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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
4.94
5.0
Hartley
Jun 02, 2025
Mendenhall, MS
Verified

Communition
Destini H
Jun 03, 2025
Verified

Russell hood is amazing and I would recommend him to anyone! He is always responsive and gets the job done!
Destini
Jun 02, 2025
Florence, MS
Verified

Russell has always been a pleasure to work with But he absolutely went over and beyond for us during this process and got us to closing table with no issues! He is great!
Jordan
Jun 02, 2025
Brandon, MS
Verified

Russell was very knowledgeable about any questions I had and also very informative with relaying what documentation he needed would 100% recommend Guild and Russell!
Gavin
Jun 02, 2025
Richland, MS
Verified

Russel hood was my loan officer He was super knoweledgable with the whole process always responded to messages and phone calls it was an overall super easy process
Jonathan
May 19, 2025
Mendenhall, MS
Verified

Worked very closely with us to find our home and stuck with us helping as much as humanly possible the entire process

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1538138
I am authorized to do business in the state of Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;