Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
4.95
4.98
Bailey
Mar 17, 2025
Dillon, MT
Verified

It was so nice being able to close on time with buyers who had an FHA loan! Communication was great and everything was made very easy. 100% recommend! Will be sending more buyers your way for financing! Thanks!
Allisa F
Mar 11, 2025
Verified

Nicole is amazing, she is very educated and experienced, I have had the pleasure of getting to work with her a couple of times and all experiences have been quick and easy!
Allisa
Mar 10, 2025
Anaconda, MT
Verified

Nicole and Renae are the perfect team, such an easy flawless process! Nicole is very easy to work with and makes you feel like you are dealing with a good friend,not some corporate number. My only complaint is the website, had issues uploading documents and the site itself not loading correctly, small stuff in my book! A huge Thank You to Nicole and Renae!!
owen f
Mar 03, 2025
Verified

Everything went smoothly, all the people we worked with were awesome and it was a quick process!
Allisa
Mar 03, 2025
Verified

Doing business with Nicole was great! The process was quick, easy and smooth sailing. I would definitely go through the process again with Nicole and team! Thank you for all of your expertise!
Jennifer
Jan 27, 2025
Butte, MT
Verified

Guild Mortgage was amazing to work with! They were there every step of the way and made this a memorable experience.

Video gallery

View More

Awards

Causes & Memberships

member of Guild Giving
NMLS ID #487293
I am authorized to do business in the state of Montana. Branch NMLS ID 2342421;