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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

As a lifelong resident of Desoto County and proud graduate of Horn Lake High School (go Eagles!) and the University of Memphis (go Tigers!), my roots in our community run deep.  With over 24 years of dedicated mortgage lending experience and a banking career that spans back to 1993, I’m passionate about helping my neighbors throughout Desoto County, Mississippi achieve their dreams of homeownership.  As your local mortgage loan officer, I combine my extensive financial background with a personal commitment to making the mortgage process clear and manageable.  

My journey in financial services began on the banking side of the industry, helping people with construction loans and lines of credit.  Then I started working exclusively in mortgage lending. Since then, I’ve built my career on understanding not just mortgages, but the complete financial picture of homeownership.  

What truly drives me is helping first-time homebuyers navigate their path to homeownership.  I understand that buying your first home can feel overwhelming, which is why I take extra care to break down the process into clear, manageable steps.  Whether you’re a first-time buyer or looking to move up, I’ll guide you through every stage of the mortgage journey.

As a mortgage lender licensed in Tennessee, Mississippi, Arkansas, Alabama, and Florida, I work with clients throughout Memphis, Desoto County, and surrounding areas.  I believe that every homebuyer deserves personalized attention and a mortgage solution that fits their unique situation.  

Proudly serving my fellow homebuyers and homeowners in Desoto County, including Southaven, Olive Branch, Horn Lake, Hernando, Memphis, and all surrounding communities since 1999!
 

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.98 out of 5.0 stars
5.0
4.97
5.0
Lauryn
Oct 31, 2025
Byhalia, MS
Verified

Shelley was always available and one call away. She worked around the clock on my loan, and got me fixed up in no time!!
Richard
Oct 24, 2025
Bartlett, TN
Verified

Everything was thoroughly explained from start to finish. Each member of their team was polite and continued to make sure we were informed of all the steps that needed to be completed. Something that would have given most an anxiety attack was handled with no headaches whatsoever. I would highly recommend to anyone.
Andrea
Oct 24, 2025
Bartlett, TN
Verified

Shelley explained everything and maintained excellent communication throughout the entire process. I would highly recommend her.
Kurt
Oct 20, 2025
Olive Branch, MS
Verified

We had a tough buyer but Shelley handled them with professionalism. Thank you for going above and beyond. Keep me in mind if you have a buyer without an agent. :)
Chris
Sep 29, 2025
Southaven, MS
Verified

Shelly did an outstanding job on our recent transaction, and I couldn’t be more pleased with the experience. From start to finish, she kept us informed every step of the way, making sure we always knew what was happening and what to expect next. Her communication was clear and timely, and her professionalism made the entire process smooth and stress-free. It’s rare to find someone so dedicated and attentive, and I’m truly grateful for the care and expertise she brought to the table.
Lakeitha
Sep 29, 2025
Southaven, MS
Verified

Shelley is super helpful, always available, knowledgeable and very pleasant to work with. I will recommend her to all my friends and family. I had the best experience!!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #185241
I am authorized to do business in the states of Alabama, Arkansas, Florida, Mississippi and Tennessee. Licensed by the Mississippi Department of Banking and Consumer Finance;