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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

About me

As a seasoned Lending Branch Manager with over two decades of experience in the Banking and Mortgage Industry, I am dedicated to leveraging my extensive knowledge to benefit my customers. My personal journey through purchasing, refinancing, and selling multiple homes has also equipped me with firsthand insights into delivering exceptional service.  

Having utilized a wide array of mortgage products myself—from USDA First-Time Homebuyer Loans to Conventional Loans, Construction Loans with long-term locks, and Investment Loans—I am well-versed in the diverse options available. My goal is not only to provide exceptional customer service but also to educate my clients on the various loan programs we offer. Whether you're a first-time homebuyer or an experienced one, I am here to guide you through the entire loan process. 

I specialize in a range of loan products, including Veteran, Relocation, Jumbo, and Investment Loans. My commitment is to support you from application to closing, ensuring continuous communication and preparation every step of the way.  

Adapting to changes brought by the pandemic, I have refined my processes to accommodate your comfort levels. With advanced technology, we can complete the loan process digitally, or welcome you into our office for face-to-face interactions. 

Balancing a busy family life with my husband, two active teenagers, and a beloved pet, I understand the importance of flexibility. I am available beyond traditional business hours to fit your schedule and am dedicated to building long-term relationships with my clients.  

I look forward to working with you and becoming Your Lender for Life. 

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
4.94
4.98
Cheryl
Jun 02, 2025
Anaconda, MT
Verified

Great team to work with!
Jessica
Jun 02, 2025
Butte, MT
Verified

Our loan officer (Nicole) worked incredibly hard for us to make sure we got the best rates possible. She was friendly and professional and was always punctual when it came to communication. We are so happy we chose Guild and worked with Nicole!
Andre
Jun 02, 2025
Butte, MT
Verified

Everything went like clockwork!
Zack
May 12, 2025
Butte, MT
Verified

Great service
Anthony
May 19, 2025
Billings, MT
Verified

Nicole Hanni , Kasey Rogge and their team made this a great experience for my family! Thanks!
David
May 19, 2025
Butte, MT
Verified

Nicole was absolutely beyond wonderful to deal with communicated clearly helped me with everything that I needed to help with was available to answer questions made everything perfectly clear. This process could not have been any better mostly thanks to Nicole. Would never consider another mortgage with anyone else.

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #487293
I am authorized to do business in the state of Montana. Branch NMLS ID 2342421;