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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
4.94
5.0
Rachael B
Mar 28, 2025
Verified

Great lender. Proactive, fair and easy to communicate with.
Rachael
Mar 24, 2025
Brandon, MS
Verified

Russell is great to work with So easy to communicate with and works hard to give his best . My clients alwats rave over the service they receive when working with him .
Sydney
Mar 24, 2025
Raymond, MS
Verified

Russell made this process very easy. He was quick to answer questions and was very knowledeable. Would absolutely recommend or use Guild again in the future.
Ashley
Mar 24, 2025
Brandon, MS
Verified

Highly recommend Russell! He's knowledgeable, responsive, and always on top of the process.
Allison
Mar 24, 2025
Raymond, MS
Verified

Five stars, as always!!
Jimmy
Mar 24, 2025
Brandon, MS
Verified

Everyone at guild where amazing I was always told buying a home was a stressful process and it actually turned out to be one of the eas things I've ever done because of how great everyone was

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Causes & Memberships

member of Guild Giving
NMLS ID #1538138
I am authorized to do business in the state of Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;