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Find the loan to fit your life

Select from hundreds of loan products tailored to your needs

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
USDA

USDA

Are you purchasing a rural property? A USDA loan is a great fit. Enjoy lower interest rates with no down payment. These loans are best suited for homebuyers with moderate to low income and are offered to rural property owners through the U.S. Department of Agriculture (USDA).
VA

VA

If you’re an active member of the military or a veteran, a VA loan can help you save money with no down payment and lower closing costs. VA loans also have lower interest rates, meaning you’ll save money over the life of your loan. A VA loan is a program created and guaranteed by the Department of Veterans Affairs (VA) specifically for eligible military veterans, service members and their spouses.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
4.94
5.0
Jerrell
Jul 15, 2025
Flowood, MS
Verified

Russell handled everything expertly and kept me advised at each turn. I was very pleased with the process.
Annette
Jul 01, 2025
Pearl, MS
Verified

Julian Burnette made the loan process so easy for my client. Russell Hood processed the loan more efficiently than we could have ever asked for! From start to finish, the communication was exceptional. I cant thank this team enough for their outstanding performance!
Julea C
Jul 02, 2025
Verified

We couldn’t have had anyone better! Honestly the best experience we could’ve ever had. We are definitely recommending to everyone !!!
Julea
Jul 01, 2025
Pearl, MS
Verified

It was such a pleasre! Everything was made so smooth and easy during our whole process!!
Hartley
Jun 02, 2025
Mendenhall, MS
Verified

Communition
Destini H
Jun 03, 2025
Verified

Russell hood is amazing and I would recommend him to anyone! He is always responsive and gets the job done!

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Awards

Causes & Memberships

member of Guild Giving
NMLS ID #1538138
I am authorized to do business in the state of Mississippi. Licensed by the Mississippi Department of Banking and Consumer Finance;