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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

As a seasoned Lending Branch Manager with over two decades of experience in the Banking and Mortgage Industry, I am dedicated to leveraging my extensive knowledge to benefit my customers. My personal journey through purchasing, refinancing, and selling multiple homes has also equipped me with firsthand insights into delivering exceptional service.  

Having utilized a wide array of mortgage products myself—from USDA First-Time Homebuyer Loans to Conventional Loans, Construction Loans with long-term locks, and Investment Loans—I am well-versed in the diverse options available. My goal is not only to provide exceptional customer service but also to educate my clients on the various loan programs we offer. Whether you're a first-time homebuyer or an experienced one, I am here to guide you through the entire loan process. 

I specialize in a range of loan products, including Veteran, Relocation, Jumbo, and Investment Loans. My commitment is to support you from application to closing, ensuring continuous communication and preparation every step of the way.  

Adapting to changes brought by the pandemic, I have refined my processes to accommodate your comfort levels. With advanced technology, we can complete the loan process digitally, or welcome you into our office for face-to-face interactions. 

Balancing a busy family life with my husband, two active teenagers, and a beloved pet, I understand the importance of flexibility. I am available beyond traditional business hours to fit your schedule and am dedicated to building long-term relationships with my clients.  

I look forward to working with you and becoming Your Lender for Life. 

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Meet my team

I work closely with my team of specialists to get you the financing you need. See what each member brings to the team.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
4.95
4.98
Shane
Oct 28, 2025
Butte, MT
Verified

Nicole is the best!
Alli K
Oct 21, 2025
Verified

Nicole is hard working and works for you! She is so easy to communicate with and makes things so easy. Cant recommend her enough for home loans. Thank you Nicole!!
Allison
Oct 21, 2025
Butte, MT
Verified

I had a GREAT experience because Nicole and her staff. They are amazing and so easy to work with. They make everything so easy and it was again (returning customer) the most painless transactions. Thank you Nicole!!
Tracy
Oct 17, 2025
Butte, MT
Verified

Nicole was very efficient and got our loan fast. Very professional and will recommend other people to go with Guild. Always answered our questions and gave us many options to choose from.
James
Oct 04, 2025
Butte, MT
Verified

While shopping for mortgage rates, I quickly found that Guild Mortgage offered the best rates and terms that fit the criteria I was looking for. Then, by working with Nicole, much of the stress of first-time homebuying was alleviated through her expertise and knowledge of the whole process. Nicole is easy to reach out to and her consistent updates make sure I knew where I stood every step of the way.
Jason
Oct 01, 2025
Butte, MT
Verified

Everything was great.

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Awards

Scotsman Guide Award Scotsman Guide Award Scotsman Guide Award

Causes & Memberships

member of Guild Giving
NMLS ID #487293
I am authorized to do business in the state of Montana. Branch NMLS ID 2342421;