Helping You Unlock the Door to Your Dream Home

With Honesty, Expertise, and Care

Jared Ogburn

Loan Officer

NMLS# 1698451

501 Cobblestone Ct, Suites A,b,c,d,
Madison, MS 39110

(601) 613-4228

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Building trust, one borrower at a time.

Find out how we performed in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study.

About me

As a proud Mississippi native, I specialize in making the home financing process simple, transparent, and personalized for every client. Whether you're buying your first home, refinancing, or investing, I’m here to guide you through every step with clear communication and competitive rates. My goal is to build lasting relationships by understanding your unique needs and offering tailored solutions. Let’s make your homeownership dreams a reality — because here in Mississippi, we’re not just building houses, we’re building communities.

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Let's find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don't have a large down payment saved up though, don't worry. We have Conventional loan options for down payments as low as 3%.

FHA

If you're looking to buy on a tight budget, these loans are a great option. It's easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They're also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

Down payment assistance

If you're purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

The rating and reviews below represent my top reviews.

4.93 out of 5.0 stars

4.9

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Abby

Nov 6, 2025

Jared made the entire process smooth!

Wes

Nov 2, 2025

Jared took great care of my clients, communicated well and in a timely manner and was incredibly knowledgeable, availabl...See more

Allison

Oct 5, 2025

This was a tricky one. Jared Proved to be a great problem solver to get this deal to the finish line .

Jarrett

Oct 6, 2025

More painless than we thought it could be.

Kirsten

Sept 5, 2025

Jared and the team at Guild were always available to us. Jared is always happy to answer any questions or concerns, is v...See more

Tabitha

Sept 3, 2025

I cannot say enough great things about Jared! He truly went above and beyond to make sure my client’s deal came together...See more

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NMLS ID #1698451

I am authorized to do business in the states of Mississippi and Texas. Licensed by the Mississippi Department of Banking and Consumer Finance;