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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
4.94
5.0
Jeffrey
Feb 10, 2025
Brandon, MS
Verified

Y'all are really good people and worked hard to help me out.
Staci
Feb 10, 2025
Brandon, MS
Verified

Guild Mortgage has the best employees!
Francis
Feb 03, 2025
Benton, MS
Verified

My client was very happy with the service they received. I was happy that their loan was done in a very timely manner and things went smoothly! Communication was very good any time I had a question! Will recommend Russell in the future!
Tammy F
Jan 31, 2025
Verified

It was great working! We worked together and got the job done. Sight unseen HUD foreclosure sales can be tricky.
Tabatha J
Jan 22, 2025
Verified

Russell Hood is an AMAZING lender! He communicated well thoughout the entire process, keeping everyone up to date during every phase. Russell is very professional and knowledgeable on every aspect of the lending process. I would HIGHLY recommend him to anyone looking to buy a home or investment property!
Tabatha
Jan 21, 2025
Brandon, MS
Verified

Russell is an AMAZING lender! He communicated well thoughout the entire process, keeping everyone up to date during every phase. Russell is very professional and knowledgeable on every aspect of the lending process. I would HIGHLY recommend him to anyone looking to buy a home or investment property!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1538138
I am authorized to do business in the state of Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;