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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.97 out of 5.0 stars
5.0
5.0
4.95
5.0
Joshua
Sep 24, 2025
Verified

Russell has been so easy, understanding and very pleasant to work with on this house buying journey. My wife has communicated more with him than I have but every time talked & communicated with him, he has been very proactive. My wife has said numerous times how easy Russell and his team has made this house journey for us. We will definitely recommend Russell and the Guild Mortgage team to anyone we know that is in the process of trying to get a house. 10 out 10 recommend him!
Ashley
Sep 24, 2025
Verified

Russell Hood has been absolutely amazing to work with on this journey. He has been very proactive, responsive and patience with me throughout this whole journey. I will forever recommend anyone going through him. His staff Tina and Lindsay have also been just as amazing. We are so very thankful and grateful for everyone that has helped us get this beautiful house!
Grabboid 1
Sep 18, 2025
Verified

Mr. Hood was awesome! He was very informative, broke down each step to the loan process before going through it, and he still explained the step that I was in. He made an extremely stressful process, no so bad. Respectful, kind, professional, and VERY good at his job.
John Michael B
Sep 16, 2025
Verified

Mr. Russell was amazing from start to finish. He shows that he truly cares and I believe that is a rare thing. I will be highly recommending him to anyone and everyone!!!
Jim
Sep 12, 2025
Mendenhall, MS
Verified

Russell puts forth the effort to make the transaction to go as smooth as possible.
Leah
Aug 09, 2025
Pearl, MS
Verified

Russell came highly recommended by a friend . I am so glad we chose to go with him. I am a first time home buyer , and he was so patient with me on answering questions and making sure I fully understood what the process would look like

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1538138
I am authorized to do business in the state of Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;