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About me

As a lifelong resident of Desoto County and proud graduate of Horn Lake High School (go Eagles!) and the University of Memphis (go Tigers!), my roots in our community run deep.  With over 24 years of dedicated mortgage lending experience and a banking career that spans back to 1993, I’m passionate about helping my neighbors throughout Desoto County, Mississippi achieve their dreams of homeownership.  As your local mortgage loan officer, I combine my extensive financial background with a personal commitment to making the mortgage process clear and manageable.  

My journey in financial services began on the banking side of the industry, helping people with construction loans and lines of credit.  Then I started working exclusively in mortgage lending. Since then, I’ve built my career on understanding not just mortgages, but the complete financial picture of homeownership.  

What truly drives me is helping first-time homebuyers navigate their path to homeownership.  I understand that buying your first home can feel overwhelming, which is why I take extra care to break down the process into clear, manageable steps.  Whether you’re a first-time buyer or looking to move up, I’ll guide you through every stage of the mortgage journey.

As a mortgage lender licensed in Tennessee, Mississippi, Arkansas, Alabama, and Florida, I work with clients throughout Memphis, Desoto County, and surrounding areas.  I believe that every homebuyer deserves personalized attention and a mortgage solution that fits their unique situation.  

Proudly serving my fellow homebuyers and homeowners in Desoto County, including Southaven, Olive Branch, Horn Lake, Hernando, Memphis, and all surrounding communities since 1999!
 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
4.94
5.0
Daron
Jun 09, 2025
Hernando, MS
Verified

Shelley was an absolute joy to work with. She guided us through every step of the way and seemed personally invested in our success. She shared our joys along with us. The underwriting team was great as well. We could not be happier.
Amy S
Jun 04, 2025
Verified

Another fabulous experience with Shelley! She is always so helpful, kind and knowledgable. I always recommend her and have never been disappointed!
Shenika
May 27, 2025
Southaven, MS
Verified

My loan experience was great due to the help of two ladies (Shelley D. and Kristie G. ) they offered services above and beyond. The communication was top tier. Shelley answered my calls and emails in rapid speed. I was able to get responses in a timely manner from them both.
Stephanie
May 27, 2025
Olive Branch, MS
Verified

Shelley is responsive and knowledgeable. She is always available to help a buyer understand the loan program and process
Kesha
May 27, 2025
Hernando, MS
Verified

Shelley went the extra mile to assist our buyer clients get to the closing table. she communicated well and was very diligent throughout the process. Highly recommend!
chardrick m
May 19, 2025
Verified

Awesome!!!!’

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #185241
I am authorized to do business in the states of Alabama, Arkansas, Florida, Mississippi and Tennessee. Licensed by the Mississippi Department of Banking and Consumer Finance;